SWIFT/BIC codes in Norway: banks starting with H

Bank SWIFT codes for Norway

In Norway we have 731 SWIFT/BIC codes. You need a SWIFT/BIC code mainly when making payments across borders and for payments in a foreign currency.

Look for the recipient’s bank in the list and open its page to see the full list of codes and what else a transfer requires. Further down we explain how codes from Norway are built, how to send money to Norway at a fair price and what to check before you pay.

Euro payments to Norway: is a BIC needed?

Within the SEPA zone, euro payments to Norway use the same rules and in most cases need only the IBAN. A field for the BIC is often optional in that case.

You will still need the BIC when sending non-euro payments or transfers from countries outside SEPA. Euro payments within SEPA usually arrive by the next business day or faster with instant payments. Costs stay low provided everything stays in euros; the conversion is where it gets expensive.

The Norwegian Krone (NOK) and conversion costs

The currency of Norway is the Norwegian Krone (NOK). If you send money in a different currency, the amount has to be converted somewhere along the way – by your bank, a bank in between or the recipient’s bank.

Where the conversion happens has an effect on the final amount. Check how much NOK arrives via different providers; the difference between options can be larger than you expect. Exchange rates move all the time, so a quote is usually valid only briefly.

How long does a transfer to Norway take?

An international transfer to Norway typically needs anywhere from one to several business days, depending on the currency, the route and the banks involved. Bank holidays in Norway or in the sending country can add extra days, because banks do not process payments on those days.

Many banks use SWIFT gpi. Every gpi transfer carries a unique reference, the UETR. Keep the payment confirmation until the money has arrived.

Incoming international payments in Norway

Someone abroad who wants to pay you will ask for several details from you, and missing ones are a common cause of delays. Share the account holder’s name, your account number or IBAN, the BIC of your bank and your address.

Your bank’s code is in the list on this page but always compare it with your own bank details. Certain sending banks also want the name and address of your bank, so keep it at hand.

Do not be surprised if the amount credited is smaller than the amount on the sender’s receipt. Charges on incoming payments differ from bank to bank; check the price list of your bank. On invoices, agree who bears the costs.

Most SWIFT codes in Norway: Storebrand Kapitalforvaltning

Storebrand Kapitalforvaltning tops our list of Norway banks in the number of SWIFT/BIC codes. Its main office has STKTNOK1000.

How many codes a bank has says something about how it organises its payments than about its size. Making a payment to Storebrand Kapitalforvaltning? Go with STKTNOK1000 except when the recipient gives you a branch code.

Bank or transfer service for Norway?

The price of a transfer to Norway is made up of more than one component, and the fee on your screen is only one of them. There is a transfer fee, possibly charges from intermediary banks along the way and, above all, the exchange rate markup when currencies differ.

The markup on the rate is often the largest part of the cost, even though it is not listed as a fee. An easy check: put the offered rate against the mid-market rate and look at the difference.

Money transfer services often use rates closer to the mid-market rate with clearer fees. On GoldexPay you can compare what recipients in Norway receive with different services, which makes the cheapest option easy to spot.

The structure of a Norway SWIFT/BIC code

A BIC is 8 or 11 characters long. It starts with a four-letter bank code, followed by a two-letter country code and a two-character location code.

No matter which bank, every code from Norway share the same country code in positions five and six. If those two letters do not match Norway, you are looking at a bank in another country.

The last three characters, if present, identify a specific branch; XXX is used for the head office. For most transfers the head office code is what you need, unless the recipient gives you a branch code.

Filter: banks in Norway with :letter

This filter narrows the list down to banks from Norway that begin with :letter, so you can find a bank faster. The counts in the introduction always cover the whole country, not just this letter.

Cannot find the bank? Its official name might start with a different letter – think of the full legal name instead of the brand. The full overview for Norway is one click away when the letter filter does not help.

Check the code before you pay

Have the recipient send you their bank details directly from their online banking. If the code you have does not match our list, stop and ask.

We gather SWIFT/BIC codes from public sources and check our list from time to time. Banks merge, change names and change codes. Treat our data as a reference rather than the last word: the bank details from the recipient come first. GoldexPay is an independent comparison service for money transfers, not a bank.

Fraudsters regularly send fake invoices with changed bank details that look completely genuine. Always verify changed details through a separate channel, using a number you already had.