SWIFT/BIC codes in Sweden: banks starting with K

Bank SWIFT codes for Sweden

This directory contains 421 banks and other institutions in Sweden and 523 SWIFT/BIC codes between them. Every code points to an institution or one of its branches.

Every bank is listed with its own page showing its main code and, where available, codes for branches and departments. The sections below covers the structure of the codes, what transfers cost and how to avoid mistakes before a payment.

Banks in Sweden starting with :letter

This filter limits the list to banks from Sweden that begin with :letter to make searching quicker. The totals mentioned here apply to all 421 banks.

Some banks appear under their legal name, which may start with words like Bank or Banco, so the letter can differ from what you expect. Try the full list for Sweden if you do not know the exact name.

The cheapest way to send money to Sweden

What you pay for a transfer to Sweden is made up of several parts. There is a transfer fee, sometimes fees from correspondent banks along the way and, above all, the exchange rate markup if the money is converted.

The real cost is often in the rate, not in the fee. An easy check: put the rate you get next to the mid-market rate and work out the difference on your amount.

For a lot of currency pairs, a specialist provider turns out to be less expensive than a traditional bank transfer, mainly because of the rate. GoldexPay compares these providers next to each other so you can see what actually arrives in Sweden before you commit.

Verifying a SWIFT code from Sweden

Ask the recipient to send you their bank details straight from their online banking. An incorrect BIC can cause delays, a payment being sent back or extra fees, so compare it with the list on this page.

The directory on GoldexPay is based on public sources that we update periodically. Still, banks merge or retire codes. For any payment of any size, check the BIC with the recipient. GoldexPay is an independent comparison site and is not affiliated with the banks listed.

Fraudsters often use payment requests with new bank details from what looks like a familiar address. A valid BIC says nothing about whether a request is genuine – scammers use the codes of real banks.

Receiving money in Sweden from abroad

Someone abroad who wants to pay you needs a few details about your account, and missing ones are a common cause of delays. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address, which some banks require.

Find the bank in the list above. You can include your bank’s name and city as well, since some payment forms ask for it.

Expect that the incoming amount is smaller than what the sender paid. Intermediary banks may deduct a fee and your own bank may charge for processing, and when currencies differ, a markup on the rate applies. Make clear with the sender who covers the fees.

Most SWIFT codes in Sweden: Nasdaq Omx Broker Services Aktiebolag

Nasdaq Omx Broker Services Aktiebolag tops the list for Sweden when it comes to SWIFT/BIC codes. Its head office code is OMBSSESSXXX – the code most transfers need.

The number of codes tells you something about how it organises its payments than about its size. If not a branch code is given, the head office code OMBSSESSXXX works for a payment to Nasdaq Omx Broker Services Aktiebolag.

The structure of a Sweden SWIFT/BIC code

Each SWIFT/BIC code consists of 8 or 11 characters in a fixed order. The first four letters identify the bank, characters five and six are the country code and the next two mark the location.

You can recognise a bank code from Sweden by letters five and six – those always form the country code of Sweden. If the country letters point to another country, the code belongs to a bank somewhere else, so check again.

When a code ends in XXX, it refers to the head office. Use a branch code just if the recipient explicitly gives you one – otherwise stick with the head office.

How long does a transfer to Sweden take?

There is no fixed answer for payments to Sweden: some arrive the same day or the next, others take several business days. Transfers sent after the cut-off time or on a weekend or public holiday usually go out a business day later.

If the money is late, ask the sender to contact their own bank for a trace; only the sending side can start an official trace. Money transfer services often provide a status in their app.

Paying in SEK: what conversion costs you

Sweden uses the Swedish Krona, with the currency code SEK. Money sent in a different currency is converted into SEK.

Which bank converts the payment makes a difference, because each party uses its own rate. In many cases it is cheaper to send SEK straight away via a provider that converts near the mid-market rate. Rates for SEK change during the day, so a quote is usually valid only briefly.

SEPA transfers to Sweden

Because Sweden is in the SEPA zone, a euro transfer to a bank in Sweden usually only needs an IBAN. Most banking apps do not require the BIC for these payments.

You still need a SWIFT code for payments in other currencies or transfers from countries outside SEPA. Euro payments within SEPA usually arrive by the next business day, and instant transfers in seconds where both banks support them. Costs stay low provided everything stays in euros; the conversion is where it gets expensive.