SWIFT/BIC codes in Malaysia: banks starting with C

Bank SWIFT codes for Malaysia

On this page you find codes for 321 institutions in Malaysia. A BIC shows the banks handling a transfer exactly which bank is meant to get the money.

Every bank has its own page with its main code and if there are any, codes for branches and departments. Below the list you can read how a code from Malaysia is put together, how to send money to Malaysia at a fair price and what to check before you pay.

Which bank in Malaysia has the most codes?

Of the 321 banks we list for Malaysia, United Overseas Bank (Malaysia) Berhad is listed with the most SWIFT codes. The head office uses UOVBMYKLXXX, which is the code to use when no branch is specified.

How many codes a bank has tells you something about how it organises its payments than about how big it is. Making a payment to United Overseas Bank (Malaysia) Berhad? Use UOVBMYKLXXX unless the recipient gives you a branch code.

How long does a transfer to Malaysia take?

There is no single delivery time for payments to Malaysia: many arrive the same day or the next, others take several business days. Transfers sent after the cut-off time or on weekends and holidays usually go out a business day later.

Many banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR, which the sending bank can use to trace it. Save your transfer receipt.

SWIFT transfers to Malaysia

For Malaysia you usually need a SWIFT/BIC code. Without the BIC, your bank cannot process the transfer at all.

Not every country uses IBAN numbers – where there is none, the local account number is enough. Ask the recipient exactly which details their bank requires for payments from abroad. Before it arrives, a payment may go through intermediary banks.

The cheapest way to send money to Malaysia

What you pay for a payment to Malaysia has more than one component. You pay the transfer fee, sometimes fees from correspondent banks and, most importantly, the exchange rate markup if the money is converted.

Most of the cost usually sits in the exchange rate, rather than in the fee – the bank builds a margin into its rate. An easy check: set the rate you get against the mid-market rate and work out the difference on your amount.

For a lot of routes, a specialist provider is less expensive than a traditional bank transfer – mostly thanks to the exchange rate. GoldexPay compares these providers next to each other, showing the amount that reaches the recipient.

Receiving money in Malaysia from abroad

Someone abroad who wants to pay you needs several details from you – incomplete details often cause delays. Give them the account holder’s name, your account number or IBAN, the BIC of your bank and your address.

The code of your bank appears in the list on this page but always compare it with your own bank details. Some banks may also ask for the name and address of your bank.

Do not be surprised if the amount credited is below what the sender paid. Intermediary banks may deduct a fee, and when currencies differ, an exchange rate margin comes on top. On invoices, state how the fees are split.

SWIFT codes in Malaysia: banks under :letter

This list shows only the banks in Malaysia beginning with :letter. The counts in the introduction always cover the whole country.

Cannot find the bank? Its official name might begin with another word, for example the full legal name rather than a brand name. The full overview for Malaysia remains available if you cannot find the bank here.

What the letters in a Malaysia BIC mean

A BIC is either 8 or 11 characters long and follows a fixed pattern. First comes a four-letter bank code, then two letters for the country and two characters for the location.

You can spot a code from Malaysia from the fifth and sixth characters: they always show the ISO country code of Malaysia. If those two letters do not match Malaysia, you are looking at a bank in another country.

When a code ends in XXX, it means the head office and the short version works just as well. Use a branch code just when the recipient’s bank asks for it – otherwise stick with the head office.

Check the code before you pay

Have the recipient copy the account details straight from their online banking. If the code you have does not match the code listed here, do not guess: check with the recipient or the bank.

We gather bank codes from publicly available data and check our list from time to time. Banks merge, close branches and change codes, and no directory catches every change immediately. Treat our data as a reference: the bank details from the recipient come first. GoldexPay is a comparison service and not part of any bank listed here.

Be wary of invoices containing changed bank details. Before paying, confirm a change of bank details by phone.