Banque du Caire SWIFT/BIC code

SWIFT/BIC code of Banque du Caire

The 8-character code BCAIEGCX and the 11-character code BCAIEGCXXXX refer to the same bank: Banque du Caire. The code has a single purpose: it ensures that an international payment reaches the right bank. It comes up mostly for transfers between countries.

On this page you will find what the code means, when it matters and what else a transfer to or from Banque du Caire requires. A SWIFT code names an institution, not a single account, which is why you always need the account number too.

What to give a sender who pays you at Banque du Caire

If you are waiting for money from abroad, send the payer a complete set of details. Share your name as the bank knows it, your account number or IBAN, SWIFT code BCAIEGCXXXX and your address.

You can add the bank name and its city too, because some payment forms have separate fields for them. A typo in your account number is more trouble than it looks.

The amount you receive can be less than what was sent. Charges on incoming payments differ from bank to bank. On invoices, it is common to agree how the fees are split.

Choosing between the 127 SWIFT codes of Banque du Caire

Having 127 codes in 35 cities, Banque du Caire is one of the banks that use individual codes for branches. The head office code remains BCAIEGCXXXX.

If nobody asks you for a branch code, go with BCAIEGCXXXX. Only use a branch code when the recipient gives you that exact code.

The best way is to copy the code directly from the recipient’s invoice. Branch codes are sometimes changed or retired when banks reorganise.

Why Banque du Caire has an 8- and an 11-character code

Each SWIFT/BIC code has an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. In this case, that core is BCAIEGCX.

XXX at the end of BCAIEGCXXXX does not stand for a placeholder or a mistake: it indicates the main office of Banque du Caire. Certain payment forms insist on 11 characters, in which case you simply enter XXX after BCAIEGCX.

Type the code as one block, in upper case and without spaces. Look out for the letter O and the digit 0 or the letter I and the digit 1.

Is BCAIEGCX still correct? How to check

The most reliable place for the right code is a document from the bank itself, such as a statement or the account details in online banking. Check that code with BCAIEGCX on this page; if they differ, ask before you pay.

Mistakes in the BIC are costly rather than fatal. Remember the IBAN: a mistake there can be harder to undo than a wrong BIC.

Many banking apps check the structure of an IBAN and sometimes look up the BIC automatically. More and more banks check the payee name with the account before you confirm. Sending a small amount first can be a sensible step for a large first payment, even if it costs an extra fee.

How up to date is this code?

The details on this page are taken from public sources that we update regularly. Institutions reorganise, close branches and retire codes – a directory can be a step behind. The figures on this page reflect our own data and not on information from Banque du Caire itself.

Treat our directory here as a helpful check. GoldexPay has no connection to Banque du Caire, we only compare transfer services. Spotted an error? Let us know via our contact form so we can correct it.

Tracking a transfer to or from Banque du Caire

How fast a payment arrives at Banque du Caire depends on a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Weekends and public holidays in either country add a day or more to the journey. Compliance checks by one of the banks can also cause some delay.

A growing number of banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every payment gets a unique reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often show a status online showing how far the payment is.

A missing payment has to be investigated from the sending side on the basis of the transfer details. On the receiving end, it helps to check your account for a partial amount.

Sending money abroad from Banque du Caire

If you send money abroad through Banque du Caire, the visible fee is rarely all of the cost. You pay the transfer fee, sometimes charges from correspondent banks in between and, most importantly, the margin on the exchange rate if the currency changes.

That exchange rate margin tends to be the largest cost, and it is easy to miss. Compare the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites. The difference is your real conversion cost.

For many currency pairs, a specialist provider is cheaper than a bank, mainly because of the exchange rate. Next time you send money, take a minute comparing the total cost via GoldexPay rather than accepting the bank’s rate by default. You can always use your account at Banque du Caire as the source of the money, while a cheaper service handles the conversion.

Changed bank details? Be careful

Fraudsters regularly send payment requests with new bank details. A real SWIFT code tells you nothing about whether the request is genuine – scammers simply use real codes.

Verify new payment details through a different channel like a call to a number from an earlier contract, not by replying to the message. Pressure and requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. If money has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Fraud can also work the other way. Someone sends too much and wants you to refund the extra. Wait until the money has really arrived.