SWIFT/BIC codes in Sweden: banks starting with H

SWIFT/BIC codes in Sweden

Our directory contains 421 banks and financial institutions in Sweden, with 523 SWIFT/BIC codes in total. A BIC tells the banks handling a transfer exactly which bank should receive the money.

Look for the recipient’s bank below and click through to see the full list of codes and the details a transfer needs. Further down you can read how codes from Sweden are built, how to send money to Sweden without overpaying and how to check a code before you pay.

Nasdaq Omx Broker Services Aktiebolag and its SWIFT codes

Nasdaq Omx Broker Services Aktiebolag tops our list for Sweden when it comes to SWIFT/BIC codes. Its head office code is OMBSSESSXXX, which is the code to use when no branch is specified.

The number of codes says something about how it organises its payments than about how big it is. If not the recipient asks for a branch, the head office code OMBSSESSXXX works for a payment to Nasdaq Omx Broker Services Aktiebolag.

About our data and how to check a code

The safest source for a SWIFT code is the recipient’s own bank details. If the code you have differs from our list, stop and ask: check with the recipient or the bank.

Our SWIFT/BIC directory is compiled from publicly available sources and is updated regularly. Still, banks merge or retire codes. For any payment of any size, check the code with the recipient. GoldexPay is an independent comparison site and not part of any bank listed here.

Scammers often send payment requests carrying new bank details. A real SWIFT code says nothing about whether a request is genuine: criminals use real codes too.

SWIFT codes in Sweden: banks under :letter

This list only shows the banks in Sweden whose name starts with :letter, sorted alphabetically. The totals on this page apply to all 421 banks and not only this letter.

Some banks appear under their legal name, so the letter can differ from what you expect. Use the full list for Sweden when you do not know how the name is spelled.

Paying in SEK: what conversion costs you

Sweden uses the Swedish Krona. Money sent in a different currency will be converted into SEK, and whoever converts it chooses the rate.

Where the conversion happens has an effect on the final amount, as rates and margins differ per bank. Often it is cheaper if you send SEK straight away through a transfer service that converts near the mid-market rate so the receiving bank does not need to convert again. Exchange rates move during the day, so a quote is usually valid only briefly.

Bank or transfer service for Sweden?

What you pay for a transfer to Sweden is made up of more than one component – not only the fee you see. You pay the transfer fee, possibly fees from correspondent banks along the way and, above all, the exchange rate markup.

The markup on the rate is often the biggest cost item. Check the bank’s rate with the mid-market rate, the midpoint you see on financial news sites.

Specialist money transfer services frequently offer a rate near the mid-market rate and lower fees. Before you send money to Sweden, it is worth comparing the total cost on GoldexPay rather than accepting the first rate you see.

Sweden and the SEPA area

Inside SEPA, euro transfers to Sweden use the same rules and in most cases need only the IBAN. A field for the BIC is usually optional for those payments.

You still need the BIC for non-euro payments or money from outside the SEPA area. Instant payments in euros are increasingly supported across SEPA, though not every bank offers them for every account. As long as no conversion is involved, a SEPA transfer is usually inexpensive.

Getting paid from abroad into an account in Sweden

Someone abroad who wants to pay you will ask for a few details about your account – incomplete details often cause delays. That means: your name as your bank knows it, your IBAN or account number, the SWIFT/BIC code of your bank and, often, your address.

The code of your bank appears in the list on this page but always compare it with your own bank details. It helps to include the name and city of your bank because some forms have separate fields for it.

What lands in your account is often less than what was sent. Intermediary banks may deduct a fee, your bank may charge for incoming payments, and if the money is converted, a markup on the rate comes on top. Make clear with the sender who covers the fees.

Recognising a SWIFT code from Sweden

Every SWIFT/BIC code has eight or eleven characters in a fixed order. It starts with four letters for the bank, then two letters for the country and two characters for the location.

No matter which bank, every code from Sweden have the same fifth and sixth letters. A code with other letters in that position belong to a bank abroad, even if the bank name looks familiar.

The long version adds three characters for a branch – XXX stands for the head office. Choose a branch code just when the recipient’s bank asks for it; otherwise the head office code is the safe choice.

Tracking a payment to Sweden

An international transfer to Sweden typically takes one to a few business days. Payments made after the cut-off time or on weekends and holidays often go out a business day later.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique reference, the UETR that banks can use to see where the money is. Keep the payment confirmation until the recipient confirms; a bank needs it to start a trace.