National Bank of Oman (Saog) SWIFT/BIC code

National Bank of Oman (Saog) SWIFT code: NBOMEGCX

The short code NBOMEGCX and the full code NBOMEGCXXXX refer to the same bank: National Bank of Oman (Saog), with its head office in Cairo. The code has a single purpose: it ensures that money from abroad ends up at the right bank. It comes up mostly when dealing with payments that cross a border or a currency.

We wrote this page to help people who pays into an account at National Bank of Oman (Saog) and wants to get the details right. Remember that the SWIFT code just identifies the bank, not the account: the IBAN or account number takes care of that.

How long does an international transfer to National Bank of Oman (Saog) take?

An international transfer typically needs one to a few business days. Payments made late in the day or on weekends and holidays often start the next business day. Compliance checks on larger or unusual payments may also cause a delay, regardless of the details.

When a payment takes longer than expected, contact your bank for the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services often show tracking in their app showing where the money is.

If the money does not arrive after a few business days, the person who paid should start with the bank that sent it. Ask the sender for the payment receipt with the date and reference; that often settles the question quickly.

Getting paid from abroad into a National Bank of Oman (Saog) account

A sender in another country needs several details about your account, and missing ones are a common cause of delays. Share the account holder’s name, your account number or IBAN, SWIFT code NBOMEGCXXXX and your address.

Some banks want the address of National Bank of Oman (Saog) in Cairo. Check each detail before you send them, because the sender’s bank usually copies them as is.

Money from abroad does not always arrive for the full amount. Correspondent banks can take a fee, and when currencies differ, an exchange rate margin applies. Make clear with the sender who covers the fees, especially for larger amounts.

International transfers from National Bank of Oman (Saog): the real cost

What you pay for a payment abroad is made up of several parts, and the transfer fee is only the most visible one. There is the fee for the transfer itself, possibly fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate, rather than in the fee: the bank converts at a rate that includes a margin. Check the rate you are offered against the mid-market rate – the rate you find on financial news sites.

For many routes, a specialist provider is cheaper than a bank – mostly thanks to the rate. GoldexPay lists these services next to each other so you can see what actually arrives before you commit. Using a transfer service does not mean leaving National Bank of Oman (Saog).

8 or 11 characters: NBOMEGCX versus NBOMEGCXXXX

Each SWIFT/BIC code starts with an 8-character core: a four-letter bank code, a two-letter country code and two characters for the location. Together, these eight characters form NBOMEGCX, the code most people search for.

XXX at the end of NBOMEGCXXXX does not stand for a missing value or an error: it stands for the head office of National Bank of Oman (Saog). Certain payment forms insist on 11 characters, and then you simply enter XXX after NBOMEGCX.

Type the code as one block, in upper case and without separators, exactly as shown here. Watch for the letter O and the digit 0 and the letter I and the digit 1, a common source of typos.

How up to date is this code?

The directory on GoldexPay draws on publicly available sources and we update it periodically. It can happen that a code on this page is out of date, for example after a merger. Figures such as the number of codes come from our directory and may differ from what National Bank of Oman (Saog) publishes.

Use our data as a starting point, not as the last word: the recipient’s bank details come first. GoldexPay is not affiliated with National Bank of Oman (Saog), we only compare transfer services. Should you notice a mistake, we welcome a message via the contact page.

Choosing between the 2 SWIFT codes of National Bank of Oman (Saog)

Having 2 codes in 1 locations, National Bank of Oman (Saog) is one of the banks that use separate codes for parts of the organisation. The head office code remains NBOMEGCXXXX.

For most payments to a private or business account, the head office code NBOMEGCXXXX is what you need. If you have been given a specific code, use it as it is rather than replacing it with the head office code.

Not sure which code applies? Check with the recipient or the bank itself. Codes for branches are more prone to change than NBOMEGCXXXX when a bank merges or closes offices.

Watch out for payment fraud

Stay alert when a contact suddenly wants you to send money to a different account or a bank in another country. A correct SWIFT code tells you nothing about whether the request is genuine.

Always verify changed bank details through a phone call. Urgency or requests to keep it quiet tend to be red flags; a genuine business can wait for you to check. If a payment was sent to the wrong account, contact your bank immediately.

People receiving money are targeted too: one known trick is an overpayment followed by a request to refund the difference to another account. A screenshot of a transfer proves nothing.

Before you send: check the National Bank of Oman (Saog) code

Have the recipient send you the account details straight from their online banking. Check it against NBOMEGCX here; if they differ, ask before you pay.

Errors in the BIC are costly more than disastrous: often the payment comes back, minus fees. Remember the account number: an error there is more difficult to undo than a wrong BIC.

Many banking apps check the format of IBANs. Where available, a name check before sending adds an extra layer of safety. Sending a small amount first is worth it for a large first payment.