Pranata Securities, Pt SWIFT/BIC code

Pranata Securities, Pt SWIFT code: PRASIDJ1

PRASIDJ1 and PRASIDJ1XXX are the short and the long form of the same bank identifier, and both point to Pranata Securities, Pt in Jakarta. A SWIFT code tells every bank in the chain which institution is meant to get the money. It comes up mainly when dealing with transfers between countries and payments in foreign currencies.

This page is meant to help people who pays into an account at Pranata Securities, Pt. The BIC identifies an institution, not a single account, which is why you always need the account number too.

PRASIDJ1 or PRASIDJ1XXX – which one to use?

Each SWIFT/BIC code has the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. In this case, the 8-character core is PRASIDJ1.

The 11-character version has three more characters that identify a branch or department. If the last three are XXX, the code points to the head office, which is why PRASIDJ1XXX and PRASIDJ1 lead to the same place.

Enter the code in one piece, in upper case and without separators. Watch for O versus 0 or the letter I and the digit 1; they are easy to mix up.

How to check PRASIDJ1 before you pay

Have the recipient send you their account details directly from their banking app. If the code you have does not match PRASIDJ1 or PRASIDJ1XXX, stop and ask: check with the recipient or with Pranata Securities, Pt directly.

With a wrong code, the payment may get stuck, bounce back or cost extra. A mistake in the account number can be more serious, because the money may be credited to someone else, so check that just as carefully.

A format check in your banking app only confirms that the code exists – not that it belongs to the person you mean to pay. Where available, a name check on the recipient adds an extra layer of safety. A small test payment is worth it for a large first payment.

Sending money abroad from Pranata Securities, Pt

What you pay for a payment abroad has several parts, and the transfer fee is only the most visible one. On top of a fixed fee, banks in between can take a cut, and when currencies are converted, the bank often applies a rate that is less favourable than the real market rate.

Many banks rarely list their exchange rate markup as a cost – you only notice it if you compare. A simple test: put the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Specialised transfer providers often use rates closer to the mid-market rate. Before your next transfer, it is worth to compare what arrives via GoldexPay rather than accepting the bank’s rate by default. Choosing a specialist does not require leaving Pranata Securities, Pt.

Receiving money from abroad at Pranata Securities, Pt

To receive a transfer from abroad into your account at Pranata Securities, Pt, the person paying you has to have more than the SWIFT code. That means: your name exactly as it appears on the account, your IBAN or account number, the BIC PRASIDJ1XXX (or PRASIDJ1) and, often, your postal address.

Certain banks also ask for the name and address of Pranata Securities, Pt. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

An incoming payment does not always arrive for the full amount. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, a markup on the rate comes on top. For business payments, it is common to state how the fees are split.

About this information

The directory on GoldexPay draws on publicly available sources. It is possible that a code on this page is no longer current, for example after a merger. The figures on this page reflect our own data.

Before any payment of any size, always confirm the BIC with the recipient’s bank or the recipient. GoldexPay is a comparison service and not affiliated with Pranata Securities, Pt. If you notice a mistake, we appreciate a message.

Tracking a transfer to or from Pranata Securities, Pt

An international transfer typically needs one to a few business days, depending on the currency, the route and the banks involved. Bank holidays in either country add extra days. Occasionally a bank wants to know what the payment is for, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer gets a unique transaction reference, the UETR. Keep the payment confirmation; it contains the details a bank needs to start a trace.

The bank that sent the money is able to start an official trace. Ask the sender for the payment receipt including the reference; that often settles the question quickly.

Pranata Securities, Pt: head office code versus branch codes

We have 2 SWIFT/BIC codes for Pranata Securities, Pt. Next to the head office code PRASIDJ1XXX, you will find codes for regional offices and specialised units.

In most cases you do not need to look up a branch: payments addressed to PRASIDJ1XXX are routed within Pranata Securities, Pt correctly. When you receive a specific code, stick to it instead of swapping it for the head office code.

Not sure which code applies? Ask the recipient. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Scams that use SWIFT codes

Fraudsters often send fake invoices with changed bank details. That PRASIDJ1 is a real code is no guarantee that the account is genuine; criminals use the codes of real banks too.

Always verify changed bank details through a phone call, using a number you already had. Pressure or secrecy are warning signs – a real supplier can wait a day. Acted too fast? Call your bank straight away and have them start a recall; also report it to the police.

Scams also target the receiver: someone sends more than agreed and wants you to refund the difference via a different route. Wait until the money is actually in your account and check with Pranata Securities, Pt if anything seems off.