Icb Islamic Bank Limited SWIFT/BIC code

SWIFT/BIC code of Icb Islamic Bank Limited

BBSHBDDH and BBSHBDDHXXX are two spellings of the same SWIFT/BIC code, and both point to Icb Islamic Bank Limited in Dhaka. A SWIFT code shows the sending bank which institution is meant to get the money, much like a postcode for banks. In practice you mostly see the code on international invoices, in your banking app and in the bank details of Icb Islamic Bank Limited customers.

This page is meant to help people who pays into an account at Icb Islamic Bank Limited. A SWIFT code names an institution, never a single account, which is why you always need the account number too.

How long does an international transfer to Icb Islamic Bank Limited take?

How fast a transfer reaches Icb Islamic Bank Limited is determined by a few things: the currency, the number of banks in between, daily processing deadlines and differences in time zone. Payments made late in the day or just before a weekend or public holiday usually go out a business day later. Sometimes a bank asks about the purpose of a payment, which can hold things up.

If a transfer is late, contact your bank about the tracking status or the UETR; with that reference banks can see where the payment is. Keep the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

If a payment has not arrived after a few business days, the person who paid needs to contact their own bank. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

8 or 11 characters: BBSHBDDH versus BBSHBDDHXXX

The layout of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. Together, these eight characters form BBSHBDDH.

Most banks and apps work with both lengths. If a form asks for eleven characters, enter BBSHBDDHXXX.

Do not add spaces or dashes when you enter BBSHBDDH; the code is always written in one block. Look out for O versus 0 and I versus 1; they are easy to mix up.

Which of the 11 codes of Icb Islamic Bank Limited do you need?

With 11 codes in 5 cities, Icb Islamic Bank Limited is one of the banks that register separate codes for branches and departments. The main code is BBSHBDDHXXX.

In most cases there is no need to look up a branch: transfers addressed to BBSHBDDHXXX reach Icb Islamic Bank Limited correctly. A branch code only makes sense when the recipient’s bank specifically asks for it, which is more common for corporate accounts and specialised services.

Unsure which code applies? Ask the recipient, or look at a recent statement from Icb Islamic Bank Limited. Branch codes are more prone to change than BBSHBDDHXXX.

Getting paid from abroad into a Icb Islamic Bank Limited account

Someone abroad who wants to pay you needs several details from you – incomplete details often cause delays. Give them the account holder’s name, the IBAN or account number, the BIC BBSHBDDHXXX and your address.

It helps to add Icb Islamic Bank Limited and its city as well. Check each detail before you share them.

An incoming payment does not always arrive for the full amount. Charges on incoming payments vary from bank to bank. For business payments, you can state how the fees are split to avoid a shortfall.

International transfers from Icb Islamic Bank Limited: the real cost

If you send money to another country from Icb Islamic Bank Limited, the fee you see is rarely all of what you pay. There is the transfer fee, sometimes fees charged by intermediary banks along the way and, most importantly, the margin on the exchange rate.

Most of the cost usually sits in the exchange rate, rather than in the fee: many banks convert at a rate that includes a margin. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

Money transfer services often use rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare the amount that arrives with different providers, which makes the cheapest option easy to spot. You can always keep your account at Icb Islamic Bank Limited to fund the transfer; only the conversion and sending happen elsewhere.

How up to date is this code?

The codes on this page come from public sources that we update regularly. It can happen that information on this page is no longer current after a merger or reorganisation. The figures on this page reflect our own data, not official figures from Icb Islamic Bank Limited.

Treat our directory here as a helpful check, and let the details from the recipient or Icb Islamic Bank Limited have the final say. GoldexPay is independent of Icb Islamic Bank Limited, we only compare transfer services. If you notice a mistake, we appreciate a message via the contact page.

Scams that use SWIFT codes

Scammers regularly use fake invoices containing new bank details. The fact that BBSHBDDH exists does not mean that a request mentioning it is genuine.

Never rely on a phone number in the same message that contains the change. Watch out for time pressure, unusual wording or a sender address that is slightly off. Acted too fast? Call your bank without delay and ask them to try to recall the payment and report the fraud.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference. A screenshot of a transfer proves nothing.

Is BBSHBDDH still correct? How to check

Ask the recipient to copy their bank details directly from their banking app. If the code you have differs from BBSHBDDH or BBSHBDDHXXX, do not guess.

Errors in the SWIFT code are annoying more than disastrous – usually the money comes back, minus fees and time lost. A mistake in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

Most online banking apps check the format of IBANs, but that does not prove the account belongs to the right person. More and more banks check the payee name against the account before you confirm; take any warning seriously. Sending a small amount first can be worth it for large sums.