SGD to BTC

Converting Singapore Dollar into Bitcoin: rate, costs and context

The page you are reading tracks the exchange rate between Singapore Dollar (SGD) and Bitcoin (BTC), together with the prices that banks, money apps and exchanges actually ask. At the latest update on October 30, 2026, 1 SGD equals 0.0000101812 BTC, and a single BTC is worth 98,219.98 SGD.

The rate shown above is the interbank mid rate. It sits exactly halfway between what wholesale traders pay for SGD and what they ask for it. Treat it as a neutral benchmark: nobody earns anything on it directly, which is exactly why you rarely get it as a private customer.

What you actually receive is shaped by two separate costs: the gap between the provider’s rate and the mid-market rate and any fixed or percentage fee. In the sections below we explain how those costs work, look at what a conversion costs in practice and list practical steps to lose less on the exchange when you change SGD into BTC.

What to know about SGD/BTC on crypto platforms

With crypto, the price you pay depends heavily on where you trade. On a trading platform, you deal with a spread between the highest bid and the lowest ask, plus a trading fee. Simple broker apps often show one price that has the cost baked in.

If you withdraw coins to a wallet, you pay a network or withdrawal fee. It is often a fixed amount regardless of the size of the transfer, so it weighs more on small transactions. Always check which network a platform uses: mistakes here are rarely reversible.

Crypto prices can move sharply within minutes. A displayed price may be fixed only for a few seconds, and on large orders the execution price can slip. Treat the figure above as an indication.

Think about custody as well. If you leave crypto on a platform, the platform controls it, whereas in your own wallet you are fully responsible for the keys. Use platforms that are registered with the regulator in your country.

Why we compare total cost

Every calculation begins with the mid-market rate of 0.0000101812. We then apply each provider’s published fees and exchange rate margin, to calculate what actually arrives in BTC. The comparison covers 1 providers, so you can see the differences at a glance.

Rates are refreshed every 30 minutes, so the page reflects the market of October 30, 2026. Always check the final quote in the provider’s app or website, since markets keep moving, especially when markets are busy.

GoldexPay is independent. Some links on this page are affiliate links, which help pay for the site. The order is never affected by them: the only ranking criterion is the amount received.

Sending a larger amount from SGD to BTC

Check the provider’s licence first. A regulated provider is registered with a supervisor such as the FCA or your national central bank. Regulation includes rules on keeping your money apart from the company’s own.

Check names and account details twice. Mistakes are rarely fixed quickly with transfers abroad. Watch out for pressure, urgency or a last-minute change of account details. Call to confirm, using contact details you already had.

Big sums usually trigger extra verification. Providers may ask for proof of where the money comes from, for example a contract of sale or an account statement. Some providers lower their margin on request for larger customers. Some also let you lock in a rate for a short period.

Exchange rate markup and fees on SGD/BTC

Nearly every bank and app do not convert at the rate of 0.0000101812 itself. They quote a slightly worse rate and earn on the difference. This is known as the spread. With a 2% markup, for instance, about 2 out of every 100 SGD never reach the recipient.

Next to that markup, most banks ask for a separate fee. This is usually a flat charge per payment, a percentage of the amount or both at once. For transfers sent through the banking network other banks along the route may take their own cut, and those only show up at the end.

Look twice at services that advertise free transfers. Free usually means the price is built into the exchange rate. What really counts is the total amount that arrives in BTC for the same amount of SGD, and that is the figure our table ranks on.

Paying less when you change SGD into BTC

Judge on what arrives, not on what is advertised. A provider with a low fee can still be expensive if the rate is poor. The fairest figure to compare is the BTC amount after every cost, and that already includes both margin and fee.

When you pay by card abroad, you can get a choice between your own currency and the local one. That option is known as dynamic currency conversion, or DCC. The rate used is usually poor. Always opt to pay in the local currency so your bank or card issuer handles the exchange.

Watch the timing as well. Rates quoted on a Saturday or Sunday can include a weekend surcharge. For transfers that can wait, you can set a target rate and let the provider convert only when it is reached. That avoids guessing, but the target may never be reached.

Finally, look at how you pay. A credit card may be treated as a cash advance by your card issuer, and a regular bank transfer to the provider is usually the cheapest way in. Bundling smaller transfers means fixed charges hit you fewer times.

Example: converting 1,000.00 SGD

Consider a conversion of 1,000.00 SGD. Using the reference rate of 0.0000101812, you can work out the upper limit of what any provider could deliver in BTC. In practice nobody hands over that full amount, as costs are deducted somewhere in the process.

Of the 1 providers we compared, Revolut came out cheapest for this amount, with 0.0100 BTC at the time of our last update. The gap between 0.0100 BTC and the theoretical maximum is the real price of the transfer.

Keep in mind that a different amount can produce a different winner. Fixed fees weigh heavily on small sums, whereas the margin in the rate becomes the bigger cost on larger transfers. Try your actual amount in the calculator above and check whether the order changes.

Recent movement in the SGD/BTC rate

Compared with a year ago, the exchange rate moved by +45.90%. During that year the top of the range was 0.0000131746 BTC for one SGD, and the low point came in at 0.0000069407. Today’s rate of 0.0000101812 sits somewhere inside that range.

The spread between the year’s extremes puts the movement into real terms. For a bigger amount, timing has a visible effect on the outcome, sometimes more than the choice of provider.

Rates are pushed around by interest rate decisions, inflation figures, trade flows and general market sentiment. We show the figures as they are and do not make predictions. If timing matters to you, it is more practical to set an alert than to guess.