The Hongkong and Shanghai Banking Corporation Limited SWIFT/BIC code

SWIFT/BIC code of The Hongkong and Shanghai Banking Corporation Limited

HSBCBDDH and HSBCBDDHXXX are two ways of writing the same SWIFT/BIC code, and both lead to The Hongkong and Shanghai Banking Corporation Limited in Dhaka. A SWIFT code shows every bank in the chain exactly which bank should receive the money, a bit like a postal address for banks. It comes up mainly when dealing with payments that cross a border.

Below you will find the practical side: money coming in from abroad, sending money abroad and how to check a SWIFT code before you confirm a payment. Remember that the BIC only identifies the bank, not the account: the account number or IBAN does that part.

What a transfer from The Hongkong and Shanghai Banking Corporation Limited abroad really costs

An international bank payment costs more than the fee suggests. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate when the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts at a rate with a margin built in. An easy check: set the bank’s rate against the mid-market rate and look at the difference.

Specialist money transfer services frequently use a rate near the mid-market rate with clearer fees. GoldexPay lists these services next to each other, showing the amount the recipient gets. Using a transfer service does not mean leaving The Hongkong and Shanghai Banking Corporation Limited: you simply pay the service from your account.

How to check HSBCBDDH before you pay

Ask the recipient to copy the bank details directly from their banking app. If the code you have differs from HSBCBDDH or HSBCBDDHXXX, stop and ask.

If the code is wrong, the payment may get stuck, be returned or end up costing more, and tracing it can take weeks. A mistake in the account number is a bigger problem; check it just as carefully.

A format check by your bank only confirms that the IBAN exists. More and more banks compare the payee name against the account; take any warning seriously. When you pay someone new, some people start with a small test amount and wait for confirmation.

Choosing between the 2 SWIFT codes of The Hongkong and Shanghai Banking Corporation Limited

We have 2 SWIFT/BIC codes for The Hongkong and Shanghai Banking Corporation Limited, spread over 2 locations. Next to the head office code HSBCBDDHXXX, there are codes for branches, departments or specific services.

In most cases you do not need to look up a branch: transfers addressed to HSBCBDDHXXX are routed within The Hongkong and Shanghai Banking Corporation Limited without problems. If you have been given a branch code, stick to it rather than replacing it with the head office code.

Not sure which code to use? Check with the recipient, or look at a recent statement from The Hongkong and Shanghai Banking Corporation Limited. Branch codes can change over time.

8 or 11 characters: HSBCBDDH versus HSBCBDDHXXX

The layout of a BIC is always the same: a bank code of four letters, two for the country and two for the location, sometimes followed by a branch code. That gives you HSBCBDDH.

XXX at the end of HSBCBDDHXXX is not a missing value or an error: it indicates the head office of The Hongkong and Shanghai Banking Corporation Limited. Some forms ask for 11 characters, and then you can enter XXX behind HSBCBDDH.

Do not add spaces, dots when you type HSBCBDDH. Watch for O versus 0 and I versus 1, a common source of typos.

About this information

We gather SWIFT/BIC codes from publicly available data and check our list from time to time. Banks merge, close branches and retire codes. Counts and locations come from our own dataset and may differ from what The Hongkong and Shanghai Banking Corporation Limited publishes.

See the information here as a handy check and rely on the recipient or The Hongkong and Shanghai Banking Corporation Limited for the final confirmation. GoldexPay has no connection to The Hongkong and Shanghai Banking Corporation Limited; we are a comparison site for money transfers. Should you notice a mistake, we welcome a message via the contact page.

How long does an international transfer to The Hongkong and Shanghai Banking Corporation Limited take?

There is no single answer for every transfer: some land the same day or the next, others take several business days. Transfers sent after the cut-off time or on weekends and holidays usually go out the next business day. Occasionally a bank asks what the payment is for before releasing it.

When a payment takes longer than expected, contact the sending bank about the tracking status or the UETR; with that reference banks can see where the payment is. Keep the payment confirmation.

Only the sending bank can start an official trace or a recall; the receiving side usually has nothing to trace yet. Ask the sender for a copy of the payment confirmation – it helps your own bank look for the money.

Scams that use SWIFT codes

Stay alert if someone unexpectedly asks you to pay into a different account or a bank in another country. That HSBCBDDH is a real code is no guarantee that a request mentioning it is genuine.

Check new bank details via a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Watch out for urgent requests, unusual wording or an email address that differs by one letter. When a payment has already gone to the wrong account, contact your bank immediately – speed improves the chance of getting it back.

Recipients are targeted too: a classic trick is a buyer who pays too much and then sends a request to send back the difference. Wait until the money is actually in your account.

Getting paid from abroad into a The Hongkong and Shanghai Banking Corporation Limited account

For an international payment at The Hongkong and Shanghai Banking Corporation Limited, the sender needs more than the BIC. That means: your name exactly as it appears on the account, your IBAN or account number, the BIC HSBCBDDHXXX (or HSBCBDDH) and, often, your address.

You can include the bank name and its city as well. A typo in the IBAN can be harder to fix than it looks.

Expect that the amount credited is below what the sender paid. Intermediary banks may deduct a fee, and if the currency changes, an exchange rate margin applies. Make clear with the sender who covers the fees.