Jordan Islamic Bank SWIFT/BIC code

SWIFT/BIC code of Jordan Islamic Bank

JIBAJOAM and JIBAJOAMXXX are two spellings of the same SWIFT/BIC code, and both point to Jordan Islamic Bank in Amman. A SWIFT code shows the sending bank exactly which bank is meant to get the money, much like a postcode for banks. You will need it mainly when dealing with payments that cross a border.

We wrote this page to help anyone who pays into an account at Jordan Islamic Bank and wants to get the details right. The BIC names a bank or branch, not a single account.

8 or 11 characters: JIBAJOAM versus JIBAJOAMXXX

The structure of every SWIFT code is always the same: four characters for the institution, two for the country and a two-character location code, sometimes followed by a branch code. In this case, that core is JIBAJOAM.

XXX at the end of JIBAJOAMXXX is not a missing value or an error: it stands for the main office of Jordan Islamic Bank. Certain payment forms ask for 11 characters, in which case you can enter XXX after JIBAJOAM.

Enter the code as one block, in upper case and without spaces, exactly as shown here. Watch for the letter O and the digit 0 or the letter I and the digit 1; they are easy to mix up.

How up to date is this code?

We collect SWIFT/BIC codes from publicly available data and check them regularly. Banks reorganise, change names and retire codes. The number of codes on this page reflect our own data, not official figures from Jordan Islamic Bank.

For any payment of any size, always check the BIC with the recipient’s bank or the recipient. GoldexPay is an independent comparison site and not affiliated with Jordan Islamic Bank. Spotted an error? Tell us via our contact form and we will look into it.

How to check JIBAJOAM before you pay

Ask the recipient to copy the account details straight from their banking app. When the code you were given differs from JIBAJOAM or JIBAJOAMXXX, stop and ask.

With a wrong code, the payment might be delayed, be returned or cost extra. Do not forget the IBAN: a mistake there is harder to undo than a wrong code.

Most online banking apps validate the structure of IBANs – that confirms the format, not the owner. Some banks now compare the name with the account before you confirm; take any warning seriously. A small test payment can be a sensible step for large sums despite the extra fee.

Getting paid from abroad into a Jordan Islamic Bank account

When you are waiting for money from abroad, give the sender a complete set of details. In practice that means: your name as registered with Jordan Islamic Bank, your account number or IBAN, the BIC JIBAJOAMXXX and usually your postal address.

Their bank might also ask for the address of your bank, in which case the Amman head office is the usual answer. Double-check each detail before you share them.

Expect that the incoming amount is below the amount on the sender’s receipt. Correspondent banks can take a fee, Jordan Islamic Bank may charge for incoming payments, and if the currency changes, a markup on the rate comes on top. For business payments, it is common to state how the fees are split to avoid a shortfall.

Scams that use SWIFT codes

One of the most common tricks goes like this: you receive a request saying that a supplier has a new bank account and that the next payment should go there. That JIBAJOAM is a real code does not mean that a request mentioning it is genuine – fraudsters use real bank codes as well.

Never trust a phone number in the same message that announces the change. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. Already paid? Call the bank you paid from without delay and have them start a recall and report the fraud.

Scams can also target the receiver. Someone claims to have sent too much and asks you to return the difference to a new account. Do not act before the money has really arrived and check with Jordan Islamic Bank if anything seems off.

Head office or branch code at Jordan Islamic Bank?

We have 7 SWIFT/BIC codes for Jordan Islamic Bank. Besides the head office code JIBAJOAMXXX, there are codes for individual branches and departments.

If nobody asks you for a branch code, use JIBAJOAMXXX or its short form JIBAJOAM. When you receive a specific code, use it as it is instead of swapping it with the head office code.

The safest approach is to take the code straight from the account holder’s statement. Codes for branches are more prone to change than JIBAJOAMXXX.

Paying someone abroad from your Jordan Islamic Bank account

If you send money abroad through Jordan Islamic Bank, the fee you see is rarely all of what you pay. Besides a fixed fee, correspondent or intermediary banks can take a cut, and when the money changes currency the bank usually uses a rate below the real market rate.

Many banks rarely list the margin on the rate as a cost – you only notice it if you compare. Compare their rate against the mid-market rate.

For a lot of currency pairs, a transfer service turns out to be cheaper than a traditional bank transfer – mostly thanks to the rate. On GoldexPay you can compare what recipients receive across services, so you can pick the cheapest route. Using a transfer service does not mean leaving Jordan Islamic Bank: you simply pay the service from your account.

How long does an international transfer to Jordan Islamic Bank take?

An international transfer typically needs anywhere from one to several business days – it depends on currency, route and the banks in between. Bank holidays in either country can add extra days to the journey. Occasionally a bank wants to know what the payment is for before releasing it.

When a payment takes longer than expected, ask your bank for the tracking status or the UETR so they can trace it along the chain. Specialist transfer services usually provide a status online showing where the money is.

The bank that sent the money is able to start an official trace. On the receiving end, you can check your statements to see a slightly lower amount because fees can reduce the amount.