One Bank Limited SWIFT/BIC code

One Bank Limited SWIFT code: ONEBBDDH

ONEBBDDH and ONEBBDDHXXX are the short and the long form of the same SWIFT/BIC code, and both point to One Bank Limited in Dhaka. The code does one job: it ensures that an international payment ends up at the right bank. In daily life you usually see it on international invoices, in payment forms and in the bank details of One Bank Limited customers.

Below you will find the practical questions: receiving money at One Bank Limited, sending money abroad and how to check the code before you hit send. The BIC identifies a bank or branch, never a specific account; the IBAN or account number does that.

Before you send: check the One Bank Limited code

The most reliable source for the BIC is the recipient’s own bank details. When the code you were given does not match ONEBBDDH or ONEBBDDHXXX, do not guess: check with the recipient or with One Bank Limited directly.

An incorrect BIC may lead to a delay, a payment being sent back or additional charges for investigation. An error in the IBAN or account number can be a bigger problem because it can reach the wrong person; check it just as carefully.

A format check in your banking app merely tells you that the IBAN exists, not that it is the right account. More and more banks compare the name against the account before you confirm. Sending a small amount first is worth it for large sums, even if it costs an extra fee.

What a transfer from One Bank Limited abroad really costs

The price of a payment abroad is made up of several parts, and the transfer fee is only the most visible one. You pay the transfer fee, possibly fees charged by intermediary banks along the way and, most importantly, the exchange rate markup when the money is converted.

That exchange rate margin tends to be the largest item because it is hidden in the rate. An easy check: put the rate you get against the mid-market rate and look at the difference.

Specialised transfer providers often use rates closer to the mid-market rate with clearer fees. GoldexPay lists these services next to each other, showing what actually arrives for the same amount sent. You can always keep your account at One Bank Limited to fund the transfer.

8 or 11 characters: ONEBBDDH versus ONEBBDDHXXX

A BIC is built from a few fixed parts: characters one to four stand for the bank, the next two show the country and characters seven and eight indicate the location. That gives you ONEBBDDH for One Bank Limited.

The 11-character version adds three more characters that identify a branch or department. When those three characters are XXX, the code points to the head office, which is why ONEBBDDHXXX and ONEBBDDH lead to the same place.

Type the code as one block, in upper case and without separators. Copying the code beats retyping it, because one wrong letter changes the bank.

When will the money arrive at One Bank Limited?

How quickly a payment arrives at One Bank Limited depends on several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Transfers sent after the cut-off time or on a weekend or public holiday often start a business day later. Sometimes a bank asks what the payment is for before releasing it.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique reference, the UETR that banks can use to trace it. Specialist transfer services usually provide a status in their app so you can see how far the money is.

If a payment has not arrived within the expected time, the sender should contact the bank that sent it. As a recipient, it helps to check your account to see a partial amount because fees can reduce the amount.

Where our SWIFT data comes from

The details here are taken from public sources that we update regularly. Banks merge, close branches and retire codes, and a directory never catches every change immediately. Figures such as the number of codes are from our own dataset and are not confirmed by One Bank Limited.

Treat this page as a starting point, rather than as the final word. GoldexPay is independent of One Bank Limited; we are a comparison site for money transfers. Spotted an error? Let us know through the contact page and we will look into it.

One Bank Limited: head office code versus branch codes

One Bank Limited uses 21 separate SWIFT/BIC codes across 6 cities. Only one is the head office code; the rest belong to branches.

In most cases you do not need to look up a branch: transfers sent to ONEBBDDHXXX are routed within One Bank Limited without problems. Only use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

The best way is to take the code straight from the recipient’s bank details. Codes can change when banks reorganise.

Changed bank details? Be careful

One of the most common tricks works like this: an email arrives with a request saying that a company has a new bank account and asking you to pay there from now on. That ONEBBDDH is a real code is no guarantee that the account is genuine.

Before paying, confirm a change of bank details through a phone call. Pressure and secrecy tend to be red flags; a genuine business can wait for you to check. Acted too fast? Contact the bank you paid from straight away and ask them to try to recall the payment and report the fraud.

People receiving money can be targeted as well: one known trick is an overpayment followed by a request to refund the difference abroad. Do not act before the money is actually in your account.

Getting paid from abroad into a One Bank Limited account

When you expect money from abroad, send the payer everything they need in one go. The basics are: your name, account number or IBAN, ONEBBDDHXXX or ONEBBDDH and, for some countries, your postal address.

You can include One Bank Limited and its city as well, because some payment forms have separate fields for them. A mistake in your account number can be more trouble than it looks, so copy the details from your online banking.

An incoming payment will not always land in full. Fees for incoming transfers vary per bank – the price list of One Bank Limited tells you what applies. On invoices, you can agree who bears the costs.