Arab Jordan Investment Bank SWIFT/BIC code

SWIFT/BIC code of Arab Jordan Investment Bank

The short code AJIBJOAX and the full code AJIBJOAXXXX refer to the same bank: Arab Jordan Investment Bank, with its head office in Amman. A BIC does one job: it makes sure that a cross-border transfer ends up at the right bank. It comes up mostly when dealing with transfers between countries.

This page is meant to help people who pays into an account at Arab Jordan Investment Bank and wants to get the details right. The SWIFT code on its own does not identify a personal account; that is what the account number or IBAN .

When will the money arrive at Arab Jordan Investment Bank?

How quickly a transfer reaches Arab Jordan Investment Bank is determined by a few things: which currency you send, the number of banks in between, daily processing deadlines and time zones. Weekends and public holidays in the sending or receiving country add a day or more to the journey. Sometimes a bank asks about the purpose of a payment, which can hold things up.

When a payment takes longer than expected, contact your bank about the status and the transaction reference; with that reference banks can see where the payment is. Money transfer services often show tracking in their app so you can see how far the payment has got.

If the money does not arrive within the expected time, the person who paid should start with the bank that sent it, not the receiving bank. Request from the sender a copy of the payment confirmation with the date and reference.

Paying someone abroad from your Arab Jordan Investment Bank account

An international bank payment costs more than the fee suggests. Besides a fixed fee, correspondent or intermediary banks can take a cut, and if the money changes currency the bank often uses a rate that is less favourable than the actual market rate.

The real cost is often in the rate, not in the fee: the bank converts using an exchange rate with a margin built in. Check the rate you are offered against the mid-market rate, the midpoint between buy and sell rates you see on financial sites.

Money transfer services frequently use a rate near the mid-market rate and lower fees. GoldexPay lists transfer providers next to each other, showing what actually arrives for the same amount sent. You can always keep your account at Arab Jordan Investment Bank to fund the transfer; only the conversion and sending happen elsewhere.

Watch out for payment fraud

One of the most common tricks works like this: you receive a request saying that a company now has a new bank account and asking you to pay there from now on. The fact that AJIBJOAX exists does not mean that a request mentioning it is legitimate.

Always confirm a change of bank details by phone on a number you know, not one from the message. Urgency or requests to keep it quiet are warning signs; a genuine business can wait for you to check. If a payment was sent to the wrong account, contact your bank immediately: the sooner they act, the better the chance of a recall.

People receiving money can be targeted as well: one known trick is a buyer who pays too much and then sends a request to send back the difference abroad. Wait until the money is actually in your account – ask Arab Jordan Investment Bank if something looks wrong.

What the XXX in AJIBJOAXXXX means

A SWIFT code is built from fixed blocks: characters one to four stand for the bank, characters five and six show the country and the two after that indicate the location. The result is AJIBJOAX.

Most banks and apps accept both lengths. If yours asks for eleven characters, enter AJIBJOAXXXX; if it wants eight, use AJIBJOAX.

Type the code in one piece, in capitals and without separators. A single character can send a payment to another bank, so copy it carefully.

A note on our data

The details here come from public sources. Even so, banks merge or change codes. Counts and locations come from our own dataset and may differ from what Arab Jordan Investment Bank publishes.

Treat the information on this page as a helpful check, and let the details from the recipient or Arab Jordan Investment Bank have the final say. GoldexPay is an independent comparison service and not part of Arab Jordan Investment Bank. If you notice a mistake, we appreciate a short note via the contact page.

Incoming international payments to Arab Jordan Investment Bank

Someone abroad who wants to pay you needs a few details about your account – incomplete details often cause delays. Share your name as the bank knows it, the IBAN or account number, the BIC AJIBJOAXXXX and your address, which some banks require.

It helps to add Arab Jordan Investment Bank and Amman too, since some forms ask for it. A mistake in the IBAN is more trouble than you might think; copy them from your banking app rather than typing.

The amount you receive can be less than the amount sent. Intermediary banks may deduct a fee and your own bank may charge for processing, and if the money is converted, an exchange rate margin applies. Make clear with the sender who covers the fees.

Choosing between the 2 SWIFT codes of Arab Jordan Investment Bank

Having 2 codes, Arab Jordan Investment Bank is one of the banks that register individual codes for branches and departments. The main code is AJIBJOAXXXX.

Unless the recipient tells you otherwise, use AJIBJOAXXXX. Branch codes are only needed when the account holder specifically mentions it, which is more common for business accounts and trade services.

The best way is to copy the code straight from the account holder’s bank details. Codes for branches are more prone to change than AJIBJOAXXXX.

Verifying the SWIFT code of Arab Jordan Investment Bank

The most reliable place for the correct BIC remains a document from the bank itself, such as a statement or the account details in online banking. Compare that code against AJIBJOAX here; if they differ, ask before you pay.

Mistakes in the SWIFT code tend to be costly more than fatal: often the payment comes back, minus fees. A mistake in the account number is more serious.

Most online banking apps validate the structure of IBANs. More and more banks check the name with the account before you confirm; take any warning seriously. For a first payment, many people send a small amount first.