National Bank of Abu Dhabi SWIFT/BIC code

NBADEGCA – the SWIFT/BIC code of National Bank of Abu Dhabi

Whether a recipient gives you NBADEGCA or NBADEGCAXXX, you are looking at the identical identifier for National Bank of Abu Dhabi in Egypt. Banks worldwide use BIC codes to route payments between countries to the right bank. It comes up mainly for transfers between countries or a currency.

On this page you will find what the code is put together, when it matters and what else a transfer to or from National Bank of Abu Dhabi requires. The SWIFT code on its own does not identify an individual account holder; that is what the account number or IBAN .

How to check NBADEGCA before you pay

Have the recipient copy the bank details straight from their banking app. If the code you have does not match NBADEGCA or NBADEGCAXXX, stop and ask: check with the recipient or with National Bank of Abu Dhabi directly.

Errors in the SWIFT code tend to be annoying rather than disastrous. An error in the account number is more serious; check it just as carefully.

A format check by your bank merely confirms that the code exists. More and more banks check the name with the account before you confirm – do not ignore a mismatch warning. A small test payment is worth it for large sums, even if it costs an extra fee.

About this information

We gather SWIFT/BIC codes from publicly available data and update our list from time to time. Institutions reorganise, close branches and change codes. The number of codes we show reflect what is in our directory, not official figures from National Bank of Abu Dhabi.

Before a payment of any size, check the BIC with the recipient’s bank or the recipient. GoldexPay is not affiliated with National Bank of Abu Dhabi, we only compare transfer services. Spotted an error? Tell us via our contact form.

National Bank of Abu Dhabi: head office code versus branch codes

National Bank of Abu Dhabi has 29 different SWIFT/BIC codes. Only one is the head office code; the rest belong to branches or departments.

Usually you do not need to look up a branch: payments addressed to NBADEGCAXXX are routed within National Bank of Abu Dhabi without problems. Branch codes are only needed if the account holder specifically mentions it.

The safest approach is to take the code straight from the recipient’s statement. Codes for branches are more prone to be retired than NBADEGCAXXX.

Why National Bank of Abu Dhabi has an 8- and an 11-character code

A SWIFT code is built from fixed blocks: the first four letters stand for the bank, the next two give the country and the two after that mark the location. That gives you NBADEGCA.

XXX at the end of NBADEGCAXXX does not stand for a placeholder or an error: it stands for the main office of National Bank of Abu Dhabi. Certain payment forms ask for 11 characters, in which case you can add XXX behind NBADEGCA.

Type the code as one block, in capitals and without spaces, exactly as shown here. A single character may route a payment to a different institution, so copy it carefully.

How long does an international transfer to National Bank of Abu Dhabi take?

How fast a payment reaches National Bank of Abu Dhabi is determined by a few things: the currency, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Bank holidays in either country add extra days to the journey. Occasionally a bank wants to know about the purpose of a payment before releasing it.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each payment gets a unique reference, the UETR. Specialist transfer services often provide a status online so you can see where the money is.

A missing payment is investigated by the sending bank on the basis of the transfer details. As a recipient, you can look at your statements for a partial amount, since fees may have been deducted.

Scams that use SWIFT codes

Stay alert when a contact suddenly asks you to send money to another account abroad. The fact that NBADEGCA exists does not mean that the account is legitimate; criminals use the codes of real banks too.

Check changed payment details through a different channel, such as a phone number you already know. Watch out for urgent requests, unusual wording or an email address that differs by one letter. Already paid? Contact the bank you paid from straight away and have them try to recall the payment; also report it to the police.

Scams also target the receiver: someone sends too much and wants you to return the difference. A payment confirmation from the sender is no proof; only your own account shows what has arrived.

What to give a sender who pays you at National Bank of Abu Dhabi

To receive an international payment at National Bank of Abu Dhabi, the person paying you needs not just the BIC. Share the account holder’s name, the IBAN or account number, the BIC NBADEGCAXXX and your address, which some banks require.

You can add the bank name and Cairo too. Check the details before you send them, because the sender’s bank usually copies them as is.

An incoming payment does not always arrive for the full amount. Charges on incoming payments differ per bank – the price list of National Bank of Abu Dhabi tells you what applies. For business payments, you can state how the fees are split.

Sending money abroad from National Bank of Abu Dhabi

An international bank payment costs more than the listed fee. On top of the transfer fee, banks in between can take a cut, and when currencies are converted the bank usually uses a rate that is less favourable than the real market rate.

Banks do not show their exchange rate markup as a cost – you only notice it if you compare. An easy check: put the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a transfer service turns out to be less expensive than a bank, mainly because of the exchange rate. Before your next transfer, it is worth to compare what arrives on GoldexPay. You can always keep your account at National Bank of Abu Dhabi as the source of the money.