SWIFT/BIC codes in Norway: banks starting with A

SWIFT/BIC codes in Norway

This overview covers 306 banks and other institutions in Norway, with 731 SWIFT/BIC codes in total. A BIC tells the banks handling a transfer which institution is meant to get the money.

Look for the bank you need in the list and click through for the full list of codes and what else a transfer requires. The sections below explain how the codes work, what transfers cost and the checks worth doing.

What a transfer to Norway really costs

What you pay for a payment to Norway has more than one component – not only the fee you see. You pay the transfer fee, sometimes charges from intermediary banks along the way and, above all, the exchange rate markup if the money is converted.

Most of the cost usually sits in the exchange rate, not in the fee – the bank builds a margin into its rate. An easy check: set the rate you get next to the mid-market rate and work out the difference on your amount.

Money transfer services often use rates closer to the mid-market rate and lower fees. Before your next transfer to Norway, it is worth to compare what arrives via GoldexPay rather than accepting the first rate you see.

How reliable is this list?

Ask the recipient to copy the account details directly from their banking app. When the code you were given differs from the code listed here, stop and ask – contact the recipient or their bank.

This list is compiled from public sources that we update periodically. Banks reorganise, change names and change codes – a directory can be a step behind. Use this list as a reference, not as the final word. GoldexPay is an independent comparison site.

Scammers regularly send fake invoices carrying new bank details that look completely genuine. Before paying, verify changed details by phone, using a number you already had.

SWIFT codes in Norway: banks under :letter

This list shows only the banks in Norway beginning with :letter. The counts in the introduction always refer to all banks in Norway.

Many institutions appear under their legal name, which may start with words like Bank or Banco. The complete list remains one click away when the letter filter does not help.

The largest SWIFT network in Norway: Storebrand Kapitalforvaltning

Storebrand Kapitalforvaltning tops the list for Norway when it comes to the number of SWIFT/BIC codes. Its main office uses STKTNOK1000; that is usually the right code for a transfer.

Practice differs in how many codes they register. Paying someone at Storebrand Kapitalforvaltning? Use STKTNOK1000 unless the recipient gives you a branch code.

Recognising a SWIFT code from Norway

Bank identifier codes follow the same format worldwide: eight characters plus an optional three-character extension. Characters one to four identify the bank, the fifth and sixth characters form the country code and characters seven and eight mark the location.

No matter which bank, all Norway codes have the same country code in positions five and six: the ISO code of the country. When the country letters do not match Norway, the code belongs to a bank in another country, so check again.

An 11-character code adds three characters for a branch – XXX stands for the head office. In most cases the head office code is what you need, unless the recipient gives you a branch code.

Euro payments to Norway: is a BIC needed?

Norway is a member of the SEPA area, where euro transfers follow common rules. For a regular euro transfer within SEPA, the IBAN is usually enough; many banks no longer ask for the BIC.

The BIC does matter when the currency is not euros and for transfers from outside SEPA. Euro payments within SEPA usually arrive within one business day. Costs stay low provided no currency is converted – conversion is what costs money.

Getting paid from abroad into an account in Norway

Someone abroad who wants to pay you will ask for a few details about your account. Give them the account holder’s name, your account number or IBAN, your bank’s SWIFT code and your address.

Your bank’s code is in the list on this page. It helps to add the name and city of your bank.

Do not be surprised if the amount credited is smaller than what the sender paid. Correspondent banks can take a fee, and if the money is converted, an exchange rate margin comes on top. For business payments, state who bears the costs.

Tracking a payment to Norway

There is no single delivery time for transfers to Norway: some land within a day. Transfers sent after the cut-off time or just before weekends and holidays usually go out the next business day.

If the money seems late, the sender should contact their own bank and ask for the status or the UETR; only the sending side can start an official trace. Money transfer services often provide a status in their app so you can follow the payment.

The Norwegian Krone (NOK) and conversion costs

Most accounts in Norway are usually held in NOK. A payment in a foreign currency will be converted into NOK before it reaches the account, and whoever converts it chooses the rate.

Who does the conversion has an effect on how much arrives, as rates and margins differ per bank. Compare what NOK arrives with several providers; the difference between options can be larger than you expect. With bigger transfers, even a small difference in the rate can be worth more than the fee.