Bank Dbs Indonesia, Pt SWIFT/BIC code

DBSBIDJA – the SWIFT/BIC code of Bank Dbs Indonesia, Pt

The short code DBSBIDJA and the full code DBSBIDJAXXX refer to one and the same institution: Bank Dbs Indonesia, Pt. The code does one job: it makes sure that an international payment ends up at the right bank. You will need it mostly for transfers between countries and payments in foreign currencies.

This page is meant to help people who pays into an account at Bank Dbs Indonesia, Pt without mistakes. The BIC identifies a bank or branch, never a single account, which is why you always need the account number too.

What to give a sender who pays you at Bank Dbs Indonesia, Pt

To receive an international payment into your account at Bank Dbs Indonesia, Pt, the person paying you needs not just the SWIFT code. What they need is: your name, IBAN or account number, DBSBIDJAXXX or DBSBIDJA and often your postal address.

The sender’s bank might request the bank address of Bank Dbs Indonesia, Pt; the head office in Jakarta is usually fine. A mistake in the IBAN can be more trouble than you might think; copy them from your banking app rather than typing.

An incoming payment does not always land in full. Intermediary banks may deduct a fee, Bank Dbs Indonesia, Pt may charge for incoming payments, and if the currency changes, an exchange rate margin comes on top. Agree with the sender who pays which costs, especially for larger amounts.

Protect yourself against fake payment requests

A common scam goes like this: you receive a request saying that a supplier now has a new bank account and asking you to pay there from now on. The fact that DBSBIDJA exists is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Verify changed payment details via a different channel like a call to a number from an earlier contract, never via the email that asked for the change. Urgency or secrecy are warning signs; a genuine business can wait for you to check. When a payment was sent to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

Scams also target the receiver: someone sends too much and wants you to refund the difference. A screenshot of a transfer is no proof.

Is DBSBIDJA still correct? How to check

Ask the recipient to copy the account details straight from a recent statement. Compare it with DBSBIDJA here.

Errors in the SWIFT code tend to be costly more than disastrous: often the payment comes back, minus fees. An error in the account number is more serious, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps validate the structure of IBANs and some suggest the matching BIC. More and more banks check the payee name with the account. Sending a small amount first is a sensible step for a large first payment.

Bank Dbs Indonesia, Pt: head office code versus branch codes

Bank Dbs Indonesia, Pt has 3 different SWIFT/BIC codes. Only one is the head office code, DBSBIDJAXXX; the rest belong to branches.

Unless the recipient tells you otherwise, go with DBSBIDJAXXX. Branch codes are only needed when the account holder specifically mentions it.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes can change when banks reorganise.

Why Bank Dbs Indonesia, Pt has an 8- and an 11-character code

The structure of every SWIFT code never changes: four characters for the institution, two for the country and a two-character location code. For Bank Dbs Indonesia, Pt, that core is DBSBIDJA.

XXX at the end of DBSBIDJAXXX does not stand for a placeholder or a mistake: it stands for the main office of Bank Dbs Indonesia, Pt. Some banking apps ask for 11 characters, in which case you can add XXX behind DBSBIDJA.

In practice the code is written in capitals, without spaces or dashes. Pasting the code is safer than retyping it, because one wrong letter changes the bank.

When will the money arrive at Bank Dbs Indonesia, Pt?

An international transfer usually takes anywhere from one to several business days – it depends on currency, route and the banks in between. Payments made late in the day or on a weekend or public holiday often go out a business day later. Occasionally a bank wants to know what the payment is for, which can hold things up.

Many banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique reference, the UETR that banks can use to trace it. Save your transfer receipt until the money has arrived.

A missing payment is investigated by the sending bank, using the payment confirmation. Request from the sender the payment receipt including the reference – it helps your own bank look for the money.

International transfers from Bank Dbs Indonesia, Pt: the real cost

The price of an international transfer has several parts, and the transfer fee is only the most visible one. Besides the transfer fee, banks in between may take a cut, and if the money changes currency, the bank usually applies a rate below the real market rate.

The markup on the rate is often the largest item, and it is easy to miss. An easy check: put the rate you get next to the mid-market rate and look at the difference.

For a lot of routes, a specialist provider turns out to be cheaper than a bank, mainly because of the exchange rate. Before your next transfer, it is worth to compare what arrives via GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require leaving Bank Dbs Indonesia, Pt.

Where our SWIFT data comes from

We collect SWIFT/BIC codes using public sources and check our list from time to time. Institutions merge, change names and retire codes – a directory can be a step behind. The figures we show are based on our own data, not official figures from Bank Dbs Indonesia, Pt.

For any payment of any size, check the code with the recipient’s bank or with the recipient. GoldexPay is not affiliated with Bank Dbs Indonesia, Pt, we only compare transfer services. Found an error? Let us know through the contact page and we will look into it.