SWIFT/BIC codes in Norway: banks starting with N

Bank SWIFT codes for Norway

Here you will find the SWIFT/BIC codes of 306 institutions in Norway. You need such a code mainly when making international transfers, and especially for payments in foreign currencies.

Choose a bank from the list to see the head office code and its other codes along with tips for payments to and from that bank. Further down you can read how codes from Norway are built, how to send money there at a fair price and what to check before you pay.

Sending NOK to Norway

Norway pays in the Norwegian Krone. Money sent in a different currency will be converted into NOK on its way to the recipient – and the bank that does it picks the rate.

Who does the conversion affects the final amount, as rates and margins differ per bank. In many cases it is cheaper if you send NOK straight away via a transfer service with a good rate. With bigger transfers, a seemingly small difference in the rate can be worth more than the fee.

Tracking a payment to Norway

There is no single delivery time for payments to Norway: some land the same day or the next while others need several business days. Payments made late in the day or on weekends and holidays usually go out a business day later.

Many banks use SWIFT gpi for faster and traceable payments. Each gpi transfer gets a unique transaction reference, the UETR, which the sending bank can use to trace it. Save the payment confirmation.

Getting paid from abroad into an account in Norway

A sender in another country needs several details from you, and missing ones are a common cause of delays. Give them your name as registered with the bank, your account number or IBAN, the BIC of your bank and your address.

Your bank’s code is in the list on this page but always compare it with your own bank details. Certain sending banks may also want the name and address of your bank.

What lands in your account can be lower than the amount sent. Fees for incoming transfers differ from bank to bank; check the price list of your bank. Make clear with the sender who covers the fees.

Banks in Norway starting with :letter

The letter filter narrows the list to banks from Norway that begin with :letter, so you can find a bank faster. The counts in the introduction always cover all banks in Norway.

If the bank you need is missing here, check another letter: banks are often registered under their full legal name. Use the full list for Norway if you do not know how the name is spelled.

Which bank in Norway has the most codes?

In our directory, Storebrand Kapitalforvaltning has the most SWIFT/BIC codes in Norway. Its head office code is STKTNOK1000, which is the code to use when no branch is specified.

Practice differs in how many codes they register, so the count is not a ranking of size. Paying someone at Storebrand Kapitalforvaltning? Use STKTNOK1000 unless the recipient gives you a branch code.

Verifying a SWIFT code from Norway

The most reliable source for the BIC is the recipient’s own bank details – an invoice, a statement or a screenshot from online banking. When the code you were given differs from the code listed here, stop and ask – contact the recipient or their bank.

We gather SWIFT/BIC codes using public sources and check our list regularly. Even so, banks merge or change codes, so information can be out of date. Before any payment of any size, check the BIC with the recipient. GoldexPay is not a bank.

Scammers regularly send fake invoices with changed bank details. A valid BIC says nothing about whether a request is genuine.

Bank or transfer service for Norway?

An international bank payment to Norway often costs rather more than the fee suggests. Besides the fee, correspondent banks can deduct a charge, and when the money is converted the bank usually uses a less favourable rate than the actual market rate.

The markup on the rate tends to be the biggest cost item because it is hidden in the rate. Compare the bank’s rate against the mid-market rate, the midpoint you see on financial news sites. The difference is your real cost.

For a lot of currency pairs, a specialist provider is cheaper than a traditional bank transfer, mainly because of the rate. GoldexPay lists these providers side by side so you can see the amount that reaches the recipient for the same amount sent.

Recognising a SWIFT code from Norway

Every SWIFT/BIC code has 8 or 11 characters, always in the same order. First comes a four-letter bank code, then two letters for the country and two characters for the location.

You can spot a bank code from Norway from letters five and six: they always show the ISO country code of Norway. When those two letters point to another country, you are looking at a bank somewhere else, so check again.

When a code ends in XXX, it refers to the head office and the short version works just as well. In most cases the head office code is fine unless the recipient asks for a specific branch.

Norway and the SEPA area

Norway is a member of the Single Euro Payments Area (SEPA), where euro transfers follow common rules. When you send euros from another SEPA country, the IBAN is usually enough.

You will still need the BIC for non-euro payments or transfers from countries outside SEPA. Instant euro transfers are increasingly supported within SEPA – check whether your bank supports them. Fees are generally low as long as no currency is converted.