Central Bank of Jordan SWIFT/BIC code

SWIFT/BIC code of Central Bank of Jordan

Whether a recipient gives you CBJOJOAX or CBJOJOAXXXX, you are looking at the same identifier for Central Bank of Jordan in Jordan. Every bank on the SWIFT network uses BIC codes to route international transfers to the right bank. In daily life you mostly see the code on international invoices, in your banking app and in the bank details that Central Bank of Jordan provides.

Further down you will find the practical questions: receiving money at Central Bank of Jordan, paying someone in another country and how to check the code before you confirm a payment. Remember that the BIC just identifies the bank, not the person: the IBAN or account number takes care of that.

Before you send: check the Central Bank of Jordan code

Ask the recipient to copy their bank details straight from a recent statement. If the code you have does not match CBJOJOAX or CBJOJOAXXXX, stop and ask.

Mistakes in the SWIFT code tend to be annoying rather than disastrous – usually the money comes back, minus fees and time lost. An error in the IBAN or account number is more serious, because the money may be credited to someone else, so check that just as carefully.

Most online banking apps validate the format of an IBAN and some suggest the matching BIC, but that does not prove the account belongs to the right person. Where available, a payee name check before sending adds extra certainty. When you pay someone new, many people send a small test amount before sending the rest.

A note on our data

Our SWIFT/BIC directory is compiled from public sources. Even so, banks merge, rename themselves or change codes, so information can be out of date. The figures on this page are based on what is in our directory and not on information from Central Bank of Jordan itself.

Treat our data as a reference, rather than as the last word – the bank details from the recipient are leading. GoldexPay is a comparison service for money transfers and not part of Central Bank of Jordan. Spotted an error? Tell us through the contact page.

Watch out for payment fraud

Scammers regularly use payment requests with changed bank details sent from what looks like a familiar address. A correct SWIFT code tells you nothing about who owns the account: scammers use real codes of real banks.

Do not trust contact details from the same email that announces the change. Be suspicious of time pressure, odd spelling or an email address that differs by one letter. If money has already gone to the wrong account, contact your bank immediately.

Fraud can also work the other way. Someone sends more than agreed and asks you to refund the extra to a new account. A payment confirmation from the sender proves nothing – check your own account.

What a transfer from Central Bank of Jordan abroad really costs

An international bank payment can cost more than the listed fee. You pay the fee for the transfer itself, sometimes charges from correspondent banks along the way and, most importantly, the margin on the exchange rate if the currency changes.

Most of the cost usually sits in the exchange rate, rather than in the fee: the bank converts using an exchange rate that includes a margin. An easy check: put the rate you get next to the mid-market rate and look at the difference.

Specialised transfer providers frequently offer rates closer to the mid-market rate and lower fees. GoldexPay compares these services side by side so you can see the amount the recipient gets before you commit. Choosing a specialist does not mean closing your account at Central Bank of Jordan.

Why Central Bank of Jordan has an 8- and an 11-character code

A BIC is built from a few fixed parts: the first four letters identify the bank, characters five and six show the country and the two after that indicate the location. The result is CBJOJOAX, the short form of the code.

XXX at the end of CBJOJOAXXXX does not stand for a missing value or an error: it stands for the head office of Central Bank of Jordan. Certain payment forms insist on 11 characters, in which case you simply add XXX behind CBJOJOAX.

Do not add spaces when you type CBJOJOAX. Look out for O versus 0 or I versus 1; they are easy to mix up.

Incoming international payments to Central Bank of Jordan

For a transfer from abroad at Central Bank of Jordan, the sender has to have more than the BIC. Give them your name as the bank knows it, your account number or IBAN, SWIFT code CBJOJOAXXXX and your address, which some banks require.

Their bank may request the bank address of Central Bank of Jordan. A typo in your account number is harder to fix than it looks, so copy the details from your online banking.

What lands in your account is often less than the amount sent. Fees for incoming transfers vary from bank to bank – the price list of Central Bank of Jordan tells you what applies. Agree with the sender who covers the fees before the money is sent.

When will the money arrive at Central Bank of Jordan?

A SWIFT payment typically needs one to a few business days. Transfers sent after the cut-off time or just before a weekend or public holiday usually start the next business day. Sometimes a bank asks about the purpose of a payment, which can hold things up.

A growing number of banks are connected to SWIFT gpi for faster and traceable payments. Each payment carries a unique reference, the UETR, which your bank can use to see where the money is. Money transfer services usually provide a status in their app showing how far the payment is.

Only the sending bank is able to request a trace; the receiving side usually has nothing to trace yet. Request from the sender a copy of the payment confirmation including the reference; that often settles the question quickly.

Central Bank of Jordan: head office code versus branch codes

With 3 codes in 3 locations, Central Bank of Jordan belongs to the banks that register separate codes for parts of the organisation and departments. The head office code is CBJOJOAXXXX.

If nobody asks you for a branch code, use CBJOJOAXXXX. When you receive a specific code, use it as it is rather than replacing it with the head office code.

Not sure which code applies? Ask the recipient or the bank itself. Codes for branches are more likely to be retired than CBJOJOAXXXX.