SWIFT/BIC codes in United States: banks starting with F

Finding a SWIFT code in United States

Here you will find the SWIFT/BIC codes of 3498 institutions in United States, 5781 codes in all. A BIC shows every bank in the chain which institution is meant to get the money.

Select a bank below to view its head office code and any branch codes. Below the list we explain how a code from United States is put together, how to send money there without overpaying and how to check a code before you pay.

Paying a bank in United States from abroad

Since United States is outside SEPA, an international payment is usually sent through SWIFT. That means the payment always needs the SWIFT/BIC code of the receiving bank.

Not all countries use the IBAN – where there is none, the local account number is enough. The recipient’s bank often provides instructions for payments from abroad, and it is worth following them to the letter. SWIFT payments can pass through correspondent banks.

Sending USD to United States

United States uses the US Dollar, code USD. Money sent in a different currency will be exchanged into USD on its way to the recipient.

Where the conversion happens affects how much arrives. Compare how much USD arrives with different providers. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.

When does money sent to United States arrive?

There is no fixed delivery time for transfers to United States: many arrive within a day, others take several business days. Public holidays in either country add a day or more, because banks do not process payments on those days.

When a payment takes longer than expected, the sender should contact the sending bank and ask for the status or the UETR. Specialist transfer services often show a status online, which makes it easier to see where the money is.

Sending money to United States for less

A bank transfer to United States often costs more than you think. Besides a fixed fee, correspondent banks may deduct a charge, and when the money is converted the bank usually applies a less favourable rate than the real market rate.

The markup on the rate is often the biggest part of the cost. A simple test: put the offered rate against the mid-market rate and look at the difference.

For a lot of routes, a specialist provider is cheaper than a bank – mostly thanks to the exchange rate. GoldexPay lists transfer services next to each other so you can see what actually arrives in United States for the same amount sent.

Getting paid from abroad into an account in United States

To receive a transfer from abroad into a United States account, the person paying you has to have not just the BIC. In practice that means: your full name as your bank knows it, your account number or IBAN, the SWIFT/BIC code of your bank and sometimes your postal address.

Find the bank in the list above – your bank statement is the final word. You can include the name and city of your bank, since some payment forms ask for it.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Charges on incoming payments differ per bank; check the price list of your bank. Agree with the sender who pays which costs.

Banks in United States starting with :letter

This page only shows banks in United States beginning with :letter. The counts in the introduction always cover all banks in United States and not only this selection.

If the bank you need does not appear under :letter, check the full list – the registered name can differ from the name people use. Try the full list for United States when you do not know the exact name.

About our data and how to check a code

The safest source for a SWIFT code is the recipient’s own bank details. A wrong code may lead to delays, a payment being sent back or additional charges.

We collect bank codes from publicly available data and check them from time to time. Still, banks merge, rename themselves or change codes, so information can be out of date. For any payment that matters, check the BIC with the recipient. We are a comparison service.

Be wary of invoices with changed bank details. Always confirm a change of bank details through a separate channel.

What the letters in a United States BIC mean

Every SWIFT/BIC code consists of eight or eleven characters. The first four letters stand for the bank, the fifth and sixth characters form the country code and characters seven and eight mark the location.

For banks in United States, letters five and six are the two-letter ISO code of United States – that is the quickest way to spot one. Codes with other letters in that position come from another country, even if the bank name looks familiar.

An 11-character code adds three characters for a branch, where XXX means the head office. Use a branch code only when the recipient’s bank asks for it – otherwise stick with the head office.

Citadel Investment Group, L.l.c. and its SWIFT codes

Citadel Investment Group, L.l.c. leads our list for United States when it comes to the number of SWIFT/BIC codes. The head office of Citadel Investment Group, L.l.c. uses CITGUS44XXX; that is usually the right code for a transfer.

How many codes a bank has says something about how it registers branches and services than about how big it is. Paying someone at Citadel Investment Group, L.l.c.? Go with CITGUS44XXX unless a specific branch code is requested.