SWIFT/BIC codes in United States: banks starting with A

Finding a SWIFT code in United States

On this page you find the SWIFT/BIC codes of 3498 banks in United States, 5781 codes in all. A BIC tells the banks handling a transfer which institution should receive the money.

Look for the recipient’s bank in the list and open its page for all codes we have. The rest of this page covers how the codes work, the cost of transfers and how to avoid mistakes.

Verifying a SWIFT code from United States

Ask the recipient to send you the account details straight from a recent statement. If the code you have differs from our list, do not guess – contact the recipient or their bank.

We collect SWIFT/BIC codes from public sources and check them from time to time. Even so, banks merge or change codes, so information can be out of date. Before any payment that matters, confirm the code with the recipient’s bank. GoldexPay is not a bank and is not affiliated with the banks listed.

Scammers often send payment requests carrying new bank details from what looks like a familiar address. A real SWIFT code says nothing about who owns the account: criminals use real codes too.

Banks in United States beginning with the letter :letter

You are looking at a selection: only banks in United States with a name starting with :letter. The figures for United States mentioned here apply to every bank we list, not just the ones under :letter.

Cannot find the bank? Its official name might start with a different letter, for example the full legal name rather than a brand name. Try the full list for United States if you are not sure the exact name.

International payments to United States and the BIC

To pay into United States you will usually need the BIC, because the country is outside the SEPA area. Without the BIC, most banks will not process the transfer at all.

Not every country uses IBAN numbers. Check with the recipient exactly which details their bank requires for payments from abroad. SWIFT payments sometimes go via one or more intermediary banks and fees can be taken along the way.

The structure of a United States SWIFT/BIC code

A BIC is either 8 or 11 characters long and follows a fixed pattern. It starts with a four-letter bank code, then a two-letter country code and a two-character location code.

For banks in United States, letters five and six are the ISO country code of United States – that is the quickest way to spot one. If the country letters point to another country, the code belongs to a bank somewhere else.

The optional last three characters identify a branch or department; XXX means the head office. Use a branch code only when the recipient’s bank asks for it – otherwise stick with the head office.

Bank or transfer service for United States?

What you pay for a transfer to United States is made up of several parts. On top of the fee, intermediary banks can take a cut, and when the money is converted the bank usually applies a less favourable rate than the real market rate.

The markup on the rate is often the largest part of the cost, even though it is not listed as a fee. An easy check: set the offered rate next to the mid-market rate and look at the difference.

For a lot of routes, a transfer service turns out to be less expensive than a traditional bank transfer. GoldexPay lists transfer services side by side, showing the amount that reaches the recipient before you commit.

How long does a transfer to United States take?

There is no single answer for payments to United States: many arrive the same day or the next, others take several business days. Public holidays in either country add extra days to the journey.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every payment gets a unique reference, the UETR that banks can use to see where the money is. Specialist transfer services usually provide tracking in their app so you can follow the payment.

United States and the US Dollar

The national currency of United States is the US Dollar (USD). If you send money in a different currency, it gets converted at some point – by your bank, a bank in between or the recipient’s bank.

Who does the conversion affects how much arrives, as rates and margins differ per bank. In many cases you pay less if you send USD directly via a transfer service with a good rate. Rates for USD move all the time – some providers let you lock in a rate.

Most SWIFT codes in United States: Citadel Investment Group, L.l.c.

Citadel Investment Group, L.l.c. tops our list for United States in SWIFT/BIC codes. Its head office code is CITGUS44XXX, which is the code to use when no branch is specified.

Many codes often reflects separate codes for branches, departments or services. If not the recipient asks for a branch, CITGUS44XXX is fine for a payment to Citadel Investment Group, L.l.c..

Receiving money in United States from abroad

If you are waiting for a payment from another country on an account in United States, send the payer a complete set of details. Share the account holder’s name, the IBAN or account number, the BIC of your bank and your address.

Find your bank in the list on this page to check its code, but take the code from your own bank details when in doubt. You can add the name and city of your bank because some forms have separate fields for it.

Expect that the amount credited is below what the sender paid. Fees for incoming transfers differ from bank to bank; check the price list of your bank. Make clear with the sender who covers the fees.