Aksara Kencana, Pt SWIFT/BIC code

What AKSKIDJ1 means for a payment to Aksara Kencana, Pt

If an invoice shows AKSKIDJ1 or AKSKIDJ1XXX, you are looking at the identical identifier for Aksara Kencana, Pt in Indonesia. A BIC does one job: it makes sure that a cross-border transfer reaches the right bank. You will need it mainly when dealing with transfers between countries and payments in foreign currencies.

On this page you can read what the code means, when you need it and what else a transfer to or from Aksara Kencana, Pt requires. Keep in mind that the SWIFT code only identifies the bank, not the person: the IBAN or account number takes care of that.

Before you send: check the Aksara Kencana, Pt code

Ask the recipient to send you the bank details directly from a recent statement. Check it against AKSKIDJ1 on this page and ask if anything does not match.

With a wrong code, the transfer may get stuck, be returned or cost extra. A mistake in the account number is a bigger problem.

A validity check by your bank merely confirms that the IBAN is valid – not that it belongs to the person you mean to pay. Some banks now compare the payee name with the account before you confirm – do not ignore a mismatch warning. Sending a small amount first is worth it for a large first payment despite the extra fee.

Incoming international payments to Aksara Kencana, Pt

If you are waiting for money from abroad, send the payer a complete set of details. That means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code AKSKIDJ1XXX and, often, your postal address.

Certain sending banks also ask for the address of Aksara Kencana, Pt, so keep it at hand. A typo in your account number can be harder to fix than you might think, so copy the details from your online banking.

An incoming payment will not always arrive for the full amount. Fees for incoming transfers differ per bank; check the price list of Aksara Kencana, Pt. On invoices, it is common to agree how the fees are split to avoid a shortfall.

Watch out for payment fraud

Scammers regularly send payment requests containing new bank details. A valid SWIFT code says nothing about who owns the account.

Do not trust a phone number in the same message that announces the change. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. When a payment has already gone to a fraudster, contact your bank immediately – speed improves the chance of getting it back.

Fraud can also work the other way: someone claims to have sent too much and asks you to return the difference to a new account. Do not act before the money is actually in your account and check with Aksara Kencana, Pt if anything seems off.

8 or 11 characters: AKSKIDJ1 versus AKSKIDJ1XXX

A SWIFT code is made up of a few fixed parts: characters one to four stand for the bank, the next two give the country and characters seven and eight indicate the location. That gives you AKSKIDJ1 for Aksara Kencana, Pt.

The full version adds three more characters for a branch or department. When those three characters are XXX, the code points to the head office, which is why AKSKIDJ1XXX and AKSKIDJ1 lead to the same place.

In practice the code is typed in capitals, without spaces or dashes. Pasting the code is safer than typing it by hand.

Which of the 2 codes of Aksara Kencana, Pt do you need?

Having 2 codes in 2 locations, Aksara Kencana, Pt is one of the banks that use separate codes for branches. The head office code is AKSKIDJ1XXX.

Usually you do not need to pick a branch: transfers sent to AKSKIDJ1XXX reach Aksara Kencana, Pt without problems. If you have been given a branch code, use it as it is rather than replacing it for the head office code.

Unsure which code applies? Ask the recipient or the bank itself. Branch codes are more likely to be retired than AKSKIDJ1XXX when a bank merges or closes offices.

Paying someone abroad from your Aksara Kencana, Pt account

If you transfer money abroad through Aksara Kencana, Pt, the fee you see is only part of the cost. You pay the transfer fee, sometimes fees charged by intermediary banks in between and, most importantly, the margin on the exchange rate.

Many banks do not list the margin on the rate as a cost, but you pay it all the same. Compare their rate with the mid-market rate, the midpoint between buy and sell rates you see on financial sites; the gap is what conversion costs you.

For many routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the exchange rate. Next time you send money, it is worth to compare the total cost on GoldexPay rather than accepting the bank’s rate by default. You can still keep your account at Aksara Kencana, Pt; only the conversion and sending happen elsewhere.

How long does an international transfer to Aksara Kencana, Pt take?

There is no single answer for every transfer: some land within a day while others need several business days. Transfers sent after the cut-off time or just before weekends and holidays usually start a business day later. Extra checks by one of the banks may also cause a delay, even when all details are correct.

If a transfer is delayed, contact the sending bank about the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services usually provide tracking in their app so you can see how far the payment is.

Only the sending bank can start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, you can look at your account to see a partial amount, since fees may have been deducted.

About this information

We collect SWIFT/BIC codes from publicly available data and update them regularly. It is possible that information on this page is no longer current, for example after a merger. The figures on this page are based on our own data.

Treat the information on this page as a helpful check. GoldexPay is not affiliated with Aksara Kencana, Pt. Spotted outdated information? Tell us through the contact page.