SWIFT/BIC codes in United States: banks starting with D

Bank SWIFT codes for United States

In United States our database holds 5781 SWIFT/BIC codes from 3498 banks. A BIC tells every bank in the chain exactly which bank is meant to get an international payment.

Pick a bank below to view the head office code and its other codes along with tips for payments to and from that bank. The rest of this page covers the structure of the codes, what transfers cost and how to avoid mistakes before a payment.

International payments to United States and the BIC

United States is outside the SEPA area, so European euro rules do not apply. Payments from abroad normally go through the SWIFT network – which is why you need the BIC of the recipient’s bank.

Depending on the country, the account is identified by a domestic account number rather than an IBAN and sometimes a local routing or branch code. The receiving bank often has instructions for payments from abroad, and it is worth following them to the letter. International transfers can pass through one or more intermediary banks.

Most SWIFT codes in United States: Citadel Investment Group, L.l.c.

Citadel Investment Group, L.l.c. leads the list of United States banks when it comes to the number of SWIFT/BIC codes. Its main office has CITGUS44XXX and that code covers most payments.

The number of codes says something about how it organises its payments than about its size. If not the recipient asks for a branch, the head office code CITGUS44XXX works for a payment to Citadel Investment Group, L.l.c..

Sending USD to United States

The local currency in United States is the US Dollar (USD). A payment in a foreign currency will be exchanged into USD, and whoever converts it chooses the rate.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Compare how much USD the recipient gets via different services. With bigger transfers, even a small difference in the rate adds up quickly.

Banks in United States beginning with the letter :letter

Here you see a selection: only institutions in United States with a name starting with :letter. The figures for United States mentioned here apply to all 3498 banks and not only this letter.

If the bank you need does not appear here, try the full list. The complete list remains available if you cannot find the bank here.

About our data and how to check a code

Ask the recipient to copy the account details directly from a recent statement. When the code you were given differs from the code listed here, stop and ask: check with the recipient or the bank.

We gather SWIFT/BIC codes using publicly available data and check them regularly. Banks merge, close branches and retire codes – a directory can be a step behind. Before a payment of any size, check the code with the recipient’s bank. We are a comparison site.

Scammers often use fake invoices with changed bank details from what looks like a familiar address. Always verify a change of bank details through a separate channel, using a number you already had.

What a transfer to United States really costs

A bank transfer to United States often costs more than the fee suggests. There is the transfer fee, sometimes charges from intermediary banks along the way and, above all, the exchange rate markup.

The real cost is often in the rate, not in the fee. Check the rate you are offered against the mid-market rate, the midpoint you see on financial news sites.

For many routes, a specialist provider is cheaper than a bank. On GoldexPay you can compare what recipients in United States receive with different services, so you can pick the cheapest route.

What the letters in a United States BIC mean

A SWIFT code is 8 or 11 characters long and follows a fixed pattern. First comes a four-letter bank code, then a two-letter country code and a two-character location code.

You can spot a bank code from United States from letters five and six – those always form the country code of United States. A code with a different country code come from a bank abroad.

The long version adds a branch code, where XXX means the head office. In most cases the head office code is what you need.

Getting paid from abroad into an account in United States

A sender in another country will ask for a few details from you – incomplete details often cause delays. In practice that means: your name as your bank knows it, your IBAN or account number, the SWIFT/BIC code of your bank and, often, your address.

Look up the bank in the list above to check its code. Certain sending banks also want your bank’s address, so keep it at hand.

Expect that the amount credited is smaller than the amount on the sender’s receipt. Correspondent banks can take a fee, and when currencies differ, a markup on the rate applies. Make clear with the sender who covers the fees, especially for larger amounts.

Transfer times to United States

A SWIFT payment to United States typically needs anywhere from one to several business days. Transfers sent after the cut-off time or on a weekend or public holiday usually go out a business day later.

When a payment takes longer than expected, the sender should contact the sending bank for a trace. Keep your transfer receipt until the recipient confirms.