Attijariwafa Bank Egypt S.a.e SWIFT/BIC code

BCBIEGCX – the SWIFT/BIC code of Attijariwafa Bank Egypt S.a.e

BCBIEGCX and BCBIEGCXXXX are two ways of writing the same bank identifier, and both point to Attijariwafa Bank Egypt S.a.e in Cairo. Every bank on the SWIFT network uses BIC codes to direct payments between countries to the right institution. In practice you mostly come across it on international invoices, in payment forms and in the bank details of Attijariwafa Bank Egypt S.a.e customers.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you hit send. The SWIFT code alone cannot identify an individual account holder; for that you need the IBAN or account number is for.

When will the money arrive at Attijariwafa Bank Egypt S.a.e?

There is no single delivery time for every transfer: some arrive the same day or the next, others take several business days. Payments made after the cut-off time or just before weekends and holidays usually start the next business day. Compliance checks by one of the banks may also add a delay, regardless of the details.

Many banks are connected to SWIFT gpi. Every gpi transfer gets a unique transaction reference, the UETR, which your bank can use to see where the money is. Specialist transfer services often provide a status in their app so you can see how far the payment is.

A missing payment has to be investigated from the sending side, using the payment confirmation. On the receiving end, it helps to check your statements to see a slightly lower amount because fees can reduce the amount.

Sending money abroad from Attijariwafa Bank Egypt S.a.e

When you send money abroad via Attijariwafa Bank Egypt S.a.e, the visible fee is only part of the cost. Besides a fixed fee, correspondent or intermediary banks can take a cut, and if the money changes currency the bank usually applies a rate that is less favourable than the real market rate.

The markup on the rate is often the largest cost, and it is easy to miss. Compare the rate you are offered with the mid-market rate – the rate you find on financial news sites. The difference is your real conversion cost.

Money transfer services frequently use a rate near the mid-market rate and lower fees. Next time you send money, take a minute to compare what arrives on GoldexPay rather than accepting the bank’s rate by default. Using a transfer service does not require leaving Attijariwafa Bank Egypt S.a.e.

Attijariwafa Bank Egypt S.a.e: head office code versus branch codes

Our database contains 4 SWIFT/BIC codes for Attijariwafa Bank Egypt S.a.e. Next to the head office code BCBIEGCXXXX, there are codes for regional offices and specialised units.

If nobody asks you for a branch code, go with BCBIEGCXXXX. When you receive a branch code, stick to it instead of replacing it for the head office code.

When in doubt, ask the person you are paying which code their bank gave them. Branch codes are more prone to change than BCBIEGCXXXX.

What the XXX in BCBIEGCXXXX means

The structure of a BIC is always the same: a bank code of four letters, two for the country and a two-character location code, plus an optional branch code. Together, those parts form BCBIEGCX.

The long version adds three more characters for a branch or department. When those three characters are XXX, they simply mean the head office, so BCBIEGCXXXX and BCBIEGCX are interchangeable.

Do not add spaces or dashes when you enter BCBIEGCX; the code is always written in one block. Copying the code beats typing it by hand, because one wrong letter changes the bank.

Watch out for payment fraud

One of the most common tricks goes like this: you receive a request claiming that a supplier now has a new bank account. The fact that BCBIEGCX exists does not mean that the account is genuine – fraudsters use real bank codes as well.

Do not rely on contact details in the same message that contains the new account. Pressure and requests to keep it quiet tend to be red flags. If money was sent to the wrong account, contact your bank immediately.

Scams can also target the receiver: someone sends too much and asks you to refund the difference. Wait until the money is actually in your account – ask Attijariwafa Bank Egypt S.a.e if something looks wrong.

Where our SWIFT data comes from

We gather bank codes from public sources and update our list from time to time. It can happen that information on this page is no longer current. Figures such as the number of codes come from our directory and are not confirmed by Attijariwafa Bank Egypt S.a.e.

Treat our directory on this page as a handy check, and let the details from the recipient or Attijariwafa Bank Egypt S.a.e have the final say. GoldexPay has no connection to Attijariwafa Bank Egypt S.a.e; we are a comparison site for money transfers. Should you notice a mistake, we appreciate a message via the contact page.

Is BCBIEGCX still correct? How to check

Have the recipient send you their account details directly from their online banking. If the code you have does not match BCBIEGCX or BCBIEGCXXXX, do not guess – contact the recipient or Attijariwafa Bank Egypt S.a.e.

With a wrong code, the payment might get stuck, be returned or cost extra – sometimes after weeks of searching. A mistake in the IBAN or account number is a bigger problem.

Many banking apps validate the format of IBANs and sometimes look up the BIC automatically, but that does not prove the account belongs to the right person. Some banks now compare the name against the account – do not ignore a mismatch warning. A small test payment can be a sensible step for a large first payment despite the extra fee.

Receiving money from abroad at Attijariwafa Bank Egypt S.a.e

A sender in another country needs a few details about your account, and missing ones are a common cause of delays. That means: your name exactly as it appears on the account, your account number or IBAN, the BIC BCBIEGCXXXX and usually your address.

Some sending banks want the name and address of Attijariwafa Bank Egypt S.a.e in Cairo, so keep it at hand. Check the details before you share them – a sender rarely spots a mistake in someone else’s details.

Do not be surprised if the incoming amount is smaller than what the sender paid. Charges on incoming payments vary from bank to bank. Make clear with the sender who covers the fees, especially for larger amounts.