National Bank of Abu Dhabi SWIFT/BIC code

NBADJOAM – the SWIFT/BIC code of National Bank of Abu Dhabi

Whether a recipient gives you NBADJOAM or NBADJOAMXXX, it is the same address for National Bank of Abu Dhabi in Jordan. A SWIFT code tells the sending bank which institution should receive the money, much like a postcode for banks. In practice you usually come across the code on invoices from abroad, in your banking app and in the bank details that National Bank of Abu Dhabi provides.

Below you will find the practical questions: money coming in from abroad, paying someone in another country and how to verify the code before you confirm a payment. The SWIFT code on its own does not identify an individual account holder; that is what the IBAN or account number .

Sending money abroad from National Bank of Abu Dhabi

An international bank payment can cost rather more than the fee suggests. You pay the transfer fee, sometimes fees charged by intermediary banks along the way and, above all, the margin on the exchange rate.

The real cost is often in the rate: many banks convert using an exchange rate that includes a margin. A simple test: set the rate you get next to the mid-market rate for the same moment and work out the difference on your amount.

Money transfer services frequently offer a rate near the mid-market rate with clearer fees. Next time you send money, it is worth to compare the total cost via GoldexPay instead of going straight to your bank. You can always use your account at National Bank of Abu Dhabi to fund the transfer; only the conversion and sending happen elsewhere.

Transfer times and tracking a payment to National Bank of Abu Dhabi

An international transfer usually takes one to a few business days – it depends on currency, route and the banks in between. Transfers sent late in the day or just before weekends and holidays often go out the next business day. Occasionally a bank wants to know what the payment is for before releasing it.

Many banks are connected to SWIFT gpi, which lets them follow a payment from bank to bank. Each gpi transfer gets a unique reference, the UETR. Keep the payment confirmation until the money has arrived – you will need it for any trace request.

A missing payment is investigated from the sending side. Ask the sender for a copy of the payment confirmation; that often settles the question quickly.

What to give a sender who pays you at National Bank of Abu Dhabi

For a transfer from abroad at National Bank of Abu Dhabi, the person paying you has to have more than the BIC. That means: your name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code NBADJOAMXXX (or NBADJOAM) and sometimes your postal address.

You can include National Bank of Abu Dhabi and its city as well, since some forms ask for it. A mistake in your account number is harder to fix than you might think.

Expect that the amount credited is below the amount on the sender’s receipt. Charges on incoming payments differ per bank; check the price list of National Bank of Abu Dhabi. Agree with the sender who covers the fees before the money is sent.

Which of the 2 codes of National Bank of Abu Dhabi do you need?

Our directory lists 2 SWIFT/BIC codes for National Bank of Abu Dhabi. Next to the head office code NBADJOAMXXX, you will find codes for individual branches and departments.

Usually you do not need to look up a branch: transfers sent to NBADJOAMXXX are routed within National Bank of Abu Dhabi correctly. A branch code only makes sense if the recipient’s bank explicitly mentions it, which is more common for corporate accounts and specialised services.

When in doubt, ask the person you are paying which code their bank gave them. Codes are sometimes changed or retired over time, so do not rely on old paperwork.

Verifying the SWIFT code of National Bank of Abu Dhabi

Have the recipient copy their bank details directly from their online banking. When the code you were given does not match NBADJOAM or NBADJOAMXXX, stop and ask: check with the recipient or with National Bank of Abu Dhabi directly.

An incorrect BIC can cause a delay, a returned payment or additional charges. Do not forget the IBAN: an error there can be harder to correct than a wrong BIC.

Many banking apps check the structure of IBANs – that confirms the format, not the owner. Where available, a name check before sending adds an extra layer of safety. Sending a small amount first can be a sensible step for large sums, even if it costs an extra fee.

Scams that use SWIFT codes

Fraudsters regularly send payment requests containing changed bank details sent from what looks like a familiar address. A correct SWIFT code says nothing about who owns the account: scammers use real codes of real banks.

Always verify a change of bank details by phone on a number you know, not one from the message. Watch out for urgent requests, odd spelling or an email address that differs by one letter. Acted too fast? Contact your bank without delay and have them try to recall the payment and report the fraud.

Recipients can be targeted as well: one known trick is an overpayment followed by a request to send back the difference abroad. A screenshot of a transfer is no proof; only your own account shows what has arrived.

NBADJOAM or NBADJOAMXXX – which one to use?

A BIC is built from fixed blocks: characters one to four stand for the bank, the next two show the country and characters seven and eight indicate the location. Combined, those parts form NBADJOAM – the version you usually see online.

XXX at the end of NBADJOAMXXX is not a placeholder or an error: it stands for the main office of National Bank of Abu Dhabi. Some banking apps insist on 11 characters, in which case you simply add XXX after NBADJOAM.

Leave out spaces when you type NBADJOAM; the code is always written in one block. Pasting the code beats typing it by hand.

How up to date is this code?

The directory on GoldexPay draws on public sources and we update it periodically. Banks reorganise, close branches and retire codes – a directory can be a step behind. The figures we show are based on what is in our directory, not official figures from National Bank of Abu Dhabi.

See our directory here as a handy check, and let the details from the recipient or National Bank of Abu Dhabi have the final say. We are an independent comparison site for money transfers and not part of National Bank of Abu Dhabi. Should you notice something that is out of date, we appreciate a message.