SWIFT/BIC codes in Norway: banks starting with J

Bank SWIFT codes for Norway

In Norway our database holds 731 SWIFT/BIC codes. A BIC shows the banks handling a transfer which institution should receive the money.

Search for the recipient’s bank below and click through for the full list of codes and the details a transfer needs. Further down you can read how codes from Norway are built, how to send money to Norway at a fair price and what to check before you pay.

Recognising a SWIFT code from Norway

A SWIFT code is 8 or 11 characters long and the parts always come in the same order. It starts with four letters for the bank, followed by a two-letter country code and a two-character location code.

You can recognise a bank code from Norway by the fifth and sixth characters – those always form the country code of Norway. Codes with a different country code belong to another country, even if the bank name looks familiar.

The last three characters, if present, identify a specific branch; XXX is used for the head office. In most cases the head office code is what you need.

Sending NOK to Norway

Norway uses the Norwegian Krone (NOK). When you pay another currency, it gets converted at some point: by your bank, an intermediary or the receiving bank.

Which bank converts the money makes a difference, because each party uses its own rate. Compare what NOK arrives via several providers; the difference between options can be larger than you expect. On larger amounts, even a small gap in the rate can be worth more than the fee.

Banks in Norway beginning with the letter :letter

You are looking at a selection: only banks in Norway with a name starting with :letter. The figures for Norway mentioned here cover all 306 banks.

Cannot find the bank? Its official name might start with a different letter. The full overview for Norway is one click away if you cannot find the bank here.

Verifying a SWIFT code from Norway

Ask the recipient to send you the account details directly from a recent statement. When the code you were given differs from the code listed here, do not guess – contact the recipient or their bank.

This list is compiled from publicly available sources and is updated regularly. Institutions reorganise, change names and retire codes. For any payment of any size, check the BIC with the recipient’s bank. GoldexPay is not a bank and has no link to the banks in this list.

Fraudsters regularly use fake invoices with changed bank details that look completely genuine. Always verify a change of bank details through a separate channel on a number you know.

Getting paid from abroad into an account in Norway

Someone abroad who wants to pay you will ask for several details from you – incomplete details often cause delays. Give them the account holder’s name, the IBAN or account number, your bank’s SWIFT code and your address.

Look up the bank in the list above and compare the code with your own bank details. Certain banks may also ask for your bank’s address.

Expect that the incoming amount is smaller than the amount on the sender’s receipt. Charges on incoming payments vary per bank. Make clear with the sender who covers the fees.

When does money sent to Norway arrive?

There is no single answer for payments to Norway: some arrive the same day or the next while others need several business days. Transfers sent after the cut-off time or just before weekends and holidays usually go out a business day later.

If a transfer seems delayed, the sender should contact the sending bank for a trace. Keep the payment confirmation until the recipient confirms – you will need it if something goes wrong.

Bank or transfer service for Norway?

The price of a payment to Norway is made up of more than one component. You pay a transfer fee, possibly fees from correspondent banks and, above all, the margin on the exchange rate when currencies differ.

Most of the cost usually sits in the exchange rate, rather than in the fee: banks convert at a rate with a margin built in. An easy check: set the rate you get next to the mid-market rate and work out the difference on your amount.

Money transfer services often use a rate near the mid-market rate. Before you send money to Norway, take a minute to compare the total cost on GoldexPay.

Norway and the SEPA area

Since Norway is in SEPA, a euro transfer to a bank in Norway normally only needs the IBAN. Most banking apps no longer ask for the BIC for these payments.

You still need the BIC for non-euro payments or money from outside the SEPA area. Instant payments in euros have become widely supported across SEPA – check whether your bank supports them. Fees are generally low as long as everything stays in euros.

The largest SWIFT network in Norway: Storebrand Kapitalforvaltning

Of all banks in Norway, Storebrand Kapitalforvaltning is listed with the largest number of codes. The head office uses STKTNOK1000.

Banks differ in how many codes they register. If not a branch code is given, STKTNOK1000 is fine for transfers to this bank.