Bank of Jordan PLC SWIFT/BIC code

What BJORJOAX means for a payment to Bank of Jordan PLC

The short code BJORJOAX and the 11-character code BJORJOAXXXX refer to one and the same institution: Bank of Jordan PLC in Amman, Jordan. A SWIFT code tells every bank in the chain which institution is meant to get the money. It comes up mainly when dealing with payments that cross a border and payments in foreign currencies.

Below you will find the practical side: receiving money at Bank of Jordan PLC, sending money abroad and how to verify a SWIFT code before you hit send. Keep in mind that the SWIFT code just identifies the bank, not the person: the IBAN or account number takes care of that.

Changed bank details? Be careful

Stay wary if someone unexpectedly wants you to pay into another account abroad. A valid SWIFT code tells you nothing about whether the request is genuine: scammers use real codes of real banks.

Do not rely on a phone number from the same email that announces the new account. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. When a payment was sent to the wrong account, call your bank right away.

Recipients can be targeted as well: one known trick is a buyer who pays too much followed by a request to send back the difference abroad. A screenshot of a transfer is no proof; only your own account shows what has arrived.

Verifying the SWIFT code of Bank of Jordan PLC

The most reliable place for the right code is a document from the bank itself like a bank statement or the account page in online banking. Check that code with BJORJOAX on this page and ask if anything does not match.

Mistakes in the BIC tend to be costly more than disastrous: often the payment comes back, minus fees. A mistake in the account number is a bigger problem; check it just as carefully.

Many banking apps validate the structure of IBANs and some suggest the matching BIC – that confirms the format, not the owner. Some banks now compare the payee name against the account – do not ignore a mismatch warning. A small test payment is a sensible step for large sums, even if it costs an extra fee.

How long does an international transfer to Bank of Jordan PLC take?

A SWIFT payment usually needs anywhere from one to several business days – it depends on currency, route and the banks in between. Weekends and public holidays in either country add a day or more, since banks do not process on those days. Occasionally a bank asks about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact your bank about the status and the transaction reference. Keep your transfer receipt until the money has arrived; it contains the details a bank needs to start a trace.

Only the sending bank is able to request a trace or a recall; the receiving side usually has nothing to trace yet. As a recipient, it helps to check your statements for a partial amount.

Getting paid from abroad into a Bank of Jordan PLC account

For a transfer from abroad into your account at Bank of Jordan PLC, the person paying you needs more than the SWIFT code. That means: your full name exactly as it appears on the account, your IBAN or account number, the SWIFT/BIC code BJORJOAXXXX (or BJORJOAX) and usually your postal address.

Certain banks want the address of Bank of Jordan PLC in Amman. Double-check every detail before you send them, because the sender’s bank usually copies them as is.

An incoming payment will not always land for the full amount. Intermediary banks may deduct a fee, and if the money is converted, a markup on the rate comes on top. On invoices, you can agree how the fees are split, so that nobody is left short.

Sending money abroad from Bank of Jordan PLC

What you pay for an international transfer is made up of several parts – not just the fee on your screen. You pay the fee for the transfer itself, possibly charges from correspondent banks along the way and, most importantly, the margin on the exchange rate.

The markup on the rate tends to be the biggest cost, and it is easy to miss. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services frequently use rates closer to the mid-market rate with clearer fees. Next time you send money, it is worth comparing what arrives on GoldexPay instead of going straight to your bank. Using a transfer service does not require closing your account at Bank of Jordan PLC.

A note on our data

This directory is based on publicly available sources and is updated regularly. Still, banks merge or retire codes, so information can be out of date. Figures such as the number of codes are from our own dataset and may differ from what Bank of Jordan PLC publishes.

For any payment of any size, always check the code with Bank of Jordan PLC or the recipient. We are an independent comparison service for money transfers and not part of Bank of Jordan PLC. Found outdated information? Tell us via our contact form.

Which of the 2 codes of Bank of Jordan PLC do you need?

With 2 codes in 1 cities, Bank of Jordan PLC belongs to the banks that use separate codes for parts of the organisation. The head office code remains BJORJOAXXXX.

In most cases there is no need to pick a branch: payments addressed to BJORJOAXXXX reach Bank of Jordan PLC without problems. If you have been given a branch code, use it as it is rather than swapping it with the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes are sometimes changed or retired over time, so do not rely on old paperwork.

BJORJOAX or BJORJOAXXXX – which one to use?

The structure of every SWIFT code never changes: a bank code of four letters, a two-letter country code and two for the location. Combined, these eight characters form BJORJOAX, the code most people search for.

XXX at the end of BJORJOAXXXX is not a placeholder or an error: it stands for the head office of Bank of Jordan PLC. Some banking apps ask for 11 characters, in which case you simply add XXX after BJORJOAX.

Leave out spaces when you type BJORJOAX; the code is always written in one block. Watch for the letter O and the digit 0 and I versus 1; they are easy to mix up.