SWIFT/BIC codes in Sweden: banks starting with D

Sweden: banks and their SWIFT/BIC codes

For Sweden we have 523 SWIFT/BIC codes from 421 banks. You need a SWIFT/BIC code mostly when making payments across borders and for payments in a foreign currency.

Pick a bank below to view its head office code and any branch codes along with tips for payments to and from that bank. Further down we explain how a code from Sweden is put together, how to send money there without overpaying and what to check before you pay.

Paying in SEK: what conversion costs you

Sweden pays in the Swedish Krona, with the currency code SEK. Money sent in a different currency is converted into SEK on its way to the recipient.

Who converts the money matters: every bank has its own margin. Compare how much SEK arrives with different services before choosing one. Rates for SEK move during the day – some providers let you lock in a rate.

What the letters in a Sweden BIC mean

A BIC is either 8 or 11 characters long and the parts always come in the same order. Characters one to four identify the bank, characters five and six are the country code and the next two give the location.

Whatever the bank, every code from Sweden have the same country code in positions five and six. Codes with other letters in that position belong to another country.

The long version adds a branch code. For most transfers the head office code is what you need.

Getting paid from abroad into an account in Sweden

Someone abroad who wants to pay you will ask for several details about your account – incomplete details often cause delays. In practice that means: your full name as your bank knows it, your account number or IBAN, the SWIFT/BIC code of your bank and, often, your address.

Your bank’s code is in our list, yet the version on your own statement or in your banking app is leading. It helps to include your bank’s name and city as well, since some payment forms ask for it.

Expect that the incoming amount is smaller than what the sender paid. Correspondent banks can take a fee, your bank may charge for incoming payments, and if the money is converted, an exchange rate margin applies. For business payments, state who bears the costs, so nobody is left short.

When does money sent to Sweden arrive?

How fast a payment reaches Sweden depends on a few things: which currency you send, how many intermediary banks are involved, daily processing deadlines and differences in time zone. Public holidays in either country add a day or more.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Every gpi transfer gets a unique transaction reference, the UETR that banks can use to see where the money is. Save your transfer receipt.

How reliable is this list?

The most reliable source for a SWIFT code is the recipient’s own bank details. A wrong code can cause delays, a returned payment or extra fees.

We collect bank codes from public sources and update them regularly. Institutions reorganise, change names and retire codes – a directory can be a step behind. Treat our data as a starting point. GoldexPay is an independent comparison service for money transfers and not part of any bank listed here.

Scammers often use payment requests carrying new bank details that look completely genuine. Always confirm changed details through a separate channel on a number you know.

SWIFT codes in Sweden: banks under :letter

This page shows only the banks in Sweden beginning with :letter, sorted alphabetically. The figures for Sweden on this page apply to every bank we list.

Bank not listed? The registered name may start with a different letter. The full overview for Sweden remains one click away if you cannot find the bank here.

Which bank in Sweden has the most codes?

In our data, Nasdaq Omx Broker Services Aktiebolag has the largest number of SWIFT/BIC codes of all banks in Sweden. Its head office code is OMBSSESSXXX – the code most transfers need.

How many codes a bank has says something about how it organises its payments than about how big it is. Making a payment to Nasdaq Omx Broker Services Aktiebolag? Use OMBSSESSXXX unless a specific branch code is requested.

Euro payments to Sweden: is a BIC needed?

Since Sweden is in SEPA, a euro payment to a bank in Sweden normally only needs the IBAN. Most banking apps no longer ask for the BIC for these payments.

You will still need a SWIFT code when sending non-euro payments or transfers from countries outside SEPA. Instant payments in euros are widely supported across SEPA, though not every bank offers them for every account. Provided no conversion is involved, the transfer tends to be inexpensive.

Sending money to Sweden for less

The price of a payment to Sweden is made up of several parts, and the fee on your screen is only one of them. On top of a fixed fee, correspondent banks can take a cut and, if currencies are converted, the bank often applies a rate below the real market rate.

That exchange rate margin is often the largest cost item because it is hidden in the rate. Check the rate you are offered with the mid-market rate that you find on financial sites; the gap is what conversion costs you.

Money transfer services often use rates closer to the mid-market rate. Before you send money to Sweden, take a minute to compare what arrives on GoldexPay rather than accepting the first rate you see.