Pt UBS Securities Indonesia SWIFT/BIC code

SBWIIDJ1 – the SWIFT/BIC code of Pt UBS Securities Indonesia

SBWIIDJ1 and SBWIIDJ1XXX are two spellings of the same bank identifier, and both lead to Pt UBS Securities Indonesia in Jakarta. The code has a single purpose: it ensures that money from abroad reaches the right bank. You will need it mainly for payments that cross a border and payments in foreign currencies.

Below you will find the practical questions: receiving money at Pt UBS Securities Indonesia, paying someone in another country and how to check a SWIFT code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; for that you need the IBAN or account number .

8 or 11 characters: SBWIIDJ1 versus SBWIIDJ1XXX

The layout of every SWIFT code is always the same: a bank code of four letters, a two-letter country code and a two-character location code, sometimes followed by a branch code. In this case, the 8-character core is SBWIIDJ1.

XXX at the end of SBWIIDJ1XXX does not stand for a placeholder or an error: it stands for the head office of Pt UBS Securities Indonesia. Some banking apps ask for 11 characters, and then you simply enter XXX after SBWIIDJ1.

Type the code in one piece, in upper case and without separators, exactly as shown here. Copying the code beats retyping it.

Transfer times and tracking a payment to Pt UBS Securities Indonesia

A SWIFT payment usually needs one to a few business days – it depends on currency, route and the banks in between. Payments made after the cut-off time or on weekends and holidays often start the next business day. Compliance checks on larger or unusual payments can also cause a delay.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer carries a unique reference, the UETR. Save your transfer receipt until the recipient confirms – you will need it for any trace request.

A delayed transfer is investigated from the sending side. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

Paying someone abroad from your Pt UBS Securities Indonesia account

A bank transfer abroad costs rather more than the listed fee. There is the fee for the transfer itself, possibly charges from correspondent banks in between and, above all, the margin on the exchange rate when the money is converted.

That exchange rate margin tends to be the largest item. A simple test: set the bank’s rate next to the mid-market rate and look at the difference.

For many routes, a transfer service turns out to be cheaper than a traditional bank transfer, mainly because of the exchange rate. GoldexPay compares what recipients receive with different providers. Using a transfer service does not require leaving Pt UBS Securities Indonesia – you pay the provider from your own account.

Protect yourself against fake payment requests

Criminals regularly use fake invoices with changed bank details, sometimes in an email that looks completely genuine. That SBWIIDJ1 is a real code is no guarantee that a request mentioning it is genuine; criminals use the codes of real banks too.

Always confirm a change of bank details through a phone call, using a number you already had. Urgency or secrecy are red flags. Already paid? Call the bank you paid from without delay and have them start a recall.

Recipients are targeted too: a classic trick is an overpayment followed by a request to refund the difference abroad. Wait until the money has really arrived and check with Pt UBS Securities Indonesia if anything seems off.

What to give a sender who pays you at Pt UBS Securities Indonesia

If you expect a payment from another country, give the sender a complete set of details. Give them the account holder’s name, your account number or IBAN, SWIFT code SBWIIDJ1XXX and your address, which some banks require.

Some sending banks also ask for the address of Pt UBS Securities Indonesia. A mistake in the IBAN is harder to fix than it looks.

Money from abroad will not always land in full. Intermediary banks may deduct a fee, Pt UBS Securities Indonesia may charge for incoming payments, and if the money is converted, a markup on the rate applies. Make clear with the sender who covers the fees.

Choosing between the 2 SWIFT codes of Pt UBS Securities Indonesia

Pt UBS Securities Indonesia uses 2 different SWIFT/BIC codes. One of them is the head office code; the rest belong to branches.

For the vast majority of payments to a private or business account, the head office code SBWIIDJ1XXX is the right choice. A branch code only makes sense when the recipient’s bank explicitly asks for it, which is more common for corporate accounts and trade services.

Not sure which code to use? Check with the recipient, or look at a recent statement from Pt UBS Securities Indonesia. Codes for branches are more prone to change than the head office code.

How up to date is this code?

Our SWIFT/BIC directory draws on publicly available sources and we update it periodically. Still, banks merge or retire codes. The number of codes we show are based on what is in our directory and not on information from Pt UBS Securities Indonesia itself.

Before any payment that matters, always check the BIC with Pt UBS Securities Indonesia or the recipient. GoldexPay has no connection to Pt UBS Securities Indonesia; we are a comparison site for money transfers. Should you notice something that is out of date, we welcome a short note.

Is SBWIIDJ1 still correct? How to check

The most reliable source for a SWIFT code is the bank details provided by the recipient: an invoice, a bank statement or their online banking. Compare that code against SBWIIDJ1 on this page and ask if anything does not match.

Mistakes in the SWIFT code are costly rather than fatal: often the payment comes back, minus fees. Do not forget the IBAN: a mistake there can be harder to undo than a wrong BIC.

Most online banking apps validate the format of IBANs and sometimes look up the BIC automatically – that confirms the format, not the owner. More and more banks compare the name against the account – do not ignore a mismatch warning. A small test payment is a sensible step for large sums, even if it costs an extra fee.