Societe Arabe Internationale de Banque SWIFT/BIC code

SBNKEGCX – the SWIFT/BIC code of Societe Arabe Internationale de Banque

SBNKEGCX and SBNKEGCXXXX are two ways of writing the same bank identifier, and both point to Societe Arabe Internationale de Banque in Cairo. The code does one job: it makes sure that money from abroad ends up at the right bank. You will need it mostly when dealing with transfers between countries or a currency.

On this page you will find how the code means, when it matters and what else you need for a transfer to or from Societe Arabe Internationale de Banque. The BIC identifies an institution, never a specific account; the IBAN or account number does that.

Changed bank details? Be careful

A common scam works like this: an email arrives with a message claiming that a supplier has new bank details and asking you to pay there from now on. A real SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Never trust a phone number from the same email that announces the new account. Be suspicious of time pressure, odd spelling or a sender address that is slightly off. When money has already gone to the wrong account, call your bank right away: the sooner they act, the better the chance of a recall.

Scams can also work the other way: someone claims to have sent more than agreed and asks you to refund the difference to a new account. Do not act before the money is actually in your account.

What the XXX in SBNKEGCXXXX means

The layout of a BIC never changes: four characters for the institution, two for the country and a two-character location code. Combined, these eight characters make up SBNKEGCX – the version you usually see online.

XXX at the end of SBNKEGCXXXX is not a placeholder or an error: it indicates the head office of Societe Arabe Internationale de Banque. Some banking apps ask for 11 characters, and then you simply enter XXX after SBNKEGCX.

Do not add spaces or dashes when you enter SBNKEGCX or SBNKEGCXXXX. A single letter may route a payment to another bank.

Verifying the SWIFT code of Societe Arabe Internationale de Banque

The most reliable place for the correct BIC remains a document from the bank itself. If the code you have differs from SBNKEGCX or SBNKEGCXXXX, do not guess – contact the recipient or Societe Arabe Internationale de Banque.

With a wrong code, the payment might get stuck, be returned or cost extra. A mistake in the IBAN or account number is more serious; check it just as carefully.

Many banking apps validate the format of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the payee name against the account before you confirm. When you pay someone new, some people start with a small test amount before sending the rest.

Head office or branch code at Societe Arabe Internationale de Banque?

We have 36 SWIFT/BIC codes for Societe Arabe Internationale de Banque, spread over 15 cities. Besides the head office code SBNKEGCXXXX, you will find codes for regional offices and specialised units.

In most cases you do not need to pick a branch: payments addressed to SBNKEGCXXXX are routed within Societe Arabe Internationale de Banque without problems. Branch codes are only needed when the account holder specifically asks for it, which is more common for business accounts and trade services.

If you are not sure, check with the recipient for the exact BIC in their bank details. Branch codes can change when banks reorganise.

Getting paid from abroad into a Societe Arabe Internationale de Banque account

To receive an international payment at Societe Arabe Internationale de Banque, the person paying you has to have not just the BIC. Share the account holder’s name, the IBAN or account number, the BIC SBNKEGCXXXX and your address.

You can add Societe Arabe Internationale de Banque and its city as well, because some payment forms have separate fields for them. A typo in the IBAN is harder to fix than it looks, so copy the details from your online banking.

The amount you receive can be less than what was sent. Fees for incoming transfers differ from bank to bank. On invoices, you can state how the fees are split to avoid a shortfall.

Transfer times and tracking a payment to Societe Arabe Internationale de Banque

How quickly a payment arrives at Societe Arabe Internationale de Banque depends on several factors: which currency you send, how many intermediary banks are involved, cut-off times and differences in time zone. Payments made late in the day or just before weekends and holidays often go out a business day later. Occasionally a bank asks what the payment is for, which can hold things up.

When a payment takes longer than expected, contact your bank about the tracking status or the UETR so they can trace it along the chain. Keep your transfer receipt.

A missing payment is traced by the sending bank on the basis of the transfer details. As a recipient, it helps to check your account for a slightly lower amount.

Paying someone abroad from your Societe Arabe Internationale de Banque account

If you send money abroad from Societe Arabe Internationale de Banque, the visible fee is only part of what you pay. Besides a fixed fee, correspondent or intermediary banks may take a cut, and when currencies are converted the bank often uses a rate below the actual market rate.

That exchange rate margin tends to be the biggest cost because it is hidden in the rate. Compare the rate you are offered against the mid-market rate – the rate you find on financial news sites.

For a lot of routes, a transfer service is less expensive than a bank. GoldexPay lists transfer providers next to each other, showing the amount the recipient gets. Using a transfer service does not require leaving Societe Arabe Internationale de Banque – you pay the provider from your own account.

How up to date is this code?

We gather bank codes from publicly available data and check them regularly. It can happen that information here is out of date after a merger or reorganisation. The figures on this page reflect what is in our directory.

Treat our directory here as a handy check and rely on the recipient or Societe Arabe Internationale de Banque for the final confirmation. We are a comparison service and not part of Societe Arabe Internationale de Banque. If you notice a mistake, we welcome a message via the contact page.