SWIFT/BIC codes in Sweden: banks starting with B

Sweden: banks and their SWIFT/BIC codes

This directory lists 421 banks and other institutions in Sweden, with 523 SWIFT/BIC codes in total. You need such a code mostly when making payments across borders.

Each bank has its own page showing the head office code and, where available, codes for branches and departments. Further down we explain how codes from Sweden are built, how to send money to Sweden at a fair price and how to check a code before you pay.

How long does a transfer to Sweden take?

How fast money arrives in Sweden depends on several factors: the currency, how many intermediary banks are involved, cut-off times and time zones. Payments made late in the day or just before weekends and holidays often start a business day later.

If a transfer seems late, the sender should contact their own bank and ask for the status or the UETR; only the sending side can start an official trace. Keep your transfer receipt until the recipient confirms – you will need it if something goes wrong.

Sending SEK to Sweden

The local currency of Sweden is the Swedish Krona (SEK). Money sent in a different currency will be converted into SEK on its way to the recipient.

Who does the conversion affects the final amount, since every bank sets its own rate. In many cases you pay less to send SEK straight away through a provider with a good rate rather than letting the receiving bank convert. Exchange rates move during the day.

The largest SWIFT network in Sweden: Nasdaq Omx Broker Services Aktiebolag

In our data, Nasdaq Omx Broker Services Aktiebolag has the most SWIFT/BIC codes in Sweden. The head office of Nasdaq Omx Broker Services Aktiebolag has OMBSSESSXXX; that is usually the right code for a transfer.

A large number of codes usually means that the bank registers branches and departments separately. Unless the recipient asks for a branch, OMBSSESSXXX is fine for transfers to this bank.

Euro payments to Sweden: is a BIC needed?

Because Sweden is part of the SEPA zone, a euro payment to a bank in Sweden usually requires just the IBAN. Most banking apps do not require the BIC for these payments.

You will still need a SWIFT code when sending non-euro payments or transfers from countries outside SEPA. Instant euro transfers are increasingly available within SEPA, though not every bank offers them for every account. As long as no conversion is involved, a SEPA transfer is usually cheap.

Sending money to Sweden for less

The price of a payment to Sweden has several parts – not only the fee you see. Besides a fixed fee, intermediary banks can deduct a charge and, if currencies are converted, the bank usually uses a rate below the actual market rate.

That exchange rate margin tends to be the biggest part of the cost because it is hidden in the rate. Check the rate you are offered against the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

For many routes, a specialist provider is less expensive than a traditional bank transfer – mostly thanks to the exchange rate. Before you send money to Sweden, it is worth to compare what arrives on GoldexPay rather than accepting the first rate you see.

What the letters in a Sweden BIC mean

Every SWIFT/BIC code has 8 or 11 characters. It starts with four letters for the bank, then a two-letter country code and a two-character location code.

In every code from Sweden, characters five and six are the two-letter ISO code of Sweden – that is the quickest way to spot one. Codes with other letters in that position come from a bank abroad – a quick way to catch mistakes.

The optional last three characters stand for a specific branch; XXX means the head office. For most transfers the head office code is what you need.

Incoming international payments in Sweden

For an international payment in Sweden, the person paying you has to have more than the SWIFT code. That means: your name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code of your bank and sometimes your address.

The code of your bank appears in our list but always compare it with your own bank details. You can add your bank’s name and city, since some payment forms ask for it.

What lands in your account is often lower than the amount sent. Charges on incoming payments vary per bank. Make clear with the sender who covers the fees before the money is sent.

Verifying a SWIFT code from Sweden

Have the recipient send you their bank details directly from their banking app. An incorrect BIC may lead to a delay, a payment being sent back or additional charges, so compare it with the list on this page.

The directory on GoldexPay is based on public sources. Institutions merge, close branches and change codes, and no directory catches every change immediately. For a payment that matters, confirm the code with the recipient. GoldexPay is an independent comparison service, not a bank.

Be wary of invoices with changed bank details – a common fraud method. Always confirm changed details by phone, using a number you already had.

Banks in Sweden starting with :letter

This list shows only banks in Sweden whose name starts with :letter in alphabetical order. The totals mentioned above always cover the whole country, not just this letter.

Many institutions are listed under their official name rather than the name on their app or website. Try the full list for Sweden when you are not sure the exact name.