Nrb Commercial Bank Limited SWIFT/BIC code

SWIFT/BIC code of Nrb Commercial Bank Limited

NRBBBDDH and NRBBBDDHXXX are the short and the long form of the same SWIFT/BIC code, and both lead to Nrb Commercial Bank Limited in Dhaka. Banks worldwide use these codes to direct international transfers to the right bank. In daily life you mostly see the code on international invoices, in payment forms and on the account details that Nrb Commercial Bank Limited provides.

On this page we explain how the code means, when it matters and what else a transfer to or from Nrb Commercial Bank Limited requires. A SWIFT code identifies an institution, never a single account, which is why you always need the account number too.

Transfer times and tracking a payment to Nrb Commercial Bank Limited

How quickly a payment arrives at Nrb Commercial Bank Limited is determined by a few things: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Transfers sent after the cut-off time or just before weekends and holidays often start a business day later. Occasionally a bank wants to know what the payment is for.

Many banks are connected to SWIFT gpi. Every gpi transfer gets a unique reference, the UETR. Money transfer services often provide a status online so you can see where the money is.

A delayed transfer is traced by the sending bank. Request from the sender a copy of the payment confirmation including the reference.

Protect yourself against fake payment requests

A common scam works like this: you receive a message claiming that a contact has a new bank account and that the next payment should go there. A real SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Verify new bank details through a different channel, such as a phone number you already know, never via the email that asked for the change. Pressure and requests to keep it quiet tend to be warning signs. Acted too fast? Call the bank you paid from straight away and have them try to recall the payment and report the fraud.

Fraud can also target the receiver: someone claims to have sent more than agreed and wants you to return the difference to a new account. Do not act before the money has really arrived and check with Nrb Commercial Bank Limited if anything seems off.

International transfers from Nrb Commercial Bank Limited: the real cost

The price of an international transfer has several parts. Besides a fixed fee, correspondent or intermediary banks can deduct a fee, and if the money changes currency the bank usually applies a rate that is less favourable than the real market rate.

Most of the cost usually sits in the exchange rate, not in the fee: many banks convert at a rate that includes a margin. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For many routes, a transfer service turns out to be less expensive than a bank. Before your next transfer, it is worth to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not mean closing your account at Nrb Commercial Bank Limited – you pay the provider from your own account.

Where our SWIFT data comes from

The directory on GoldexPay is based on publicly available sources and is updated regularly. Still, banks merge, rename themselves or change codes. Figures such as the number of codes are from our own dataset and are not confirmed by Nrb Commercial Bank Limited.

For any payment of any size, check the code with the recipient’s bank or the recipient. We are a comparison service for money transfers and not affiliated with Nrb Commercial Bank Limited. Spotted outdated information? Tell us via our contact form.

Getting paid from abroad into a Nrb Commercial Bank Limited account

For an international payment at Nrb Commercial Bank Limited, the sender has to have more than the BIC. The basics are: the account holder’s name, IBAN or account number, NRBBBDDHXXX and, for some countries, your postal address.

Their bank might also ask for the address of your bank; the head office in Dhaka is usually fine. Check every detail before you send them.

The amount you receive is often lower than the amount sent. Intermediary banks may deduct a fee, and if the currency changes, a markup on the rate comes on top. Make clear with the sender who pays which costs, especially for larger amounts.

Which of the 8 codes of Nrb Commercial Bank Limited do you need?

Nrb Commercial Bank Limited uses 8 separate SWIFT/BIC codes. Only one is the head office code; the others belong to branches, and sometimes specific services.

Unless the recipient tells you otherwise, go with NRBBBDDHXXX or its short form NRBBBDDH. A branch code only makes sense if the recipient’s bank specifically asks for it.

Not sure which code applies? Check with the recipient, or look at a recent statement from Nrb Commercial Bank Limited. Branch codes are more likely to change than NRBBBDDHXXX.

Why Nrb Commercial Bank Limited has an 8- and an 11-character code

The layout of a BIC never changes: a bank code of four letters, a two-letter country code and a two-character location code. That gives you NRBBBDDH for Nrb Commercial Bank Limited.

Most payment forms accept either length. If yours asks for eleven characters, use NRBBBDDHXXX.

In practice the code is written in capitals, without spaces or dashes. Pasting the code beats retyping it: a typo can point to another bank.

Is NRBBBDDH still correct? How to check

Ask the recipient to copy the bank details straight from their online banking. When the code you were given differs from NRBBBDDH or NRBBBDDHXXX, do not guess: check with the recipient or with Nrb Commercial Bank Limited directly.

Errors in the SWIFT code tend to be costly rather than disastrous: often the payment comes back, minus fees. An error in the IBAN or account number can be more serious, so check that just as carefully.

Most online banking apps check the format of IBANs and sometimes look up the BIC automatically. Some banks now compare the payee name against the account before you confirm – do not ignore a mismatch warning. When you pay someone new, some people send a small amount first.