SWIFT/BIC codes in Norway: banks starting with E

SWIFT/BIC codes in Norway

This overview lists 306 banks and financial institutions in Norway and 731 SWIFT/BIC codes between them. You need a SWIFT/BIC code mostly for payments across borders and for payments in a foreign currency.

Pick the bank below to see the head office code and its other codes, plus practical notes for sending and receiving money. Further down we explain how codes from Norway are built, how to send money there at a fair price and how to check a code before you pay.

Tracking a payment to Norway

There is no single answer for payments to Norway: some land within a day while others need several business days. Bank holidays in either country can add a day or more.

When a payment takes longer than expected, ask the sender to contact the sending bank for a trace – the receiving bank often cannot see a payment that has not arrived. Keep the payment confirmation until the recipient confirms; a bank needs it to start a trace.

Incoming international payments in Norway

For an international payment in Norway, the sender has to have more than the BIC. That means: your full name as your bank knows it, your IBAN or account number, the BIC of your bank and, often, your address.

The code of your bank is in our list but always compare it with your own bank details. It helps to include the name and city of your bank.

The amount you receive can be less than the amount sent. Charges on incoming payments vary from bank to bank. Make clear with the sender who covers the fees before the money is sent.

Which bank in Norway has the most codes?

Storebrand Kapitalforvaltning leads the list for Norway when it comes to SWIFT/BIC codes. The head office of Storebrand Kapitalforvaltning uses STKTNOK1000.

Practice differs in whether they register branch codes – a high count is not a measure of size. Making a payment to Storebrand Kapitalforvaltning? Use STKTNOK1000 unless a specific branch code is requested.

How SWIFT codes from Norway are built

SWIFT/BIC codes use the same format worldwide: eight characters, sometimes followed by three more. The first four letters identify the bank, the fifth and sixth characters are the country code and characters seven and eight give the location.

Whatever the bank, all Norway codes have the same fifth and sixth letters, namely the ISO code of Norway. Codes with other letters in that position belong to another country, even if the bank name looks familiar.

The optional last three characters identify a specific branch; XXX means the head office. Use a branch code only if the recipient’s bank asks for it.

Bank or transfer service for Norway?

If you transfer money to Norway via a regular bank, the stated fee is only part of what you pay. There is the transfer fee, possibly fees from correspondent banks and, most importantly, the margin on the exchange rate when currencies differ.

Most of the cost usually sits in the exchange rate. A simple test: set the offered rate next to the mid-market rate and look at the difference.

Specialised transfer providers frequently use a rate near the mid-market rate. GoldexPay compares these providers side by side so you can see what actually arrives in Norway.

SEPA transfers to Norway

Inside SEPA, euro payments to Norway use common rules. A field for the BIC is often optional for those payments.

You still need the BIC when sending payments in other currencies or money from outside the SEPA area. Euro payments within SEPA usually arrive by the next business day or faster with instant payments. Costs stay low provided no currency is converted – conversion is what costs money.

How reliable is this list?

The most reliable source for a SWIFT code is the recipient’s own bank details. If the code you have differs from the code listed here, do not guess: check with the recipient or the bank.

We collect bank codes using publicly available data and update them regularly. Institutions reorganise, change names and change codes – a directory can be a step behind. Use our data as a starting point, not as the final word; the recipient’s bank details are leading. We are a comparison service for money transfers.

Scammers often send fake invoices with changed bank details. Always verify a change of bank details through a separate channel.

Banks in Norway beginning with the letter :letter

This list shows only banks in Norway beginning with :letter. The totals mentioned above still cover the whole country, not just this letter.

If a bank is missing under :letter, try another letter. Try the full list for Norway if you are not sure the exact name.

Paying in NOK: what conversion costs you

The national currency of Norway is the Norwegian Krone (NOK). A payment in a foreign currency is converted into NOK before it reaches the account – and the bank that does it picks the rate.

Which bank converts the payment matters. In many cases you pay less if you send NOK directly via a provider with a good rate rather than letting the receiving bank convert. With bigger transfers, even a small gap in the rate can be worth more than the fee.