Mutual Trust Bank Limited SWIFT/BIC code

MTBLBDDH – the SWIFT/BIC code of Mutual Trust Bank Limited

The short code MTBLBDDH and the 11-character code MTBLBDDHXXX identify the same bank: Mutual Trust Bank Limited, with its head office in Dhaka. Banks worldwide use BIC codes to route international transfers to the right bank. In daily life you mostly come across the code on invoices from abroad, in your banking app and on the account details of Mutual Trust Bank Limited customers.

Below we go through the practical questions: money coming in from abroad, sending money abroad and how to check a SWIFT code before you confirm a payment. The SWIFT code on its own cannot identify an individual account holder; that is what the account number or IBAN .

How long does an international transfer to Mutual Trust Bank Limited take?

There is no single answer: some arrive the same day or the next, others take several business days. Bank holidays in either country can add a day or more to the journey. Sometimes a bank asks about the purpose of a payment.

Many banks use SWIFT gpi for faster and traceable payments. Each payment gets a unique reference, the UETR that banks can use to trace it. Money transfer services often show tracking online so you can see how far the payment has got.

A missing payment is investigated by the sending bank, using the payment confirmation. Ask the sender for a copy of the payment confirmation with the date and reference – it helps your own bank look for the money.

Changed bank details? Be careful

Fraudsters often use payment requests with changed bank details, sometimes in an email that looks completely genuine. The fact that MTBLBDDH exists is no guarantee that the account is legitimate.

Before paying, confirm changed bank details through a phone call. Urgency or requests to keep it quiet tend to be red flags. If money has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Scams also work the other way. Someone claims to have sent too much and asks you to return the extra to a new account. A screenshot of a transfer proves nothing.

A note on our data

We gather SWIFT/BIC codes from public sources and update our list from time to time. Institutions reorganise, close branches and change codes, and a directory never catches every change immediately. Counts and locations are from our own dataset and are not confirmed by Mutual Trust Bank Limited.

Use this page as a starting point, not as the final word. GoldexPay is not affiliated with Mutual Trust Bank Limited; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a message.

Before you send: check the Mutual Trust Bank Limited code

The most reliable place for the right code remains a document from the bank itself like a bank statement or the account page in online banking. Compare it with MTBLBDDH here and ask if anything does not match.

With a wrong code, the payment may be delayed, be returned or end up costing more – sometimes after weeks of searching. Remember the account number: a mistake there can be harder to correct than a wrong BIC.

An automatic check in your banking app merely tells you that the IBAN exists. If your bank offers it, a name check on the recipient adds extra certainty. When you pay someone new, many people send a small test amount before sending the rest.

International transfers from Mutual Trust Bank Limited: the real cost

An international bank payment costs more than the fee suggests. On top of the transfer fee, banks in between can take a cut, and when the money changes currency the bank usually uses a rate below the real market rate.

That exchange rate margin is often the biggest cost. Check their rate against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many routes, a specialist provider turns out to be less expensive than a traditional bank transfer – mostly thanks to the rate. Next time you send money, it is worth to compare what arrives via GoldexPay instead of going straight to your bank. You can always keep your account at Mutual Trust Bank Limited.

What to give a sender who pays you at Mutual Trust Bank Limited

If you are waiting for a payment from another country, send the payer a complete set of details. The basics are: your name, account number or IBAN, MTBLBDDHXXX or MTBLBDDH and, for some countries, your home address.

The sender’s bank might request the address of your bank. A mistake in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Fees for incoming transfers vary from bank to bank; check the price list of Mutual Trust Bank Limited. On invoices, it is common to state how the fees are split to avoid a shortfall.

What the XXX in MTBLBDDHXXX means

Every SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. For Mutual Trust Bank Limited, that core is MTBLBDDH.

The long version adds three more characters for a branch or department. If the last three are XXX, they simply mean the head office, so MTBLBDDHXXX and MTBLBDDH are interchangeable.

Type the code as one block, in capitals and without spaces, exactly as shown here. A wrong letter can send a payment to a different institution, so copy it carefully.

Head office or branch code at Mutual Trust Bank Limited?

Mutual Trust Bank Limited uses 17 different SWIFT/BIC codes. Only one is the head office code, MTBLBDDHXXX; the rest identify branches or departments, and sometimes specific services.

For most payments to a private or business account, the head office code MTBLBDDHXXX works fine. Only use a branch code when your contact explicitly asks for it, for example on a letter or invoice.

The safest approach is to copy the code directly from the recipient’s statement. Branch codes are sometimes changed or retired over time, so a code from an old document is not always valid.