Bank of Alexandria S A e SWIFT/BIC code

SWIFT/BIC code of Bank of Alexandria S A e

The short code ALEXEGCX and the full code ALEXEGCXXXX identify one and the same institution: Bank of Alexandria S A e, with its head office in Cairo. Every bank on the SWIFT network uses BIC codes to route international transfers to the right institution. In practice you usually come across it on international invoices, in your banking app and in the bank details of Bank of Alexandria S A e customers.

We wrote this page to help anyone who pays into an account at Bank of Alexandria S A e without mistakes. Remember that the BIC just identifies the bank, not the account: the account number or IBAN takes care of that.

Which of the 13 codes of Bank of Alexandria S A e do you need?

We have 13 SWIFT/BIC codes for Bank of Alexandria S A e in 3 places. Next to the head office code ALEXEGCXXXX, there are codes for regional offices and specialised units.

For most incoming transfers, the head office code ALEXEGCXXXX is the right choice. When you receive a branch code, stick to it instead of swapping it for the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes can change over time, so do not rely on old paperwork.

Watch out for payment fraud

Fraudsters often use fake invoices with changed bank details, sometimes in an email that looks completely genuine. A valid SWIFT code tells you nothing about whether the request is genuine.

Before paying, confirm changed bank details by phone on a number you know, not one from the message. Be suspicious of urgent requests, unusual wording or a sender address that is slightly off. If money has already gone to a fraudster, call your bank right away: the sooner they act, the better the chance of a recall.

Recipients are targeted too: a classic trick is a buyer who pays too much and then sends a request to refund the difference. Wait until the money is actually in your account and check with Bank of Alexandria S A e if anything seems off.

About this information

The details on this page are taken from publicly available data which we refresh regularly. Institutions merge, close branches and retire codes, and a directory never catches every change immediately. The number of codes we show are based on our own data and not on information from Bank of Alexandria S A e itself.

See our directory on this page as a helpful check and rely on the recipient or Bank of Alexandria S A e for the final confirmation. We are an independent comparison site for money transfers and not part of Bank of Alexandria S A e. Should you notice a mistake, we welcome a short note via the contact page.

How to check ALEXEGCX before you pay

The best place to find the right code is paperwork issued by the bank. If the code you have does not match ALEXEGCX or ALEXEGCXXXX, do not guess.

Mistakes in the SWIFT code are costly more than disastrous: often the payment comes back, minus fees. An error in the IBAN or account number can be more serious because it can reach the wrong person.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC. Some banks now compare the name against the account before you confirm. A small test payment is worth it for a large first payment.

Tracking a transfer to or from Bank of Alexandria S A e

A SWIFT payment typically takes one to a few business days – it depends on currency, route and the banks in between. Transfers sent after the cut-off time or just before weekends and holidays often start a business day later. Occasionally a bank asks about the purpose of a payment before releasing it.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Every gpi transfer carries a unique reference, the UETR that banks can use to trace it. Money transfer services usually provide tracking online showing where the payment has got.

If a payment has not arrived after a few business days, the sender needs to contact the bank that sent it, not the receiving bank. Request from the sender the payment receipt; that often settles the question quickly.

What to give a sender who pays you at Bank of Alexandria S A e

When you expect a payment from another country, give the sender everything they need in one go. That means: your full name as registered with Bank of Alexandria S A e, your IBAN or account number, the BIC ALEXEGCXXXX (or ALEXEGCX) and sometimes your address.

Certain banks want the bank’s address in Cairo. Double-check every detail before you share them.

Money from abroad does not always arrive for the full amount. Intermediary banks may deduct a fee, and if the currency changes, a markup on the rate comes on top. Agree with the sender who covers the fees.

What the XXX in ALEXEGCXXXX means

Every SWIFT/BIC code starts with the same eight core characters: four letters for the bank, a two-letter country code and two characters for the location. For Bank of Alexandria S A e, that core is ALEXEGCX.

XXX at the end of ALEXEGCXXXX is not a missing value or a mistake: it indicates the head office of Bank of Alexandria S A e. Certain payment forms ask for 11 characters, in which case you simply add XXX behind ALEXEGCX.

As a rule the code is typed in capitals and without spaces. Copying the code beats typing it by hand.

Paying someone abroad from your Bank of Alexandria S A e account

The price of an international transfer has more than one component. Besides a fixed fee, correspondent or intermediary banks may take a cut, and if the money changes currency the bank often uses a rate that is less favourable than the actual market rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate with a margin built in. An easy check: set the bank’s rate against the mid-market rate and look at the difference.

For many routes, a specialist provider turns out to be cheaper than a bank. GoldexPay compares transfer providers side by side, showing what actually arrives for the same amount sent. You can always keep your account at Bank of Alexandria S A e.