SWIFT/BIC codes in Sweden: banks starting with E

Finding a SWIFT code in Sweden

This directory lists 421 banks and other institutions in Sweden, with 523 SWIFT/BIC codes in total. Every code identifies a bank or one of its branches.

Each bank is listed with its own page showing the head office code and, where available, branch codes. Further down you can read how a code from Sweden is put together, how to send money there without overpaying and what to check before you pay.

Nasdaq Omx Broker Services Aktiebolag and its SWIFT codes

Nasdaq Omx Broker Services Aktiebolag leads the list of Sweden banks when it comes to SWIFT/BIC codes. Its head office code is OMBSSESSXXX, which is the code to use when no branch is specified.

A large number of codes often reflects that the bank registers branches and departments separately – it says nothing about the size of the bank as such. If not the recipient asks for a branch, OMBSSESSXXX is fine for transfers to this bank.

Banks in Sweden beginning with the letter :letter

You are looking at a filtered list: just banks in Sweden with a name starting with :letter. The totals on this page apply to every bank we list and not only this letter.

Bank not listed? The registered name may begin with another word, for example the full legal name rather than a brand name. Try the full list for Sweden if you are not sure the exact name.

About our data and how to check a code

Have the recipient send you their bank details straight from their banking app. When the code you were given differs from our list, stop and ask: check with the recipient or the bank.

We gather SWIFT/BIC codes using public sources and update them from time to time. Institutions reorganise, close branches and change codes – a directory can be a step behind. Use this list as a reference rather than the last word: the bank details from the recipient come first. GoldexPay is an independent comparison service.

Watch out for invoices with changed bank details – a common fraud method. A valid BIC tells you nothing about whether a request is genuine – scammers use the codes of real banks.

Euro payments to Sweden: is a BIC needed?

Within the SEPA zone, euro payments to Sweden follow the same rules. The BIC field is often optional in that case.

You will still need a SWIFT code for payments in other currencies or money from outside the SEPA area. Euro payments within SEPA normally land within one business day or faster with instant payments. As long as no conversion is involved, a SEPA transfer is usually cheap.

What a transfer to Sweden really costs

The price of a transfer to Sweden is made up of several parts, and the fee on your screen is only one of them. You pay a transfer fee, sometimes fees from correspondent banks and, above all, the exchange rate markup.

The real cost is often in the rate – the bank builds a margin into its rate. An easy check: set the offered rate next to the mid-market rate and work out the difference on your amount.

For a lot of routes, a transfer service is less expensive than a bank – mostly thanks to the exchange rate. Before you send money to Sweden, it is worth to compare what arrives on GoldexPay.

Receiving money in Sweden from abroad

A sender in another country will ask for a few details from you, and missing ones are a common cause of delays. That means: your full name exactly as it appears on the account, your account number or IBAN, the SWIFT/BIC code of your bank and, often, your address.

The code of your bank is in our list. You can add your bank’s name and city.

Do not be surprised if the incoming amount is below what the sender paid. Correspondent banks can take a fee and your own bank may charge for processing, and when currencies differ, an exchange rate margin applies. Agree with the sender who pays which costs, especially for larger amounts.

The Swedish Krona (SEK) and conversion costs

Most accounts in Sweden are usually held in SEK – the Swedish Krona. If you send money in a different currency, it gets converted at some point: by your bank, an intermediary or the receiving bank.

Who does the conversion has an effect on the final amount, as rates and margins differ per bank. In many cases it is cheaper if you send SEK directly via a transfer service that converts near the mid-market rate. On larger amounts, even a small gap in the rate can be worth more than the fee.

When does money sent to Sweden arrive?

There is no single answer for payments to Sweden: many land within a day, others take several business days. Transfers sent after the cut-off time or just before weekends and holidays usually go out a business day later.

When a payment takes longer than expected, the sender should contact the sending bank and ask for the status or the UETR; only the sending side can start an official trace. Money transfer services usually show a status in their app.

The structure of a Sweden SWIFT/BIC code

Each SWIFT/BIC code has eight or eleven characters, always in the same order. It starts with a four-letter bank code, followed by two letters for the country and two characters for the location.

No matter which bank, every code from Sweden share the same country code in positions five and six: the ISO code of the country. When those two letters point to another country, the code belongs to a bank somewhere else, so check again.

The last three characters, if present, identify a branch or department; XXX means the head office. For most transfers the head office code is fine.