State Street Fund Services (Ireland) Limited SWIFT/BIC code

SWIFT/BIC code of State Street Fund Services (Ireland) Limited

The short code SBOSIE2D and the 11-character code SBOSIE2DXXX identify the same bank: State Street Fund Services (Ireland) Limited in Dublin, Ireland. A BIC has a single purpose: it ensures that an international payment reaches the right bank. You will need it mostly for transfers between countries and payments in foreign currencies.

This page is meant to help anyone who pays into an account at State Street Fund Services (Ireland) Limited and wants to get the details right. The BIC names a bank or branch, never a specific account, which is why you always need the account number too.

Scams that use SWIFT codes

One of the most common tricks works like this: an email arrives with a message claiming that a company has a new bank account and asking you to pay there from now on. A correct SWIFT code says nothing about whether the request is genuine: scammers use real codes of real banks.

Never trust contact details from the same email that contains the change. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Call your bank without delay and ask them to start a recall.

Fraud can also work the other way: someone claims to have sent too much and asks you to return the difference. Wait until the money is actually in your account and check with State Street Fund Services (Ireland) Limited if anything seems off.

Which of the 2 codes of State Street Fund Services (Ireland) Limited do you need?

State Street Fund Services (Ireland) Limited uses 2 different SWIFT/BIC codes across 1 locations. Only one is the head office code, SBOSIE2DXXX; the others identify branches.

For most incoming transfers, the head office code SBOSIE2DXXX is what you need. A branch code only makes sense when the account holder explicitly asks for it.

Unsure which code applies? Check with the recipient. Codes can change over time.

Tracking a transfer to or from State Street Fund Services (Ireland) Limited

There is no single delivery time: some arrive within a day. Bank holidays in either country add extra days to the journey. Sometimes a bank wants to know what the payment is for.

When a payment takes longer than expected, contact your bank about the status or the UETR so they can trace it along the chain. Specialist transfer services usually provide a status in their app so you can see how far the payment is.

Only the sending bank can start an official trace – the recipient’s bank often cannot see a payment that has not arrived. Request from the sender the payment receipt including the reference.

Paying into State Street Fund Services (Ireland) Limited in EUR

The currency in Ireland is the Euro (EUR). Money sent in a different currency will be exchanged into EUR on its way to State Street Fund Services (Ireland) Limited. Each conversion eats into something – usually through the rate rather than a fee.

Which bank converts the payment matters, because each party uses its own rate. Compare what EUR the recipient gets via several providers before choosing one.

The rate for EUR changes throughout the day, so the amount you see is usually only valid for a short time. For recurring payments, small differences in the rate make a real difference over a year.

Paying someone abroad from your State Street Fund Services (Ireland) Limited account

An international bank payment costs rather more than the fee suggests. You pay the transfer fee, possibly charges from correspondent banks along the way and, above all, the exchange rate markup when the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts at a rate that includes a margin. Compare their rate with the mid-market rate; the gap is what conversion costs you.

For many routes, a transfer service is cheaper than a traditional bank transfer, mainly because of the exchange rate. Before your next transfer, it is worth to compare the total cost via GoldexPay. You can still use your account at State Street Fund Services (Ireland) Limited to fund the transfer.

Euro transfers to State Street Fund Services (Ireland) Limited: is a BIC needed?

Within the SEPA zone, euro payments to State Street Fund Services (Ireland) Limited follow the same rules and in most cases need only the IBAN. A field for the BIC is often optional for those payments.

A SWIFT code like SBOSIE2D does matter when the currency is not euros. If a payment form has a field for the BIC anyway, entering SBOSIE2D does no harm.

SEPA transfers normally land by the next business day; instant payments are faster if both banks offer them. Charges on SEPA transfers tend to be low as long as everything stays in euros.

Verifying the SWIFT code of State Street Fund Services (Ireland) Limited

The most reliable source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. Check it with SBOSIE2D on this page; if they differ, ask before you pay.

If the code is wrong, the transfer might be delayed, bounce back or cost extra – sometimes after weeks of searching. An error in the IBAN or account number can be more serious, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps check the structure of an IBAN and sometimes look up the BIC automatically – that confirms the format, not the owner. If your bank offers it, a payee name check on the recipient gives an extra layer of safety. A small test payment can be worth it for a large first payment, even if it costs an extra fee.

8 or 11 characters: SBOSIE2D versus SBOSIE2DXXX

The layout of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code, sometimes followed by a branch code. Combined, these eight characters form SBOSIE2D, the code most people search for.

Many payment forms accept either length. If yours asks for eleven characters, use SBOSIE2DXXX.

Type the code as one block, in capitals and without spaces, exactly as shown here. A wrong character can send a payment to a different institution.

About this information

The details on this page are taken from publicly available data. Banks merge, close branches and change codes. The number of codes on this page are based on our own data and not on information from State Street Fund Services (Ireland) Limited itself.

For any payment of any size, check the BIC with the recipient’s bank or the recipient. GoldexPay is independent of State Street Fund Services (Ireland) Limited; we are a comparison site for money transfers. Spotted an error? Let us know via our contact form so we can correct it.

Getting paid from abroad into a State Street Fund Services (Ireland) Limited account

To receive an international payment at State Street Fund Services (Ireland) Limited, the person paying you needs not just the SWIFT code. In practice that means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code SBOSIE2DXXX and sometimes your address.

It helps to add State Street Fund Services (Ireland) Limited and Dublin as well, because some payment forms have separate fields for them. Check every detail before you send them.

The amount you receive is often less than the amount sent. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate applies. Agree with the sender who covers the fees.