SWIFT/BIC codes in Jordan

Jordan: banks and their SWIFT/BIC codes

Here you will find the SWIFT/BIC codes of 105 institutions in Jordan – 168 codes altogether. A BIC tells every bank in the chain which institution is meant to get an international payment.

Search for the recipient’s bank in the list and open its page to see the full list of codes and what else a transfer requires. Below the list we explain how a code from Jordan is put together, how to send money there without overpaying and how to check a code before you pay.

Arab Bank PLC and its SWIFT codes

Of the 105 banks we list for Jordan, Arab Bank PLC is listed with the most SWIFT codes. The head office of Arab Bank PLC uses ARABJOAXXXX and that code covers most payments.

A large number of codes often reflects that the bank registers branches and departments separately, not necessarily that the bank is the biggest in the country. Unless the recipient asks for a branch, ARABJOAXXXX is fine for a payment to Arab Bank PLC.

Bank or transfer service for Jordan?

When you send money to Jordan via a regular bank, the stated fee is rarely all of the cost. You pay the transfer fee, possibly charges from intermediary banks along the way and, above all, the margin on the exchange rate if the money is converted.

That exchange rate margin is often the biggest part of the cost, even though it is not listed as a fee. An easy check: set the offered rate next to the mid-market rate and look at the difference.

Specialist money transfer services often use rates closer to the mid-market rate with clearer fees. Before you send money to Jordan, it is worth comparing the total cost on GoldexPay.

How reliable is this list?

Have the recipient copy their bank details directly from their online banking. An incorrect BIC may lead to a delay, a returned payment or extra fees, so compare it with the list on this page.

This list draws on public sources and is updated regularly. Institutions reorganise, change names and retire codes – a directory can be a step behind. For any payment that matters, check the code with the recipient’s bank. GoldexPay is an independent comparison service.

Watch out for payment requests containing a new account. Always verify changed details by phone, using a number you already had.

Recognising a SWIFT code from Jordan

A SWIFT code is 8 or 11 characters long. First comes four letters for the bank, followed by two letters for the country and two characters for the location.

For banks in Jordan, letters five and six are the ISO country code of Jordan – that is the quickest way to spot one. If the country letters point to another country, the code belongs to a bank in another country – worth double-checking.

The optional last three characters identify a specific branch; XXX means the head office. Use a branch code only when the recipient explicitly gives you one.

When does money sent to Jordan arrive?

There is no fixed delivery time for transfers to Jordan: many land the same day or the next. Payments made late in the day or just before a weekend or public holiday usually go out the next business day.

Many banks use SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique transaction reference, the UETR that banks can use to see where the money is. Money transfer services usually show tracking in their app, which makes it easier to see where the money is.

International payments to Jordan and the BIC

Jordan is not part of the SEPA area. Payments from abroad normally go through the SWIFT network.

In some countries, accounts are identified by a domestic account number rather than an IBAN. Ask the recipient which details their bank needs for payments from abroad; banks often publish instructions for this. International transfers sometimes go via one or more intermediary banks and fees can be taken along the way.

Incoming international payments in Jordan

For a transfer from abroad into a Jordan account, the person paying you has to have more than the BIC. In practice that means: your full name as your bank knows it, your account number or IBAN, the SWIFT/BIC code of your bank and usually your address.

The code of your bank is in the list on this page, yet the version on your own statement or in your banking app is leading. It helps to include the name and city of your bank, since some payment forms ask for it.

The amount you receive is often less than what was sent. Charges on incoming payments differ from bank to bank; check the price list of your bank. On invoices, state how the fees are split to avoid a shortfall.