Central Bank of Egypt Cairo SWIFT/BIC code

CBEGEGCX – the SWIFT/BIC code of Central Bank of Egypt Cairo

CBEGEGCX and CBEGEGCXXXX are two ways of writing the same bank identifier, and both lead to Central Bank of Egypt Cairo in Cairo. A BIC does one job: it makes sure that money from abroad reaches the right bank. You will need it mainly for payments that cross a border or a currency.

On this page we explain what the code means, when it matters and what else you need for a transfer to or from Central Bank of Egypt Cairo. Remember that the BIC just identifies the bank, not the person: the account number or IBAN takes care of that.

Paying someone abroad from your Central Bank of Egypt Cairo account

When you send money abroad through Central Bank of Egypt Cairo, the visible fee is only part of what you pay. You pay the fee for the transfer itself, possibly charges from correspondent banks in between and, most importantly, the margin on the exchange rate when the money is converted.

Many banks do not list their exchange rate markup as a cost. A simple test: put the rate you get against the mid-market rate and look at the difference.

Money transfer services frequently offer a rate near the mid-market rate and lower fees. GoldexPay lists these services side by side so you can see what actually arrives before you commit. Choosing a specialist does not mean closing your account at Central Bank of Egypt Cairo: you simply pay the service from your account.

How to check CBEGEGCX before you pay

Ask the recipient to copy their account details straight from their online banking. Check that code against CBEGEGCX here and ask if anything does not match.

Mistakes in the BIC are annoying rather than fatal – usually the money comes back, minus fees and time lost. A mistake in the account number can be more serious because it can reach the wrong person, so check that just as carefully.

An automatic check in your banking app only tells you that the code exists, not that it is the right account. Some banks now compare the name with the account before you confirm – do not ignore a mismatch warning. For a first payment, many people start with a small test amount and wait for confirmation.

How long does an international transfer to Central Bank of Egypt Cairo take?

How quickly a transfer reaches Central Bank of Egypt Cairo depends on several factors: the currency, how many intermediary banks are involved, cut-off times and differences in time zone. Bank holidays in either country add extra days, since banks do not process on those days. Sometimes a bank asks about the purpose of a payment.

When a payment takes longer than expected, contact your bank about the status so they can trace it along the chain. Money transfer services often show tracking online showing where the money is.

The bank that sent the money is able to start an official trace or a recall – the recipient’s bank often cannot see a payment that has not arrived. On the receiving end, you can look at your account to see a partial amount, since fees may have been deducted.

Choosing between the 17 SWIFT codes of Central Bank of Egypt Cairo

With 17 codes in 3 locations, Central Bank of Egypt Cairo is one of the banks that register separate codes for branches and departments. The main code is CBEGEGCXXXX.

Unless the recipient tells you otherwise, go with CBEGEGCXXXX. When you receive a specific code, use it as it is instead of replacing it for the head office code.

The best way is to copy the code directly from the recipient’s statement. Branch codes are more likely to be retired than the head office code when a bank merges or closes offices.

About this information

This directory is compiled from publicly available sources. It can happen that a code here is no longer current, for example after a merger. Figures such as the number of codes come from our own dataset.

For a payment that matters, check the BIC with the recipient’s bank or the recipient. We are an independent comparison site and not part of Central Bank of Egypt Cairo. Spotted outdated information? Tell us via our contact form and we will look into it.

CBEGEGCX or CBEGEGCXXXX – which one to use?

Every SWIFT/BIC code has an 8-character core: a four-letter bank code, two letters for the country and a two-character location code. Together, those parts make up CBEGEGCX.

The 11-character version adds a three-character extension for a branch or department. When those three characters are XXX, they simply mean the head office, so CBEGEGCXXXX and CBEGEGCX are interchangeable.

Enter the code as one block, in capitals and without spaces. A single letter can send the money to another bank, so copy it carefully.

Scams that use SWIFT codes

A common scam works like this: you receive a message claiming that a supplier has a new bank account and that the next payment should go there. A correct SWIFT code says nothing about whether the request is genuine.

Verify changed payment details via a different channel. Be suspicious of time pressure, unusual wording or an email address that differs by one letter. Acted too fast? Contact the bank you paid from without delay and ask them to try to recall the payment and report the fraud.

People receiving money can be targeted as well: one known trick is a buyer who pays too much followed by a request to send back the difference to another account. A payment confirmation from the sender is no proof.

Incoming international payments to Central Bank of Egypt Cairo

To receive an international payment at Central Bank of Egypt Cairo, the person paying you has to have not just the BIC. What they need is: the account holder’s name, account number or IBAN, CBEGEGCXXXX and, for some countries, your postal address.

Their bank may request the address of your bank, in which case the Cairo head office is the usual answer. A mistake in the IBAN is harder to fix than it looks; copy them from your banking app rather than typing.

Expect that the incoming amount is below what the sender paid. Correspondent banks can take a fee, Central Bank of Egypt Cairo may charge for incoming payments, and if the currency changes, an exchange rate margin applies. On invoices, it is common to agree who bears the costs, so that nobody is left short.