SWIFT/BIC codes in Malaysia: banks starting with K

Bank SWIFT codes for Malaysia

Here you will find codes for 321 institutions in Malaysia. Each code points to a bank or a specific branch or department and tells other banks where an international payment should go.

Select the bank below to see its head office code and its other codes. The rest of this page explain how the codes work, what transfers cost and the checks worth doing before a payment.

Transfer times to Malaysia

A SWIFT payment to Malaysia typically needs anywhere from one to several business days. Transfers sent late in the day or just before weekends and holidays usually start a business day later.

If the money is late, the sender should contact their own bank. Money transfer services often provide a status in their app so you can follow the payment.

International payments to Malaysia and the BIC

Because Malaysia does not belong to SEPA, a transfer from abroad is usually sent through SWIFT. This means the payment always needs the SWIFT/BIC code of the receiving bank, together with the account number or IBAN.

Not every country uses IBAN numbers. Check with the recipient exactly which details their bank requires for incoming international payments. On the way to Malaysia, a payment may pass through intermediary banks that take a fee.

Getting paid from abroad into an account in Malaysia

If you expect money from abroad on an account in Malaysia, send the payer a complete set of details. In practice that means: your name as your bank knows it, your IBAN or account number, the BIC of your bank and sometimes your postal address.

Look up your bank in the list above and compare the code with your own bank details, but take the code from your own bank details when in doubt. Some banks may also ask for your bank’s address; it does no harm to include it.

Expect that the incoming amount is below what the sender paid. Correspondent banks can take a fee, your bank may charge for incoming payments, and if the money is converted, an exchange rate margin applies. Agree with the sender who pays which costs.

SWIFT codes in Malaysia: banks under :letter

Here you see a filtered list: just banks in Malaysia whose name begins with :letter. The counts in the introduction always refer to all banks in Malaysia.

If a bank does not appear here, try the full list – the registered name can differ from the name people use. The complete list remains one click away if the letter filter does not help.

Bank or transfer service for Malaysia?

When you send money to Malaysia with your bank, the stated fee is only part of what you pay. On top of a fixed fee, correspondent banks can take a cut, and when the money is converted the bank usually applies a rate below the real market rate.

The markup on the rate tends to be the biggest cost item. An easy check: put the rate you get against the mid-market rate and look at the difference.

For a lot of routes, a specialist provider is cheaper than a bank – mostly thanks to the exchange rate. On GoldexPay we compare what recipients in Malaysia receive with different services.

How reliable is this list?

The most reliable place for the correct BIC remains a document from the bank itself. When the code you were given differs from the code listed here, do not guess: check with the recipient or the bank.

We collect bank codes from publicly available data and check them regularly. Even so, banks merge or retire codes. Treat our data as a reference, not as the final word. GoldexPay is an independent comparison service.

Scammers often use fake invoices with new bank details from what looks like a familiar address. Before paying, confirm a change of bank details through a separate channel, using a number you already had.

How SWIFT codes from Malaysia are built

A SWIFT code is 8 or 11 characters long and follows a fixed pattern. First comes a four-letter bank code, then a two-letter country code and a two-character location code.

You can recognise a code from Malaysia by letters five and six. A code with a different country code belong to another country – a quick way to catch mistakes.

The last three characters, if present, identify a specific branch; XXX means the head office. In most cases the head office code is fine.

The largest SWIFT network in Malaysia: United Overseas Bank (Malaysia) Berhad

Of the 321 banks in Malaysia, United Overseas Bank (Malaysia) Berhad is listed with the most codes. Its main office has UOVBMYKLXXX and that code covers most payments.

The number of codes tells you something about how it organises its payments than about how big it is. If not a branch code is given, the head office code UOVBMYKLXXX works for a payment to United Overseas Bank (Malaysia) Berhad.