Rupali Bank LTD SWIFT/BIC code

What RUPBBDDH means for a payment to Rupali Bank LTD

RUPBBDDH and RUPBBDDHXXX are two ways of writing the same SWIFT/BIC code, and both lead to Rupali Bank LTD in Dhaka. The code does one job: it makes sure that a cross-border transfer reaches the right bank. In daily life you usually see the code on international invoices, in payment forms and in the bank details that Rupali Bank LTD provides.

Further down we go through the practical side: money coming in from abroad, sending money abroad and how to verify a SWIFT code before you confirm a payment. A SWIFT code identifies an institution, never a single account.

How to check RUPBBDDH before you pay

Have the recipient send you the bank details straight from their banking app. Compare it against RUPBBDDH on this page.

With a wrong code, the transfer may get stuck, bounce back or end up costing more, and tracing it can take weeks. Remember the account number: an error there is more difficult to undo than a wrong code.

Many banking apps validate the format of an IBAN – that confirms the format, not the owner. More and more banks compare the payee name against the account – do not ignore a mismatch warning. For a first payment, some people start with a small test amount and wait for confirmation.

Head office or branch code at Rupali Bank LTD?

Our directory lists 23 SWIFT/BIC codes for Rupali Bank LTD. Besides the head office code RUPBBDDHXXX, you will find codes for branches, departments or specific services.

For the vast majority of incoming transfers, the head office code RUPBBDDHXXX is the right choice. Only use a branch code when the account holder explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code to use? Check with the recipient or the bank itself. Branch codes can change over time, so a code from an old document is not always valid.

Where our SWIFT data comes from

We collect SWIFT/BIC codes from public sources and check them regularly. Even so, banks merge, rename themselves or change codes. The number of codes on this page are based on our own data, not official figures from Rupali Bank LTD.

Before a payment of any size, check the code with the recipient’s bank or with the recipient. We are a comparison site for money transfers and not affiliated with Rupali Bank LTD. Spotted an error? Tell us through the contact page and we will look into it.

Sending money abroad from Rupali Bank LTD

What you pay for an international transfer is made up of several parts. On top of the transfer fee, correspondent or intermediary banks may take a cut, and when currencies are converted, the bank often applies a rate that is less favourable than the real market rate.

That exchange rate margin is often the largest item. Check their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. Before your next transfer, take a minute comparing what arrives on GoldexPay. Choosing a specialist does not require closing your account at Rupali Bank LTD: you simply pay the service from your account.

What the XXX in RUPBBDDHXXX means

The layout of every SWIFT code is always the same: four characters for the institution, a two-letter country code and a two-character location code. Together, those parts make up RUPBBDDH.

Many payment forms work with either length. If yours asks for eleven characters, use RUPBBDDHXXX.

Type the code in one piece, in capitals and without spaces. A single letter may route the money to another bank.

Receiving money from abroad at Rupali Bank LTD

For an international payment into your account at Rupali Bank LTD, the sender needs more than the BIC. What they need is: your name, IBAN or account number, RUPBBDDHXXX or RUPBBDDH and often your home address.

It helps to include the bank name and Dhaka too, because some payment forms have separate fields for them. A mistake in your account number is more trouble than you might think, so copy the details from your online banking.

Do not be surprised if the amount credited is below the amount on the sender’s receipt. Fees for incoming transfers differ per bank. On invoices, you can agree how the fees are split.

When will the money arrive at Rupali Bank LTD?

How quickly a payment arrives at Rupali Bank LTD is determined by several factors: which currency you send, the number of banks in between, daily processing deadlines and time zones. Payments made late in the day or on weekends and holidays usually go out a business day later. Extra checks on larger or unusual payments can also add a delay, regardless of the details.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Keep the payment confirmation until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank is able to request a trace or a recall; the receiving side usually has nothing to trace yet. As a recipient, you can check your account for a slightly lower amount, since fees may have been deducted.

Watch out for payment fraud

Stay alert when a contact suddenly asks you to pay into another account or a bank in another country. The fact that RUPBBDDH exists does not mean that a request mentioning it is legitimate; criminals use the codes of real banks too.

Check new payment details via a separate channel. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. Already paid? Call the bank you paid from without delay and have them start a recall; also report it to the police.

Recipients can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference to another account. A screenshot of a transfer proves nothing – check your own account.