National Bank of Egypt SWIFT/BIC code

NBEGEGCX – the SWIFT/BIC code of National Bank of Egypt

NBEGEGCX and NBEGEGCXXXX are two ways of writing the same SWIFT/BIC code, and both point to National Bank of Egypt in Cairo. Every bank on the SWIFT network uses BIC codes to direct international transfers to the correct institution. It comes up mainly for transfers between countries and payments in foreign currencies.

This page is meant to help anyone who receives money at an account at National Bank of Egypt. The BIC identifies a bank or branch, not a single account, which is why you always need the account number too.

About this information

The directory on GoldexPay draws on public sources and is updated regularly. Even so, banks merge or retire codes. Figures such as the number of codes come from our directory and may differ from what National Bank of Egypt publishes.

Use this page as a reference, rather than as the last word – the bank details from the recipient are leading. GoldexPay is an independent comparison site for money transfers and not affiliated with National Bank of Egypt. Found an error? Let us know through the contact page and we will look into it.

8 or 11 characters: NBEGEGCX versus NBEGEGCXXXX

Each SWIFT/BIC code has the same eight core characters: a four-letter bank code, a two-letter country code and a two-character location code. For National Bank of Egypt, the 8-character core is NBEGEGCX.

XXX at the end of NBEGEGCXXXX is not a missing value or a mistake: it indicates the main office of National Bank of Egypt. Some banking apps ask for 11 characters, and then you can enter XXX behind NBEGEGCX.

As a rule the code is written in capitals. Copying the code beats retyping it: a typo can point to another bank.

Before you send: check the National Bank of Egypt code

The most reliable source for the BIC is the recipient’s own bank details: an invoice, a bank statement or their online banking. Compare that code with NBEGEGCX on this page.

A wrong SWIFT code can cause delays, a returned payment or additional charges for investigation. A mistake in the IBAN or account number is a bigger problem because it can reach the wrong person.

An automatic check in your banking app merely tells you that the code is valid. Where available, a name check on the recipient adds extra certainty. Sending a small amount first is worth it for a large first payment despite the extra fee.

Which of the 377 codes of National Bank of Egypt do you need?

Our directory lists 377 SWIFT/BIC codes for National Bank of Egypt in 75 places. Next to the head office code NBEGEGCXXXX, there are codes for regional offices and specialised units.

For the vast majority of incoming transfers, the head office code NBEGEGCXXXX is what you need. If you have been given a specific code, stick to it instead of replacing it for the head office code.

If you are not sure, check with the recipient which code their bank gave them. Branch codes are more prone to be retired than the head office code when a bank merges or closes offices.

Receiving money from abroad at National Bank of Egypt

A sender in another country will ask for a few details about your account – incomplete details often cause delays. The basics are: the account holder’s name, account number or IBAN, NBEGEGCXXXX or NBEGEGCX and in many cases your postal address.

Some banks also ask for the name and address of National Bank of Egypt in Cairo. A mistake in the IBAN can be harder to fix than you might think; copy them from your banking app rather than typing.

Money from abroad does not always arrive in full. Fees for incoming transfers differ from bank to bank. On invoices, you can agree how the fees are split to avoid a shortfall.

International transfers from National Bank of Egypt: the real cost

An international bank payment can cost rather more than the listed fee. You pay the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup if the currency changes.

The markup on the rate is often the biggest cost. A simple test: set the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services often use a rate near the mid-market rate and lower fees. On GoldexPay we compare the amount that arrives across services, which makes the cheapest option easy to spot. Choosing a specialist does not require closing your account at National Bank of Egypt: you simply pay the service from your account.

When will the money arrive at National Bank of Egypt?

A SWIFT payment typically takes anywhere from one to several business days. Transfers sent after the cut-off time or just before a weekend or public holiday usually start a business day later. Extra checks on larger or unusual payments can also add some delay.

Many banks use SWIFT gpi. Each gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Money transfer services often show tracking in their app so you can see how far the payment has got.

The bank that sent the money can request a trace or a recall. As a recipient, it helps to check your account to see a slightly lower amount because fees can reduce the amount.

Watch out for payment fraud

Fraudsters often send fake invoices with changed bank details. A valid SWIFT code tells you nothing about who owns the account.

Verify changed payment details through a separate channel, such as a phone number you already know. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. Acted too fast? Call the bank you paid from straight away and have them start a recall; also report it to the police.

Scams can also work the other way. Someone claims to have sent too much and wants you to return the difference. A screenshot of a transfer is no proof – check your own account.