Standard Chartered Bank SWIFT/BIC code

Standard Chartered Bank SWIFT code: SCBLBDDX

The short code SCBLBDDX and the full code SCBLBDDXXXX identify one and the same institution: Standard Chartered Bank, with its head office in Dhaka. Every bank on the SWIFT network uses BIC codes to route international transfers to the correct bank. In daily life you usually come across the code on international invoices, in payment forms and on the account details of Standard Chartered Bank customers.

We wrote this page to help anyone who pays into an account at Standard Chartered Bank and wants to get the details right. A SWIFT code names a bank or branch, not a specific account; the IBAN or account number does that.

How long does an international transfer to Standard Chartered Bank take?

There is no fixed delivery time for international payments: many arrive within a day. Payments made late in the day or just before a weekend or public holiday usually start the next business day. Extra checks by one of the banks may also cause some delay, regardless of the details.

When a payment takes longer than expected, contact your bank for the status and the transaction reference. Keep your transfer receipt – you will need it for any trace request.

If the money does not arrive after a few business days, the person who paid should start with the bank that sent it rather than Standard Chartered Bank. As a recipient, you can check your statements for a partial amount because fees can reduce the amount.

Receiving money from abroad at Standard Chartered Bank

A sender in another country will ask for several details from you. The basics are: the account holder’s name, account number or IBAN, SCBLBDDXXXX and in many cases your home address.

Their bank might request the address of your bank. Double-check the details before you share them.

The amount you receive is often lower than the amount sent. Correspondent banks can take a fee, Standard Chartered Bank may charge for incoming payments, and when currencies differ, an exchange rate margin applies. Agree with the sender who covers the fees before the money is sent.

SCBLBDDX or SCBLBDDXXXX – which one to use?

The structure of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. For Standard Chartered Bank, that core is SCBLBDDX.

The 11-character version adds three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, so SCBLBDDXXXX and SCBLBDDX are interchangeable.

Type the code in one piece, in upper case and without spaces, exactly as shown here. Copying the code beats typing it by hand.

Paying someone abroad from your Standard Chartered Bank account

What you pay for a payment abroad is made up of several parts. Besides the transfer fee, correspondent or intermediary banks may take a cut, and if the money changes currency, the bank often uses a rate that is less favourable than the actual market rate.

The markup on the rate tends to be the biggest item because it is hidden in the rate. Compare their rate with the mid-market rate.

Money transfer services frequently offer rates closer to the mid-market rate and lower fees. Next time you send money, take a minute to compare the total cost on GoldexPay rather than accepting the bank’s rate by default. You can still use your account at Standard Chartered Bank as the source of the money, while a cheaper service handles the conversion.

Which of the 3 codes of Standard Chartered Bank do you need?

Our database contains 3 SWIFT/BIC codes for Standard Chartered Bank, spread over 2 locations. Next to the head office code SCBLBDDXXXX, there are codes for regional offices and specialised units.

Usually there is no need to pick a branch: payments addressed to SCBLBDDXXXX are routed within Standard Chartered Bank correctly. Only use a branch code when the account holder gives you that exact code, for example on an invoice or in their bank details.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes for branches are more prone to change than SCBLBDDXXXX when a bank merges or closes offices.

Where our SWIFT data comes from

The codes here are taken from public sources. Institutions merge, close branches and change codes – a directory can be a step behind. The number of codes on this page reflect what is in our directory, not official figures from Standard Chartered Bank.

Treat this page as a reference, not as the last word. GoldexPay is not affiliated with Standard Chartered Bank, we only compare transfer services. Should you notice something that is out of date, we welcome a message via the contact page.

Changed bank details? Be careful

Stay wary if a contact unexpectedly wants you to send money to a different account abroad. That SCBLBDDX is a real code does not mean that the account is genuine – fraudsters use real bank codes as well.

Always confirm changed bank details through a phone call on a number you know, not one from the message. Pressure and secrecy tend to be red flags. If money was sent to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients are targeted too: a classic trick is an overpayment and then sends a request to refund the difference to another account. A screenshot of a transfer is no proof; only your own account shows what has arrived.

How to check SCBLBDDX before you pay

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. Check it against SCBLBDDX here; if they differ, ask before you pay.

An incorrect BIC may lead to delays, a payment being sent back or additional charges for investigation. Remember the IBAN: an error there is more difficult to undo than a wrong code.

Most online banking apps validate the format of IBANs and sometimes look up the BIC automatically. Where available, a name check on the recipient gives extra certainty. For a first payment, many people start with a small test amount and wait for confirmation.