Bangladesh Development Bank Limited (Bdbl) SWIFT/BIC code

What BDDBBDDH means for a payment to Bangladesh Development Bank Limited (Bdbl)

Whether a recipient gives you BDDBBDDH or BDDBBDDHXXX, you are looking at the identical identifier for Bangladesh Development Bank Limited (Bdbl) in Bangladesh. Every bank on the SWIFT network uses these codes to direct payments between countries to the right bank. In daily life you mostly see the code on international invoices, in your banking app and on the account details that Bangladesh Development Bank Limited (Bdbl) provides.

We wrote this page to help people who receives money at an account at Bangladesh Development Bank Limited (Bdbl) and wants to get the details right. The BIC identifies an institution, never a specific account, which is why you always need the account number too.

Sending money abroad from Bangladesh Development Bank Limited (Bdbl)

An international bank payment costs rather more than the listed fee. Besides a fixed fee, banks in between can take a cut, and if the money changes currency the bank usually uses a rate that is less favourable than the real market rate.

That exchange rate margin is often the biggest item even though it is not listed as a fee. A simple test: put the rate you get next to the mid-market rate for the same moment and look at the difference.

For a lot of currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer. GoldexPay compares transfer providers side by side, showing the amount the recipient gets for the same amount sent. Using a transfer service does not require leaving Bangladesh Development Bank Limited (Bdbl).

What the XXX in BDDBBDDHXXX means

Every SWIFT/BIC code has an 8-character core: four letters for the bank, two letters for the country and a two-character location code. Together, those parts form BDDBBDDH.

Many payment forms work with both lengths. If a form asks for eleven characters, enter BDDBBDDHXXX, otherwise BDDBBDDH is fine.

In practice the code is written in capitals. Copying the code is safer than typing it by hand, because one wrong letter changes the bank.

Transfer times and tracking a payment to Bangladesh Development Bank Limited (Bdbl)

An international transfer typically needs one to a few business days – it depends on currency, route and the banks in between. Transfers sent late in the day or just before weekends and holidays often start the next business day. Sometimes a bank wants to know about the purpose of a payment.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR. Save the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

If the money does not arrive after a few business days, the sender should contact the bank that sent it. Ask the sender for the payment receipt – it helps your own bank look for the money.

What to give a sender who pays you at Bangladesh Development Bank Limited (Bdbl)

A sender in another country will ask for a few details about your account. What they need is: your name, account number or IBAN, BDDBBDDHXXX and in many cases your home address.

The sender’s bank might request the bank address of Bangladesh Development Bank Limited (Bdbl). Check the details before you share them – a sender rarely spots a mistake in someone else’s details.

What lands in your account can be lower than what was sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. Agree with the sender who covers the fees.

Changed bank details? Be careful

A common scam goes like this: an email arrives with a message claiming that a company has new bank details. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Verify changed bank details via a separate channel, such as a phone number you already know, not by replying to the message. Urgency and secrecy are red flags. When a payment was sent to the wrong account, call your bank right away – speed improves the chance of getting it back.

Fraud also target the receiver: someone sends too much and wants you to refund the extra to a new account. Do not act before the money has really arrived – ask Bangladesh Development Bank Limited (Bdbl) if something looks wrong.

A note on our data

We gather SWIFT/BIC codes from publicly available data and check them regularly. Institutions merge, close branches and retire codes – a directory can be a step behind. The number of codes we show reflect our own data and not on information from Bangladesh Development Bank Limited (Bdbl) itself.

Treat our data as a reference, rather than as the final word. GoldexPay is an independent comparison service for money transfers and not part of Bangladesh Development Bank Limited (Bdbl). Spotted outdated information? Let us know via our contact form.

How to check BDDBBDDH before you pay

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. When the code you were given does not match BDDBBDDH or BDDBBDDHXXX, do not guess: check with the recipient or with Bangladesh Development Bank Limited (Bdbl) directly.

Mistakes in the BIC are annoying more than disastrous: often the payment comes back, minus fees. Remember the account number: a mistake there can be more difficult to correct than a wrong code.

Many banking apps validate the structure of an IBAN, but that does not prove the account belongs to the right person. If your bank offers it, a payee name check on the recipient gives an extra layer of safety. Sending a small amount first can be a sensible step for large sums despite the extra fee.

Choosing between the 2 SWIFT codes of Bangladesh Development Bank Limited (Bdbl)

With 2 codes in 2 locations, Bangladesh Development Bank Limited (Bdbl) belongs to the banks that use individual codes for branches and departments. The main code is BDDBBDDHXXX.

In most cases there is no need to pick a branch: payments addressed to BDDBBDDHXXX reach Bangladesh Development Bank Limited (Bdbl) correctly. A branch code only makes sense if the recipient’s bank specifically mentions it, which is more common for corporate accounts and specialised services.

The safest route is to take the code straight from the recipient’s invoice. Codes can change over time.