SWIFT/BIC codes in Malaysia: banks starting with N

Bank SWIFT codes for Malaysia

Our directory contains 321 banks and financial institutions in Malaysia, with 413 SWIFT/BIC codes in total. A BIC shows the banks handling a transfer which institution should receive the money.

Choose a bank from the list to view the head office code and any branch codes. Below the list you can read how a code from Malaysia is put together, how to send money to Malaysia at a fair price and how to check a code before you pay.

The largest SWIFT network in Malaysia: United Overseas Bank (Malaysia) Berhad

Of all banks in Malaysia, United Overseas Bank (Malaysia) Berhad has the largest number of SWIFT codes. The head office of United Overseas Bank (Malaysia) Berhad has UOVBMYKLXXX; that is usually the right code for a transfer.

A large number of codes often means separate codes for branches, departments or services. Paying someone at United Overseas Bank (Malaysia) Berhad? Go with UOVBMYKLXXX unless a specific branch code is requested.

When does money sent to Malaysia arrive?

There is no single delivery time for payments to Malaysia: many land the same day or the next, others take several business days. Payments made after the cut-off time or on weekends and holidays often start a business day later.

A growing number of banks are connected to SWIFT gpi. Every gpi transfer carries a unique reference, the UETR that banks can use to see where the money is. Specialist transfer services usually provide tracking online, which makes it easier to see where the money is.

Bank or transfer service for Malaysia?

The price of a payment to Malaysia is made up of more than one component – not only the fee you see. On top of the fee, intermediary banks may deduct a charge, and when the money is converted the bank often applies a less favourable rate than the real market rate.

The markup on the rate tends to be the largest part of the cost. An easy check: put the offered rate next to the mid-market rate and work out the difference on your amount.

For many routes, a specialist provider is less expensive than a bank, mainly because of the rate. Before your next transfer to Malaysia, take a minute to compare the total cost via GoldexPay rather than accepting the first rate you see.

Receiving money in Malaysia from abroad

When you expect a payment from another country on an account in Malaysia, give the sender all details at once. Share the account holder’s name, your account number or IBAN, the BIC of your bank and your address.

Find your bank in the list above and compare the code with your own bank details, but take the code from your own bank details when in doubt. You can add the name and city of your bank as well.

The amount you receive is often lower than the amount sent. Fees for incoming transfers vary from bank to bank; check the price list of your bank. On invoices, state how the fees are split, so nobody is left short.

Verifying a SWIFT code from Malaysia

Have the recipient send you their bank details straight from their banking app. If the code you have differs from the code listed here, stop and ask.

We collect bank codes using publicly available data and update them regularly. Still, banks merge or retire codes. Treat our data as a starting point rather than the last word. We are an independent comparison service and not part of any bank listed here.

Scammers regularly send payment requests carrying changed bank details. Before paying, confirm changed details through a separate channel.

Filter: banks in Malaysia with :letter

This list only shows the banks in Malaysia beginning with :letter. The counts in the introduction always cover the whole country and not only this selection.

Many institutions appear under their legal name. The full overview for Malaysia remains available if the letter filter does not help.

Why a transfer to Malaysia needs a SWIFT code

Because Malaysia does not belong to SEPA, a transfer from abroad is usually sent as a SWIFT payment. This means the payment always needs the BIC of the receiving bank, together with the account number or IBAN.

Not every country uses IBAN numbers. The receiving bank often provides a list of required details for incoming international payments – follow them exactly. SWIFT payments can pass through one or more intermediary banks.

The structure of a Malaysia SWIFT/BIC code

SWIFT/BIC codes use one international format: 8 characters, sometimes followed by three more. It starts with four letters for the bank, then a two-letter country code and two characters for the location.

Whatever the bank, all Malaysia codes have the same country code in positions five and six: the ISO code of the country. If the country letters point to another country, you are looking at a bank somewhere else – worth double-checking.

The last three characters, if present, identify a specific branch; XXX means the head office. Use a branch code just when the recipient explicitly gives you one; otherwise the head office code is the safe choice.