Shahjalal Islami Bank Limited SWIFT/BIC code

Shahjalal Islami Bank Limited SWIFT code: SJBLBDDH

SJBLBDDH and SJBLBDDHXXX are two ways of writing the same bank identifier, and both point to Shahjalal Islami Bank Limited in Dhaka. A SWIFT code tells every bank in the chain which institution is meant to get the money, much like a postcode for banks. In daily life you usually see it on invoices from abroad, in your banking app and on the account details that Shahjalal Islami Bank Limited provides.

On this page we explain what the code means, when you need it and which other details a transfer to or from Shahjalal Islami Bank Limited requires. The SWIFT code alone does not identify an individual account holder; for that you need the IBAN or account number is for.

Getting paid from abroad into a Shahjalal Islami Bank Limited account

For an international payment at Shahjalal Islami Bank Limited, the sender needs not just the BIC. What they need is: the account holder’s name, account number or IBAN, SJBLBDDHXXX and, for some countries, your home address.

Some banks want the name and address of Shahjalal Islami Bank Limited, so keep it at hand. A typo in your account number is more trouble than you might think.

What lands in your account is often less than the amount sent. Fees for incoming transfers vary per bank. Agree with the sender who covers the fees, especially for larger amounts.

8 or 11 characters: SJBLBDDH versus SJBLBDDHXXX

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, two letters for the country and a two-character location code. For Shahjalal Islami Bank Limited, that core is SJBLBDDH.

The full version adds a three-character extension for a branch or department. When those three characters are XXX, they simply mean the head office, so SJBLBDDHXXX and SJBLBDDH are interchangeable.

Type the code as one block, in capitals and without spaces, exactly as shown here. A wrong character may route a payment to another bank, so check it twice.

A note on our data

This directory draws on publicly available sources and we update it periodically. It is possible that information here is out of date after a merger or reorganisation. Counts and locations come from our directory.

Before any payment that matters, always confirm the BIC with Shahjalal Islami Bank Limited or the recipient. GoldexPay is not affiliated with Shahjalal Islami Bank Limited; we are a comparison site for money transfers. If you notice something that is out of date, we welcome a message via the contact page.

Transfer times and tracking a payment to Shahjalal Islami Bank Limited

An international transfer typically takes anywhere from one to several business days. Bank holidays in either country can add a day or more to the journey. Compliance checks by one of the banks may also add a delay, regardless of the details.

A growing number of banks use SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR. Money transfer services often show a status in their app so you can see where the payment has got.

A delayed transfer has to be traced from the sending side on the basis of the transfer details. Ask the sender for the payment receipt including the reference; that often settles the question quickly.

Scams that use SWIFT codes

A common scam goes like this: you receive a request claiming that a supplier now has new bank details and asking you to pay there from now on. The fact that SJBLBDDH exists is no guarantee that a request mentioning it is legitimate.

Never rely on a phone number from the same email that contains the new account. Urgency and secrecy are warning signs; a genuine business can wait for you to check. When money has already gone to a fraudster, call your bank right away.

Recipients can be targeted as well: one known trick is an overpayment and then sends a request to send back the difference. Wait until the money has really arrived.

Which of the 24 codes of Shahjalal Islami Bank Limited do you need?

Our directory lists 24 SWIFT/BIC codes for Shahjalal Islami Bank Limited. Besides the head office code SJBLBDDHXXX, there are codes for branches, departments or specific services.

Unless the recipient tells you otherwise, use SJBLBDDHXXX. When you receive a specific code, use it as it is instead of replacing it for the head office code.

Unsure which code applies? Ask the recipient. Branch codes are sometimes changed or retired over time, so do not rely on old paperwork.

Sending money abroad from Shahjalal Islami Bank Limited

If you transfer money abroad from Shahjalal Islami Bank Limited, the fee you see is rarely all of what you pay. You pay the fee for the transfer itself, sometimes charges from correspondent banks in between and, most importantly, the exchange rate markup.

That exchange rate margin tends to be the largest item, and it is easy to miss. An easy check: set the bank’s rate next to the mid-market rate and work out the difference on your amount.

Money transfer services often use a rate near the mid-market rate with clearer fees. Before your next transfer, take a minute to compare the total cost on GoldexPay instead of going straight to your bank. You can always use your account at Shahjalal Islami Bank Limited to fund the transfer.

Is SJBLBDDH still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. When the code you were given does not match SJBLBDDH or SJBLBDDHXXX, do not guess.

A wrong SWIFT code can cause delays, a payment being sent back or extra fees along the way. A mistake in the IBAN or account number is more serious; check it just as carefully.

An automatic check in your banking app merely tells you that the IBAN is valid. Where available, a payee name check on the recipient adds an extra layer of safety. When you pay someone new, some people start with a small amount first before sending the rest.