Islamic International Arab Bank SWIFT/BIC code

What IIBAJOAM means for a payment to Islamic International Arab Bank

IIBAJOAM and IIBAJOAMXXX are two ways of writing the same bank identifier, and both lead to Islamic International Arab Bank in Amman. The code has a single purpose: it ensures that a cross-border transfer reaches the right bank. In practice you mostly come across it on invoices from abroad, in payment forms and in the bank details that Islamic International Arab Bank provides.

Further down you will find the practical questions: money coming in from abroad, paying someone in another country and how to check a SWIFT code before you confirm a payment. A SWIFT code names an institution, never a single account, which is why you always need the account number too.

Transfer times and tracking a payment to Islamic International Arab Bank

How fast a transfer reaches Islamic International Arab Bank is determined by a few things: the currency, how many intermediary banks are involved, cut-off times and time zones. Payments made after the cut-off time or just before a weekend or public holiday usually start the next business day. Extra checks on larger or unusual payments can also cause a delay, even when all details are correct.

When a payment takes longer than expected, ask your bank for the status or the UETR so they can trace it along the chain. Specialist transfer services often provide tracking in their app showing where the money is.

A delayed transfer is traced from the sending side on the basis of the transfer details. Request from the sender the payment receipt including the reference.

Choosing between the 5 SWIFT codes of Islamic International Arab Bank

Having 5 codes in 1 cities, Islamic International Arab Bank belongs to the banks that register separate codes for parts of the organisation. The main code remains IIBAJOAMXXX.

Unless the recipient tells you otherwise, go with IIBAJOAMXXX. If you have been given a branch code, use it as it is rather than swapping it with the head office code.

When in doubt, ask the person you are paying for the exact BIC in their bank details. Codes are sometimes changed or retired when banks reorganise.

Watch out for payment fraud

One of the most common tricks works like this: an email arrives with a request saying that a supplier now has a new bank account and that the next payment should go there. A real SWIFT code says nothing about who owns the account.

Before paying, verify changed bank details through a phone call on a number you know, not one from the message. Watch out for urgent requests, unusual wording or a sender address that is slightly off. If money was sent to the wrong account, call your bank right away.

People receiving money can be targeted as well: a classic trick is a buyer who pays too much and then sends a request to send back the difference to another account. A payment confirmation from the sender is no proof.

What a transfer from Islamic International Arab Bank abroad really costs

What you pay for a payment abroad is made up of more than one component, and the transfer fee is only the most visible one. There is the fee for the transfer itself, sometimes charges from correspondent banks along the way and, above all, the exchange rate markup.

The markup on the rate is often the largest cost, and it is easy to miss. A simple test: put the rate you get against the mid-market rate and work out the difference on your amount.

Specialist money transfer services often offer a rate near the mid-market rate with clearer fees. GoldexPay compares these services next to each other, showing the amount the recipient gets. You can always keep your account at Islamic International Arab Bank as the source of the money.

Getting paid from abroad into a Islamic International Arab Bank account

For a transfer from abroad into your account at Islamic International Arab Bank, the sender needs more than the SWIFT code. In practice that means: your full name exactly as it appears on the account, your IBAN or account number, the BIC IIBAJOAMXXX and usually your address.

It helps to include the bank name and Amman as well, since some forms ask for it. A mistake in your account number is harder to fix than you might think, so copy the details from your online banking.

What lands in your account can be lower than what was sent. Fees for incoming transfers vary from bank to bank; check the price list of Islamic International Arab Bank. On invoices, you can agree who bears the costs, so that nobody is left short.

What the XXX in IIBAJOAMXXX means

Each SWIFT/BIC code starts with the same eight core characters: four letters for the bank, two letters for the country and a two-character location code. That gives you IIBAJOAM, the short form of the code.

XXX at the end of IIBAJOAMXXX is not a placeholder or a mistake: it indicates the head office of Islamic International Arab Bank. Some forms insist on 11 characters, and then you simply enter XXX behind IIBAJOAM.

Do not add spaces or dashes when you type IIBAJOAM. A single letter can send a payment to a different institution, so check it twice.

How to check IIBAJOAM before you pay

The best place to find the right code is paperwork issued by the bank like a bank statement or the account page in online banking. Check that code against IIBAJOAM here.

An incorrect BIC may lead to a delay, a payment being sent back or additional charges along the way. Do not forget the IBAN: an error there can be more difficult to undo than a wrong BIC.

A validity check in your banking app merely confirms that the code exists, not that it is the right account. If your bank offers it, a payee name check before sending gives an extra layer of safety. A small test payment is worth it for a large first payment.

Where our SWIFT data comes from

The details here come from public sources. Still, banks merge, rename themselves or retire codes and our data may lag behind. Counts and locations come from our own dataset and are not confirmed by Islamic International Arab Bank.

See our directory here as a handy check, and let the details from the recipient or Islamic International Arab Bank have the final say. We are a comparison service and not affiliated with Islamic International Arab Bank. If you notice a mistake, we appreciate a message via the contact page.