Advance Investment Managers Limited SWIFT/BIC code

Advance Investment Managers Limited SWIFT code: AIBKIE2E

If an invoice shows AIBKIE2E or AIBKIE2EXXX, it is the identical address for Advance Investment Managers Limited in Ireland. A SWIFT code shows every bank in the chain which institution should receive the money. It comes up mostly for transfers between countries or a currency.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to verify a SWIFT code before you hit send. Remember that the BIC only identifies the bank, not the account: the account number or IBAN does that part.

Is AIBKIE2E still correct? How to check

The safest source for a SWIFT code is the recipient’s own bank details: an invoice, a bank statement or their online banking. When the code you were given differs from AIBKIE2E or AIBKIE2EXXX, stop and ask.

With a wrong code, the transfer may be delayed, be returned or cost extra. Remember the account number: a mistake there is harder to correct than a wrong BIC.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Some banks now compare the name against the account before you confirm. When you pay someone new, many people start with a small amount first and wait for confirmation.

Watch out for payment fraud

Stay alert when someone unexpectedly wants you to pay into another account or a bank in another country. That AIBKIE2E is a real code does not mean that the account is legitimate – fraudsters use real bank codes as well.

Do not trust contact details from the same email that contains the new account. Be suspicious of urgent requests, unusual wording or an email address that differs by one letter. When money has already gone to a fraudster, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: a classic trick is an overpayment followed by a request to refund the difference abroad. Wait until the money has really arrived and check with Advance Investment Managers Limited if anything seems off.

Euro (EUR) and conversion costs

Most accounts at Advance Investment Managers Limited are usually held in EUR, the national currency of Ireland. When you pay another currency, the amount gets converted somewhere along the way. Each conversion costs something.

Who does the conversion affects how much arrives, as rates and margins differ per bank. Check how much EUR arrives with several providers before choosing one.

Rates for EUR move all the time – some services let you fix a rate in advance. With bigger transfers, a seemingly small gap in the rate adds up quickly.

What the XXX in AIBKIE2EXXX means

A BIC is made up of fixed blocks: characters one to four identify the bank, characters five and six give the country and characters seven and eight mark the location. The result is AIBKIE2E, the short form of the code.

XXX at the end of AIBKIE2EXXX is not a placeholder or an error: it indicates the main office of Advance Investment Managers Limited. Some banking apps insist on 11 characters, and then you simply enter XXX behind AIBKIE2E.

As a rule the code is typed in capitals, without spaces or dashes. A single letter can send a payment to another bank, so check it twice.

How up to date is this code?

The directory on GoldexPay is compiled from public sources and is updated regularly. It is possible that information here is no longer current after a merger or reorganisation. The figures on this page reflect our own data, not official figures from Advance Investment Managers Limited.

Before a payment that matters, check the code with the recipient’s bank or the recipient. GoldexPay is an independent comparison site and not affiliated with Advance Investment Managers Limited. Spotted an error? Tell us through the contact page and we will look into it.

What to give a sender who pays you at Advance Investment Managers Limited

A sender in another country will ask for a few details about your account – incomplete details often cause delays. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code AIBKIE2EXXX and, often, your postal address.

Certain sending banks also ask for the name and address of Advance Investment Managers Limited in Dublin. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always land in full. Charges on incoming payments vary per bank; check the price list of Advance Investment Managers Limited. On invoices, it is common to agree how the fees are split.

Paying someone abroad from your Advance Investment Managers Limited account

When you send money to another country through Advance Investment Managers Limited, the visible fee is only part of the cost. Besides a fixed fee, correspondent or intermediary banks can take a cut, and when the money changes currency, the bank usually uses a rate that is less favourable than the actual market rate.

That exchange rate margin tends to be the biggest item. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

For many routes, a transfer service is less expensive than a traditional bank transfer. GoldexPay lists these services next to each other, showing the amount the recipient gets for the same amount sent. You can still use your account at Advance Investment Managers Limited to fund the transfer.

Which of the 2 codes of Advance Investment Managers Limited do you need?

With 2 codes in 1 cities, Advance Investment Managers Limited is one of the banks that use separate codes for parts of the organisation. The main code is AIBKIE2EXXX.

Usually there is no need to pick a branch: transfers addressed to AIBKIE2EXXX reach Advance Investment Managers Limited correctly. Only use a branch code when your contact explicitly asks for it, for example on an invoice or in their bank details.

Not sure which code applies? Ask the recipient. Branch codes can change over time, so a code from an old document is not always valid.

Transfer times and tracking a payment to Advance Investment Managers Limited

There is no fixed answer for international payments: some land the same day or the next while others need several business days. Bank holidays in either country add a day or more, since banks do not process on those days. Compliance checks on larger or unusual payments may also cause a delay, even when all details are correct.

If a transfer is late, contact the sending bank for the status; with that reference banks can see where the payment is. Keep the payment confirmation.

If the money does not arrive after a few business days, the person who paid needs to contact their own bank, not the receiving bank. As a recipient, you can look at your statements to see a partial amount, since fees may have been deducted.

Paying Advance Investment Managers Limited in euros within SEPA

Ireland is a member of the SEPA area, where euro transfers follow common rules. When you send euros within SEPA, you normally only need the IBAN; many banks no longer ask for the BIC.

A SWIFT code like AIBKIE2E still matter for payments in other currencies and when the money comes from outside SEPA. If a payment form asks for the BIC regardless, adding AIBKIE2E is fine.

Instant payments in euros are widely supported across SEPA; check with Advance Investment Managers Limited whether it applies to your account. Provided no currency is converted, a SEPA transfer is cheap; costs rise once a conversion is involved.