Bangladesh Krishi Bank SWIFT/BIC code

SWIFT/BIC code of Bangladesh Krishi Bank

The 8-character code BKBABDDH and the 11-character code BKBABDDHXXX refer to one and the same institution: Bangladesh Krishi Bank in Dhaka, Bangladesh. A SWIFT code shows the banks handling a payment exactly which bank is meant to get the money, a bit like a postal address for banks. In daily life you usually see the code on international invoices, in your banking app and on the account details of Bangladesh Krishi Bank customers.

This page is meant to help people who pays into an account at Bangladesh Krishi Bank. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number .

How to check BKBABDDH before you pay

Have the recipient copy their bank details directly from their banking app. If the code you have does not match BKBABDDH or BKBABDDHXXX, stop and ask: check with the recipient or with Bangladesh Krishi Bank directly.

Mistakes in the SWIFT code tend to be costly rather than fatal – usually the money comes back, minus fees and time lost. Do not forget the account number: a mistake there is more difficult to correct than a wrong BIC.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically. More and more banks compare the name against the account – do not ignore a mismatch warning. Sending a small amount first is worth it for a large first payment.

Where our SWIFT data comes from

The details here are taken from publicly available data which we refresh regularly. Banks merge, change names and retire codes – a directory can be a step behind. Counts and locations are from our own dataset.

Use this page as a reference, not as the last word: the recipient’s bank details come first. GoldexPay is an independent comparison site for money transfers and not affiliated with Bangladesh Krishi Bank. Spotted an error? Tell us through the contact page so we can correct it.

Protect yourself against fake payment requests

Stay wary if a contact unexpectedly asks you to send money to another account abroad. That BKBABDDH is a real code is no guarantee that the account is legitimate.

Do not trust contact details in the same message that announces the change. Watch out for time pressure, odd spelling or a sender address that is slightly off. If a payment has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Scams also work the other way. Someone claims to have sent more than agreed and asks you to return the difference via a different route. Do not act before the money is actually in your account and check with Bangladesh Krishi Bank if anything seems off.

Bangladesh Krishi Bank: head office code versus branch codes

Our directory lists 11 SWIFT/BIC codes for Bangladesh Krishi Bank, spread over 6 cities. Besides the head office code BKBABDDHXXX, you will find codes for branches, departments or specific services.

Unless the recipient tells you otherwise, use BKBABDDHXXX or its short form BKBABDDH. When you receive a branch code, use it as it is instead of swapping it for the head office code.

Unsure which code to use? Ask the recipient or the bank itself. Codes are sometimes changed or retired over time.

Paying someone abroad from your Bangladesh Krishi Bank account

A bank transfer abroad can cost rather more than the fee suggests. On top of the transfer fee, banks in between may take a cut, and when currencies are converted, the bank often uses a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the largest item. Check the rate you are offered with the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

Specialised transfer providers often offer a rate near the mid-market rate and lower fees. GoldexPay compares these services side by side, showing what actually arrives for the same amount sent. You can still use your account at Bangladesh Krishi Bank as the source of the money, while a cheaper service handles the conversion.

What to give a sender who pays you at Bangladesh Krishi Bank

When you expect money from abroad, send the payer a complete set of details. In practice that means: your name as registered with Bangladesh Krishi Bank, your IBAN or account number, the SWIFT/BIC code BKBABDDHXXX (or BKBABDDH) and, often, your address.

Certain banks want the name and address of Bangladesh Krishi Bank in Dhaka; it does no harm to include it. A typo in the IBAN is harder to fix than it looks.

An incoming payment will not always arrive in full. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the currency changes, an exchange rate margin comes on top. For business payments, it is common to state how the fees are split, so that nobody is left short.

Transfer times and tracking a payment to Bangladesh Krishi Bank

How quickly a payment reaches Bangladesh Krishi Bank depends on several factors: which currency you send, the number of banks in between, cut-off times and differences in time zone. Transfers sent after the cut-off time or on a weekend or public holiday usually start a business day later. Extra checks by one of the banks may also add some delay.

A growing number of banks use SWIFT gpi. Each payment gets a unique reference, the UETR that banks can use to trace it. Specialist transfer services often show tracking in their app showing where the payment is.

A delayed transfer has to be traced by the sending bank. As a recipient, it helps to look at your statements to see a partial amount because fees can reduce the amount.

BKBABDDH or BKBABDDHXXX – which one to use?

A SWIFT code is made up of a few fixed parts: the first four letters identify the bank, characters five and six show the country and the two after that indicate the location. For Bangladesh Krishi Bank, that core is BKBABDDH.

XXX at the end of BKBABDDHXXX does not stand for a placeholder or a mistake: it indicates the head office of Bangladesh Krishi Bank. Some banking apps insist on 11 characters, and then you can add XXX after BKBABDDH.

As a rule the code is typed in capitals, without spaces or dashes. Look out for the letter O and the digit 0 and I versus 1, a common source of typos.