Egyptian Arab Land Bank SWIFT/BIC code

ARLBEGCA – the SWIFT/BIC code of Egyptian Arab Land Bank

If an invoice shows ARLBEGCA or ARLBEGCAXXX, it is the same address for Egyptian Arab Land Bank in Egypt. A BIC does one job: it ensures that an international payment ends up at the right bank. It comes up mainly for payments that cross a border and payments in foreign currencies.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. Keep in mind that the BIC just identifies the bank, not the person: the account number or IBAN takes care of that.

How to check ARLBEGCA before you pay

The most reliable place for the correct BIC is a document from the bank itself. Compare that code with ARLBEGCA here.

A wrong SWIFT code can cause a delay, a returned payment or extra fees. A mistake in the IBAN or account number can be more serious, because the money may be credited to someone else; check it just as carefully.

An automatic check by your bank merely confirms that the code is valid – not that it belongs to the person you mean to pay. If your bank offers it, a payee name check before sending adds extra certainty. A small test payment is worth it for large sums, even if it costs an extra fee.

About this information

This directory draws on publicly available sources and we update it periodically. Still, banks merge, rename themselves or change codes. The number of codes on this page are based on our own data.

Use this page as a reference, not as the last word: the recipient’s bank details come first. We are an independent comparison service and not affiliated with Egyptian Arab Land Bank. If you notice something that is out of date, we welcome a message.

Paying someone abroad from your Egyptian Arab Land Bank account

What you pay for an international transfer is made up of more than one component, and the transfer fee is only the most visible one. There is the fee for the transfer itself, sometimes fees charged by intermediary banks in between and, most importantly, the exchange rate markup when the money is converted.

The markup on the rate tends to be the largest cost even though it is not listed as a fee. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

Money transfer services frequently offer a rate near the mid-market rate with clearer fees. On GoldexPay we compare the amount that arrives with different services. You can still keep your account at Egyptian Arab Land Bank, while a cheaper service handles the conversion.

Why Egyptian Arab Land Bank has an 8- and an 11-character code

The structure of every SWIFT code never changes: a bank code of four letters, two for the country and two for the location. The result is ARLBEGCA, the short form of the code.

The long version has three more characters that identify a branch or department. When those three characters are XXX, they simply mean the head office, so ARLBEGCAXXX and ARLBEGCA are interchangeable.

Type the code in one piece, in capitals and without separators, exactly as shown here. Copying the code beats typing it by hand, because one wrong letter changes the bank.

Which of the 27 codes of Egyptian Arab Land Bank do you need?

Egyptian Arab Land Bank has 27 separate SWIFT/BIC codes across 19 locations. One of them is the head office code, ARLBEGCAXXX; the rest identify branches or departments.

If nobody asks you for a branch code, go with ARLBEGCAXXX. When you receive a branch code, stick to it rather than swapping it for the head office code.

The best way is to copy the code straight from the account holder’s invoice. Branch codes are sometimes changed or retired when banks reorganise.

Scams that use SWIFT codes

Fraudsters often send payment requests with changed bank details, sometimes in an email that looks completely genuine. A real SWIFT code tells you nothing about who owns the account.

Check new payment details via a different channel, such as a phone number you already know. Urgency or secrecy are warning signs. If a payment was sent to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Scams can also target the receiver: someone claims to have sent more than agreed and asks you to refund the extra. Wait until the money is actually in your account and check with Egyptian Arab Land Bank if anything seems off.

Transfer times and tracking a payment to Egyptian Arab Land Bank

A SWIFT payment typically needs one to a few business days. Bank holidays in either country add extra days. Extra checks by one of the banks may also add some delay, even when all details are correct.

A growing number of banks use SWIFT gpi. Each gpi transfer carries a unique reference, the UETR that banks can use to trace it. Save the payment confirmation until the recipient confirms; it contains the details a bank needs to start a trace.

The bank that sent the money can request a trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, you can look at your statements for a partial amount, since fees may have been deducted.

Incoming international payments to Egyptian Arab Land Bank

To receive an international payment into your account at Egyptian Arab Land Bank, the sender needs not just the SWIFT code. Give them the account holder’s name, your account number or IBAN, SWIFT code ARLBEGCAXXX and your address.

Certain sending banks want the address of Egyptian Arab Land Bank in Giza. Double-check every detail before you share them, because the sender’s bank usually copies them as is.

Money from abroad will not always arrive for the full amount. Intermediary banks may deduct a fee, Egyptian Arab Land Bank may charge for incoming payments, and if the money is converted, an exchange rate margin comes on top. For business payments, it is common to state who bears the costs to avoid a shortfall.