J and e Davy SWIFT/BIC code

DAVEIE21 – the SWIFT/BIC code of J and e Davy

DAVEIE21 and DAVEIE21XXX are two spellings of the same SWIFT/BIC code, and both point to J and e Davy in Dublin. A BIC has a single purpose: it ensures that money from abroad ends up at the right bank. It comes up mainly for transfers between countries or a currency.

We wrote this page to help people who receives money at an account at J and e Davy. A SWIFT code identifies a bank or branch, not a single account.

A note on our data

This directory draws on publicly available sources. Institutions reorganise, change names and retire codes – a directory can be a step behind. Figures such as the number of codes come from our directory and are not confirmed by J and e Davy.

Use our data as a starting point, rather than as the final word. GoldexPay has no connection to J and e Davy, we only compare transfer services. If you notice something that is out of date, we welcome a message.

Tracking a transfer to or from J and e Davy

How fast a transfer arrives at J and e Davy is determined by several factors: which currency you send, the number of banks in between, daily processing deadlines and differences in time zone. Weekends and public holidays in either country can add extra days. Occasionally a bank asks about the purpose of a payment before releasing it.

Many banks use SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique transaction reference, the UETR that banks can use to trace it. Save the payment confirmation – you will need it for any trace request.

A missing payment has to be traced by the sending bank on the basis of the transfer details. As a recipient, it helps to look at your statements for a slightly lower amount because fees can reduce the amount.

Sending money abroad from J and e Davy

When you transfer money to another country via J and e Davy, the fee you see is only part of the cost. On top of a fixed fee, banks in between may take a cut, and if currencies are converted, the bank often uses a rate that is less favourable than the real market rate.

The real cost is often in the rate, not in the fee: many banks convert using an exchange rate that includes a margin. A simple test: set the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service is less expensive than a bank. GoldexPay lists transfer providers next to each other, showing what actually arrives. You can still use your account at J and e Davy as the source of the money.

Protect yourself against fake payment requests

Be alert when someone suddenly wants you to pay into a different account abroad. A correct SWIFT code says nothing about who owns the account – scammers simply use real codes.

Verify new bank details via a separate channel, such as a phone number you already know, not by replying to the message. Pressure and requests to keep it quiet tend to be warning signs – a real supplier can wait a day. Acted too fast? Call your bank straight away and have them try to recall the payment; also report it to the police.

Recipients can be targeted as well: one known trick is a buyer who pays too much and then sends a request to refund the difference abroad. Do not act before the money has really arrived – ask J and e Davy if something looks wrong.

Do you need DAVEIE21 for a SEPA transfer?

Because Ireland is in the SEPA zone, a euro transfer to J and e Davy from within the SEPA area normally requires just an IBAN. Most banking apps do not require the BIC in that case or fill it in for you.

You will still need DAVEIE21XXX when sending non-euro payments or money from outside the SEPA area. If a payment form has a field for the BIC anyway, adding DAVEIE21 is fine.

Instant euro transfers have become widely available across SEPA; check with J and e Davy whether it applies to your account. Fees for SEPA payments are generally low.

J and e Davy: head office code versus branch codes

Our database contains 2 SWIFT/BIC codes for J and e Davy in 1 cities. Besides the head office code DAVEIE21XXX, you will find codes for individual branches and departments.

For the vast majority of incoming transfers, the head office code DAVEIE21XXX is what you need. Only use a branch code when the recipient explicitly asks for it.

Unsure which code applies? Ask the recipient, or look at a recent statement from J and e Davy. Codes for branches are more likely to change than the head office code when a bank merges or closes offices.

Incoming international payments to J and e Davy

A sender in another country needs a few details from you, and missing ones are a common cause of delays. Give them your name as the bank knows it, your account number or IBAN, SWIFT code DAVEIE21XXX and your address, which some banks require.

It helps to include the bank name and its city too. Double-check the details before you share them – a sender rarely spots a mistake in someone else’s details.

Money from abroad will not always arrive for the full amount. Charges on incoming payments vary from bank to bank – the price list of J and e Davy tells you what applies. Make clear with the sender who pays which costs before the money is sent.

Verifying the SWIFT code of J and e Davy

Have the recipient copy their account details straight from their banking app. Compare it against DAVEIE21 on this page.

A wrong SWIFT code may lead to a delay, a returned payment or extra fees for investigation. Do not forget the IBAN: an error there can be more difficult to correct than a wrong BIC.

Most online banking apps validate the structure of IBANs and sometimes look up the BIC automatically. More and more banks compare the payee name against the account. Sending a small amount first is a sensible step for a large first payment despite the extra fee.

DAVEIE21 or DAVEIE21XXX – which one to use?

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, two letters for the country and two characters for the location. Together, these eight characters form DAVEIE21 – the version you usually see online.

Many payment forms accept both lengths. If a form asks for eleven characters, use DAVEIE21XXX; if it wants eight, use DAVEIE21.

Enter the code in one piece, in capitals and without separators. Watch for O versus 0 or the letter I and the digit 1.

Sending EUR to J and e Davy

Ireland pays in the Euro, with the currency code EUR. A payment in a foreign currency is converted into EUR – and the bank that does it picks the rate. There is rarely a separate charge for that conversion.

Which bank converts the payment matters, because each party uses its own rate. Check how much EUR the recipient gets via several services before choosing one.

The rate for EUR changes throughout the day, so the amount you see is usually only valid for a short time. With bigger transfers, a small difference in the rate can be worth more than the fee.